Top Long-Term CD Rates at CEF Credit Union in IL & CA - Local Only

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1.75%$1k$100kCEFCU5 Year Certificate
1.50%$1k$100kCEFCU4 Year Certificate
1.25%$1k$100kCEFCU3 Year Certificate
Accounts mentioned in this post. Rates as of September 28, 2016.

CEF Credit Union continues to offer competitive long-term CD rates. For regular certificates these include a 3.15% APY 60-month CD, a 3.00% APY 48-month CD and a 2.60% APY 36-month CD. Minimum deposit is $1,000. An extra 0.10% is added for Jumbo certificates with a $100,000 minimum. These rates are listed at the credit union's rate table as of 4/28/2010. These are also listed at Valley Credit Union's rate table. Valley Credit Union was a California credit union that was merged into CEFCU with help from the NCUA. It's now a division of CEFCU.

CEFCU CDs are also available in Traditional and Roth Individual Retirement Accounts (IRAs) and Coverdell Education Savings Accounts (ESAs).

Membership into CEFCU is open to anyone who lives or works in one of many counties in Illinois. Please refer to CEFCU's membership eligibility page for the full details. Membership into Valley CU is open to anyone who lives, regularly works or regularly worships in Santa Clara County, Contra Costa County or Alameda County of California. Please refer to Valley's membership eligibility page for the full deails. Membership requires a $1 one-time fee and a $5 minimum balance in the savings account.

CEFCU's ratings for safety and soundness are above average: 4 stars (excellent) at BauerFinancial (based on 12/31/09 data), 3 stars (performing) at Bankrate.com (based on 9/30/09 data), and an overall score of 4 out of 5 health score at DepositAccounts.com. The credit union is federally insured by the NCUA (Charter # 68448). It's a large credit union with over $4 billion in assets.

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3.50% 60-Month CD at CEF Credit Union in IL & CA - Local Only
CEF Credit Union is offering two competitive long-term CD rates: 3.50% APY for 5 years and 3.25% APY for 4 years. Minimum deposit is $1,000. An extra 0.10% is added for Jumbo certificates with a $100,000 minimum. These rates are listed at the credit union's rate table as of 12/02/09. These are also listed at Valley Credit Union's rate table. Valley Credit Union was a California credit union that was merged into CEFCU with help from the NCUA at the end of last year. It's now a division of CEFCU.

Membership...

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3.10% 24-Month CD at CEFCU in California and Illinois
Citizens Equity First Credit Union (CEFCU) is offering a special 2-year CD with a 3.10% APY. Minimum deposit is $1,000. The jumbo CD rate is 3.20% APY for a $100,000 minimum. This CD special is available at both CEFCU's Illinois branches and at CEFCU's newly acquired Valley Credit Union branches in California. These rates are listed at both CEFCU's rate table and at this Valley CU promotional page as of 3/10/09. The small print at the Valley CU page states that the rates are available through March 24, 2009. These...
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5.55% 5-Month CD at an Illinois Credit Union (CEFCU)
CEFCU is offering a special 5.55% APY 5-month certificate. The minimum deposit is $5,000. This special is scheduled to last through 8/21/07.

Membership is open to anyone who lives or works one of the following Illinois counties: Fulton, Knox, Livingston, Logan, Macon, Marshall, Mason, McLean, Peoria, Putnam, Sangamon, Stark, Tazewell and Woodford. You also can be eligible via Select Employee Groups or via immediate family. Please see their Eligibility page for more details. Membership requires a $1 membership fee and a minimum deposit of $25 into the savings account.

Branches are located...



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6.00% 7-Month CD at an Illinois CU (CEFCU)
Citizens Equity First Credit Union (CEFCU) is offering a 6.00% APY 7-month certificate of deposit. The minimum is $5,000.

The field of membership includes those who live or work in the following Illinois counties: Fulton, Knox, Livingston, Logan, Macon, Marshall, Mason, McLean, Peoria, Putnam, Sangamon, Stark, Tazewell and Woodford. Employees of Caterpillar and other Select Employee Groups are also included.

A $1 one-time membership fee and a $25 minimum deposit into the savings account is required to join the credit union.

Branches are located in the Illinois cities of Bloomington, Canton, Chillicothe,...





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