CD Specials with Competitive Rates at Premier Bank in Northwest Florida - Local Only

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Premier Bank is offering two competitive CD specials: a 2.01% APY 13-month CD and a 2.26% APY 18-month Bump-Up CD. Minimum deposit is $10,000. These rates are listed at the bottom of the bank's rates page as of 2/05/2010.

The bank also has a reward checking account which I first reported on in April 2007 when the account was paying 6% for up to $50K. As you might expect, the rate has fallen substantially. It's now 1.81% APY for up to $50K (see review).

It appears that a branch visit is required to open an account. Branches are located in Tallahassee and Quincy, Florida.

The bank's ratings for safety and soundness are a little weak: 3 stars (adequate) at BauerFinancial and 2 stars (below peer group) at Bankrate.com. Both ratings are based on 9/30/09 financial data. The bank has been a FDIC member since 1995 (FDIC Certificate # 33992).

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