CenterBank (OH) Adds 17-Month Anniversary Special CD

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Deal Summary: 17-month Anniversary Special CD, 1.70% APY, $500 min/$100k max, new money required.

Availability: “Must be a consumer residing in greater Cincinnati.”

CenterBank is celebrating its 17th anniversary with a 17-month Anniversary Special CD (1.70% APY).The minimum deposit is $500 of new money, with a maximum $100k per household.

According to CSR, the Early Withdrawal Penalty is formulaic, using the amount withdrawn and length of term left until maturity as variables.

Availability

Headquartered in Milford, in southwestern Ohio, CenterBank’s market area is comprised of the greater Cincinnati area.

Opening the 17-month Anniversary Special CD must be done at any of three Ohio branches located in Cincinnati, Madeira, and Milford.

CenterBank’s online banking platform is currently limited to account management and bill payment services.

Bank Overview

CenterBank has an overall health grade of "A+" at DepositAccounts.com, with a Texas Ratio of 1.01% (excellent) based on December 31, 2016 data. In the past year, CenterBank has increased its total non-brokered deposits by $8.79 million, an excellent annual growth rate of 6.67%. Please refer to our financial overview of CenterBank (FDIC Certificate # 35117) for more details.

CenterBank was established in 2000, and like many of the newer, smaller banks, chose the “old” concept of community banking on which to base their business model. While providing their customer base with up-to-date banking services technology, CenterBank places an emphasis on making sure the customer can “enjoy banking again.”

How the Anniversary Special CD Compares

When compared to the 199 similar length-of-term CDs tracked by DepositAccounts.com that require a similar minimum deposit and are available within its market area, CenterBank’s 17-month Anniversary Special CD APY currently ranks second.

The above rates are accurate as of 4/19/2017.

To look for the best CD rates, both nationwide and state specific, please refer to our CD rates table or our Rates Map page.


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