Overview / Commentary
850-474-0970
1200 E Nine Mile Rd
Pensacola, FL 32514

Central Credit Union of Florida is headquartered in Pensacola and is the 51st largest credit union in the state of Florida. It is also the 1,220th largest credit union in the nation. It was established in 1962 and as of September of 2018, it had grown to 77 employees and 16,077 members at 5 locations. Central Credit Union of Florida's money market rates are 70% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Central CU of Florida is open to all residents, people that maintain employment, and registered students in these Florida Counties; Escambia, Santa Rosa, Okaloosa, Bay, Walton, Washington, and Duval.
See current membership details

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Health

Health Grade Components

Overall
NCUA #62417
Year Chartered1962
Employees77
Primary Regulator
Profit Margin
Return on Assets - YTD0.27%
Return on Equity - YTD2.36%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$157.9MM$153.2MM
LoansQ3 2018vs Q3 2017$98.8MM$92.2MM
DepositsQ3 2018vs Q3 2017$139.5MM$134.6MM
Equity CapitalQ3 2018vs Q3 2017$18.0MM$17.5MM
Loan Loss AllowanceQ3 2018vs Q3 2017$584.00K$717.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$749.00K$828.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$80.00K
Rates
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Central Credit Union of Florida Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$40-IRA Accumulator
0.40%--You Name It
0.40%--Vacation Club
0.40%--Christmas Club
0.20%$25-Regular Shares

Central Credit Union of Florida Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$2.5k-Money Market Account

Central Credit Union of Florida Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-Pioneer Checking

Central Credit Union of Florida CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%$1k-36 Month Share Certificate
1.51%$1k-24 Month Share Certificate
1.41%$1k-18 Month Share Certificate
1.26%$1k-12 Month Share Certificate
0.80%$1k-6 Month Share Certificate

Central Credit Union of Florida IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%$250-36 Month IRA Certificate
1.51%$250-24 Month IRA Certificate
1.41%$250-18 Month IRA Certificate
1.26%$250-12 Month IRA Certificate
0.80%$250-6 Month IRA Certificate
Locations


Central Credit Union of Florida Locations
Branch Office1200 E Nine Mile RdPensacola, FL 32514-1653
Branch Office4964 Bayou BlvdPensacola, FL 32503-2542
Branch Office308 N Spring StPensacola, FL 32501-4828
Branch Office6200 N W StPensacola, FL 32505-1903
Branch Office2615 Highway 77Panama City, FL 32405-4406

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