Central Credit Union of Florida

Overview / Commentary
1200 E Nine Mile Rd
Pensacola, FL 32514

Central Credit Union of Florida is headquartered in Pensacola and is the 50th largest credit union in the state of Florida. It is also the 1,153rd largest credit union in the nation. It was established in 1962 and as of December of 2018, it had grown to 81 employees and 17,251 members at 6 locations. Central Credit Union of Florida's money market rates are 82% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Central CU of Florida is open to all residents, people that maintain employment, and registered students in these Florida Counties; Escambia, Santa Rosa, Okaloosa, Bay, Walton, Washington, and Duval.
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Health Grade Components

NCUA #62417
Year Chartered1962
Primary Regulator
Profit Margin
Return on Assets - YTD0.12%
Return on Equity - YTD1.03%
Annual Interest Income$6.6MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$172.7MM$153.1MM
LoansQ4 2018vs Q4 2017$104.4MM$97.1MM
DepositsQ4 2018vs Q4 2017$151.9MM$133.9MM
Equity CapitalQ4 2018vs Q4 2017$19.1MM$17.7MM
Loan Loss AllowanceQ4 2018vs Q4 2017$754.00K$638.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.0MM$1.1MM
Real Estate OwnedQ4 2018vs Q4 2017$0$108.00K
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Central Credit Union of Florida Savings Account Rates

1.15%$40-IRA Accumulator
0.40%--You Name It
0.40%--Vacation Club
0.40%--Christmas Club
0.20%$25-Regular Shares

Central Credit Union of Florida Money Market Rates

0.80%$2.5k-Money Market Account

Central Credit Union of Florida Checking Account Rates

0.55%$1k-Pioneer Checking

Central Credit Union of Florida CD Rates

2.27%$1k-36 Month Share Certificate
1.51%$1k-24 Month Share Certificate
1.41%$1k-18 Month Share Certificate
1.26%$1k-12 Month Share Certificate
0.80%$1k-6 Month Share Certificate

Central Credit Union of Florida IRA Rates

2.27%$250-36 Month IRA Certificate
1.51%$250-24 Month IRA Certificate
1.41%$250-18 Month IRA Certificate
1.26%$250-12 Month IRA Certificate
0.80%$250-6 Month IRA Certificate

Central Credit Union of Florida Locations
Branch Office1200 E Nine Mile RdPensacola, FL 32514-1653
Branch Office4964 Bayou BlvdPensacola, FL 32503-2542
Branch Office308 N Spring StPensacola, FL 32501-4828
Branch Office6200 N W StPensacola, FL 32505-1903
Branch Office2615 Highway 77Panama City, FL 32405-4406
Branch Office251 Amber StPensacola, FL 32503-2208

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