Overview / Commentary
8501 La Salle Rd
Baltimore, MD 21286-5914

Central Credit Union Of Maryland,In is headquartered in Baltimore and is the 43rd largest credit union in the state of Maryland. It is also the 2,555th largest credit union in the nation. It was established in 1950 and as of December of 2018, it had grown to 10 employees and 6,204 members at 2 locations. Central Credit Union Of Maryland,In has a B health rating.

Field of Membership Restrictions

Central Credit Union of Maryland, In is open to the employees of the affiliated businesses and CU-affiliated SEG's. The necessary contact information for verifying the qualifications of your workplace is given on the Central Credit Union of Maryland In website for membership eligibility determination.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Central Credit Union Of Maryland,In has a low asset base.

Health Grade Components

NCUA #66340
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD6.93%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$39.6MM$41.6MM
LoansQ4 2018vs Q4 2017$15.9MM$15.1MM
DepositsQ4 2018vs Q4 2017$35.1MM$37.4MM
Equity CapitalQ4 2018vs Q4 2017$4.3MM$4.0MM
Loan Loss AllowanceQ4 2018vs Q4 2017$182.00K$170.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$43.00K$45.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central Credit Union Of Maryland,In Savings Account Rates

0.10%$250$10kShare Savings Account
0.10%--Holiday Club Account
0.10%--Vacation Club Account

Central Credit Union Of Maryland,In Money Market Rates

0.30%*$60k*-Money Market Account
OTHER TIERS: 0.20% $2.5k - $10k | 0.25% $10k - $60k

Central Credit Union Of Maryland,In CD Rates

0.80%$500-3 Year Share Certificate
0.60%$500-2 Year Share Certificate
0.40%$500-1 Year Share Certificate

Central Credit Union Of Maryland,In IRA Rates

0.80%$500-3 Year IRA Share Certificate
0.60%$500-2 Year IRA Share Certificate
0.40%$500-1 Year IRA Share Certificate

Central Credit Union Of Maryland,In Locations
Branch Office8501 La Salle RdBaltimore, MD 21286-5914
Branch OfficeFifth StreetPerry Point, MD 21902

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