Central Credit Union (MD) is headquartered in Baltimore and is the 45th largest credit union in the state of Maryland. It is also the 2,570th largest credit union in the nation. It was established in 1950 and as of June of 2019, it had grown to 10 employees and 5,969 members at 2 locations. Central Credit Union (MD) has a B health rating.
Field of Membership Restrictions
Central Credit Union of Maryland is open to current or retired employees and volunteers of the VA Maryland Health Care System, employees of one of the credit union's affiliated businesses, or family of a credit union member.
See current membership details
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66340 |
| Year Chartered | 1950 |
| Employees | 10 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.12% |
| Return on Equity - YTD | 9.99% |
| Annual Interest Income | $637.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $40.1MM$42.2MM |
| Loans | Q2 2019vs Q2 2018 | $15.5MM$15.1MM |
| Deposits | Q2 2019vs Q2 2018 | $35.4MM$37.7MM |
| Equity Capital | Q2 2019vs Q2 2018 | $4.5MM$4.2MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $192.00K$168.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $45.00K$52.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Central Credit Union (MD); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Central Credit Union (MD) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $250 | $10k | Share Savings Account | |
| 0.10% | - | - | Holiday Club Account | |
| 0.10% | - | - | Vacation Club Account |
Central Credit Union (MD) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $60k* | - | Money Market Account | ||
| OTHER TIERS: 0.20% → $2.5k - $10k | 0.25% → $10k - $60k | |||||
Central Credit Union (MD) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.80% | $500 | - | 3 Year Share Certificate | |
| 0.60% | $500 | - | 2 Year Share Certificate | |
| 0.40% | $500 | - | 1 Year Share Certificate |
Central Credit Union (MD) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.80% | $500 | - | 3 Year IRA Share Certificate | |
| 0.60% | $500 | - | 2 Year IRA Share Certificate | |
| 0.40% | $500 | - | 1 Year IRA Share Certificate |
| Central Credit Union (MD) Locations | ||
|---|---|---|
| Branch Office | 8501 La Salle Rd | Baltimore, MD 21286-5914 |
| Branch Office | Fifth Street | Perry Point, MD 21902 |