Central Credit Union (MD)

Overview / Commentary
8501 La Salle Rd
Baltimore, MD 21286-5914

Central Credit Union (MD) is headquartered in Baltimore and is the 45th largest credit union in the state of Maryland. It is also the 2,569th largest credit union in the nation. It was established in 1950 and as of March of 2019, it had grown to 9 employees and 6,085 members at 2 locations. Central Credit Union (MD) has a B health rating.

Field of Membership Restrictions

Central Credit Union of Maryland is open to current or retired employees and volunteers of the VA Maryland Health Care System, employees of one of the credit union's affiliated businesses, or family of a credit union member.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Central Credit Union (MD) has a low asset base.

Health Grade Components

NCUA #66340
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD1.11%
Return on Equity - YTD10.06%
Annual Interest Income$317.00K
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$40.1MM$43.4MM
LoansQ1 2019vs Q1 2018$15.2MM$14.8MM
DepositsQ1 2019vs Q1 2018$35.6MM$39.0MM
Equity CapitalQ1 2019vs Q1 2018$4.4MM$4.1MM
Loan Loss AllowanceQ1 2019vs Q1 2018$184.00K$177.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$45.00K$70.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$0

Rates for Central Credit Union (MD) are currently being reviewed.


Central Credit Union (MD) Locations
Branch Office8501 La Salle RdBaltimore, MD 21286-5914
Branch OfficeFifth StreetPerry Point, MD 21902

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