Century Bank and Trust

Overview / Commentary
141 South Wayne Street
Milledgeville, GA 31061

Century Bank and Trust is headquartered in Milledgeville and is the 56th largest bank in the state of Georgia. It is also the 2,417th largest bank in the nation. It was established in 1898 and as of December of 2018, it had grown to 51 employees at 2 locations. Century Bank and Trust has a B+ health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #147
Year Established1898
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.27%
Return on Equity - YTD13.8%
Annual Interest Income$10.5MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$263.7MM$250.0MM
LoansQ4 2018vs Q4 2017$161.8MM$146.5MM
DepositsQ4 2018vs Q4 2017$234.7MM$219.6MM
Equity CapitalQ4 2018vs Q4 2017$25.1MM$23.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.8MM$2.0MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.1MM$1.2MM
Real Estate OwnedQ4 2018vs Q4 2017$37.00K$182.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Century Bank and Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Century Bank and Trust Savings Account Rates

0.75%*-$25kKasasa Saver
OTHER TIERS: 0.35% $25k+
0.25%*$200*-Regular Savings Account
OTHER TIERS: 0.05% Up to $200
0.25%--Christmas Savings Account

Century Bank and Trust Money Market Rates

0.50%*$1m*-Business Money Market Account
OTHER TIERS: 0.15% $2.5k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $250k | 0.35% $250k - $500k | 0.40% $500k - $1m
0.30%*$100k*-Regular Money Market Account
OTHER TIERS: 0.15% Up to $25k | 0.20% $25k - $50k | 0.25% $50k - $100k

Century Bank and Trust Checking Account Rates

2.00%*-$25kKasasa Cash Checking
OTHER TIERS: 0.25% $25k+
0.35%*$1m*-Business Now Checking Account
OTHER TIERS: 0.05% $2.5k - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k | 0.20% $100k - $250k | 0.25% $250k - $500k | 0.30% $500k - $1m

Century Bank and Trust CD Rates

2.45%$5k-35 Month CD Promo
2.45%$5k-Business 35 Month CD Promo
2.00%$5k-15 Month CD Promo
2.00%$5k-Business 15 Month CD Promo
1.36%$500-60 Month CD
1.36%$500-Business 60 Month CD
1.26%$500-48 Month CD
1.26%$500-Business 48 Month CD
1.15%$500-36 Month CD
1.15%$500-Business 36 Month CD
1.05%$500-30 Month CD
1.05%$500-Business 30 Month CD
0.95%$500-24 Month CD
0.95%$500-Business 24 Month CD
0.75%$500-18 Month CD
0.75%$500-Business 18 Month CD
0.55%$500-12 Month CD
0.55%$500-Business 12 Month CD
0.35%$500-180 Day CD
0.35%$500-Business 180 Day CD
0.20%$500-90 Day CD
0.20%$500-Business 90 Day CD

Century Bank and Trust Locations
Century Bank and Trust141 South Wayne StreetMilledgeville, GA 31061
Northside Branch1800 North Columbia StreetMilledgeville, GA 31061

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.