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Century Bank and Trust

Overview / Commentary
141 South Wayne Street
Milledgeville, GA 31061

Century Bank and Trust is headquartered in Milledgeville and is the 57th largest bank in the state of Georgia. It is also the 2,446th largest bank in the nation. It was established in 1898 and as of March of 2019, it had grown to 52 employees at 2 locations. Century Bank and Trust has a B+ health rating.


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Health Grade Components

FDIC Certificate #147
Year Established1898
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.36%
Return on Equity - YTD14.18%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$260.5MM$258.0MM
LoansQ1 2019vs Q1 2018$164.7MM$149.1MM
DepositsQ1 2019vs Q1 2018$231.6MM$231.4MM
Equity CapitalQ1 2019vs Q1 2018$25.0MM$22.5MM
Loan Loss AllowanceQ1 2019vs Q1 2018$1.8MM$1.8MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$1.1MM$1.5MM
Real Estate OwnedQ1 2019vs Q1 2018$37.00K$182.00K
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Always verify rates and promotions with the bank or credit union. We are not Century Bank and Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Century Bank and Trust Savings Account Rates

0.75%*-$25kKasasa Saver
OTHER TIERS: 0.35% $25k+
0.25%*$200*-Regular Savings Account
OTHER TIERS: 0.05% Up to $200
0.25%--Christmas Savings Account

Century Bank and Trust Money Market Rates

0.50%*$1m*-Business Money Market Account
OTHER TIERS: 0.15% $2.5k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $250k | 0.35% $250k - $500k | 0.40% $500k - $1m
0.30%*$100k*-Regular Money Market Account
OTHER TIERS: 0.15% Up to $25k | 0.20% $25k - $50k | 0.25% $50k - $100k

Century Bank and Trust Checking Account Rates

2.00%*-$25kKasasa Cash Checking
OTHER TIERS: 0.25% $25k+
0.35%*$1m*-Business Now Checking Account
OTHER TIERS: 0.05% $2.5k - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k | 0.20% $100k - $250k | 0.25% $250k - $500k | 0.30% $500k - $1m

Century Bank and Trust CD Rates

2.45%$5k-35 Month CD Promo
2.45%$5k-Business 35 Month CD Promo
2.00%$5k-15 Month CD Promo
2.00%$5k-Business 15 Month CD Promo
1.36%$500-60 Month CD
1.36%$500-Business 60 Month CD
1.26%$500-48 Month CD
1.26%$500-Business 48 Month CD
1.15%$500-36 Month CD
1.15%$500-Business 36 Month CD
1.05%$500-30 Month CD
1.05%$500-Business 30 Month CD
0.95%$500-24 Month CD
0.95%$500-Business 24 Month CD
0.75%$500-18 Month CD
0.75%$500-Business 18 Month CD
0.55%$500-12 Month CD
0.55%$500-Business 12 Month CD
0.35%$500-180 Day CD
0.35%$500-Business 180 Day CD
0.20%$500-90 Day CD
0.20%$500-Business 90 Day CD

Century Bank and Trust Locations
Century Bank and Trust141 South Wayne StreetMilledgeville, GA 31061
Northside Branch1800 North Columbia StreetMilledgeville, GA 31061

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