Century Bank and Trust


Popular Accounts at this Bank

APYACCOUNT TYPEHOW THEY COMPARE
2.00%Reward Checking
0.75%Reward Savings
1.36%5-year CD
View all Century Bank and Trust rates »

Overview / Commentary
478-453-3571
141 South Wayne Street
Milledgeville, GA 31061

Century Bank and Trust is headquartered in Milledgeville and is the 61st largest bank in the state of Georgia. It is also the 2,515th largest bank in the nation. It was established in 1898 and as of June of 2018, it had grown to 53 employees at 2 locations. Century Bank and Trust has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #147
Year Established1898
Employees53
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD13.01%
Annual Interest Income$5.0MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$247.9MM$246.4MM
LoansQ2 2018vs Q2 2017$153.6MM$149.7MM
DepositsQ2 2018vs Q2 2017$216.0MM$217.1MM
Equity CapitalQ2 2018vs Q2 2017$23.0MM$25.2MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.8MM$2.0MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$1.2MM$1.3MM
Real Estate OwnedQ2 2018vs Q2 2017$37.00K$659.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Century Bank and Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$25kKasasa Saver
OTHER TIERS: 0.35% $25k+
0.25%*$200*-Regular Savings Account
OTHER TIERS: 0.05% Up to $200
0.25%--Christmas Savings Account

Century Bank and Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$1m*-Business Money Market Account
OTHER TIERS: 0.15% $2.5k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $250k | 0.35% $250k - $500k | 0.40% $500k - $1m
0.30%*$100k*-Regular Money Market Account
OTHER TIERS: 0.15% Up to $25k | 0.20% $25k - $50k | 0.25% $50k - $100k

Century Bank and Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$25kKasasa Cash Checking
OTHER TIERS: 0.25% $25k+
0.35%*$1m*-Business Now Checking Account
OTHER TIERS: 0.05% $2.5k - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k | 0.20% $100k - $250k | 0.25% $250k - $500k | 0.30% $500k - $1m

Century Bank and Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.45%$5k-35 Month CD
2.45%$5k-Business 35 Month CD
2.00%$5k-15 Month CD
2.00%$5k-Business 15 Month CD
1.36%$500-60 Month CD
1.36%$500-Business 60 Month CD
1.26%$500-48 Month CD
1.26%$500-Business 48 Month CD
1.15%$500-36 Month CD
1.15%$500-Business 36 Month CD
1.05%$500-30 Month CD
1.05%$500-Business 30 Month CD
0.95%$500-24 Month CD
0.95%$500-Business 24 Month CD
0.75%$500-18 Month CD
0.75%$500-Business 18 Month CD
0.55%$500-12 Month CD
0.55%$500-Business 12 Month CD
0.35%$500-180 Day CD
0.35%$500-Business 180 Day CD
0.20%$500-90 Day CD
0.20%$500-Business 90 Day CD
Locations


Century Bank and Trust Locations
Century Bank and Trust141 South Wayne StreetMilledgeville, GA 31061
Northside Branch1800 North Columbia StreetMilledgeville, GA 31061

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