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Century Bank and Trust


Overview / Commentary
www.centurybankonline.com
478-453-3571
141 South Wayne Street
Milledgeville, GA 31061

Century Bank and Trust is headquartered in Milledgeville and is the 53rd largest bank in the state of Georgia. It is also the 2,100th largest bank in the nation. It was established in 1898 and as of March of 2022, it had grown to 46 employees at 2 locations. Century Bank and Trust has an A health rating.

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Health
A

Data as of Q1 2022

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Health Grade Components

Overall
FDIC Certificate #147
Year Established1898
Employees46
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD10.75%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$387.5MM$340.0MM
LoansQ1 2022vs Q1 2021$166.1MM$156.9MM
DepositsQ1 2022vs Q1 2021$356.1MM$307.2MM
Equity CapitalQ1 2022vs Q1 2021$30.0MM$31.4MM
Loan Loss AllowanceQ1 2022vs Q1 2021$1.8MM$1.6MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$12.00K$203.00K
Real Estate OwnedQ1 2022vs Q1 2021$21.00K$25.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Century Bank and Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Century Bank and Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$25kKasasa Saver
OTHER TIERS: 0.25% → $25k+
0.15%*$200*-Regular Savings Account
OTHER TIERS: 0.05% → Up to $200
0.15%--Christmas Savings Account

Century Bank and Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Money Market Account
OTHER TIERS: 0.15% → Up to $25k | 0.20% → $25k - $50k | 0.25% → $50k - $100k
0.30%*$500k*-Business Money Market Account
OTHER TIERS: 0.15% → $2.5k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $500k

Century Bank and Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$25kKasasa Cash Checking
OTHER TIERS: 0.25% → $25k+
0.25%*$500k*-Business Now Checking Account
OTHER TIERS: 0.05% → $2.5k - $25k | 0.10% → $25k - $50k | 0.15% → $50k - $100k | 0.20% → $100k - $500k

Century Bank and Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$500-60 Month CD
0.60%$500-Business 60 Month CD
0.55%$500-48 Month CD
0.55%$500-Business 48 Month CD
0.50%$500-36 Month CD
0.50%$500-Business 36 Month CD
0.45%$500-30 Month CD
0.45%$500-Business 30 Month CD
0.40%$500-24 Month CD
0.40%$500-Business 24 Month CD
0.35%$500-18 Month CD
0.35%$500-Business 18 Month CD
0.30%$500-12 Month CD
0.30%$500-Business 12 Month CD
0.25%$500-180 Day CD
0.25%$500-Business 180 Day CD
0.20%$500-90 Day CD
0.20%$500-Business 90 Day CD
Locations


Century Bank and Trust Locations
Century Bank and Trust141 S Wayne StMilledgeville, GA 31061
Northside Branch1800 North Columbia StreetMilledgeville, GA 31061

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