Century Bank and Trust


Overview / Commentary
478-453-3571
141 South Wayne Street
Milledgeville, GA 31061

Century Bank and Trust is headquartered in MILLEDGEVILLE and is the 60th largest bank in the state of Georgia. It is also the 2,220th largest bank in the nation. It was established in 1898 and as of March of 2025, it had grown to 49 employees at 2 locations. Century Bank and Trust has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #147
Year Established1898
Employees49
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.59%
Return on Equity - YTD16.8%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$364.1MM$358.9MM
LoansQ1 2025vs Q1 2024$195.2MM$174.6MM
DepositsQ1 2025vs Q1 2024$325.7MM$323.3MM
Equity CapitalQ1 2025vs Q1 2024$33.8MM$29MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2.3MM$2.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$404K$6K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Century Bank and Trust Locations
Century Bank and Trust141 S Wayne StMilledgeville, GA 31061
Northside Branch1800 North Columbia StreetMilledgeville, GA 31061

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