Featured Savings Rates
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Century Bank and Trust

Popular Accounts at this Bank

1.26%5-year CD60 Month CD
0.45%1-year CD12 Month CD
0.25%SavingsRegular Savings Account

Overview / Commentary
141 South Wayne Street
Milledgeville, GA 31061

Century Bank and Trust is headquartered in Milledgeville and is the 60th largest bank in the state of Georgia. It is also the 2,616th largest bank in the nation. It was established in 1898 and as of June of 2016, it had grown to 56 employees at 2 locations. Century Bank and Trust's money market rates are 14% higher than the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #147
Year Established1898
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD9.2%
Annual Interest Income$4.8MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$239.7MM$224.5MM
LoansQ2 2016vs Q2 2015$141.9MM$144.4MM
DepositsQ2 2016vs Q2 2015$211.3MM$198.1MM
Equity CapitalQ2 2016vs Q2 2015$25.0MM$23.0MM
Loan Loss AllowanceQ2 2016vs Q2 2015$2.1MM$1.9MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$1.5MM$1.4MM
Real Estate OwnedQ2 2016vs Q2 2015$605.00K$466.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Century Bank and Trust Savings Account Rates

0.25%*$200*-Regular Savings Account
OTHER TIERS: 0.05% Up to $200
0.25%--Christmas Savings Account

Century Bank and Trust Money Market Rates

0.50%*$100k*-Century Select Money Market Account
OTHER TIERS: 0.20% Up to $25k | 0.30% $25k - $50k | 0.40% $50k - $100k
0.50%*$1m*-Business Money Market Account
OTHER TIERS: 0.15% $2,500 - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $250k | 0.35% $250k - $500k | 0.40% $500k - $1mm
0.30%*$100k*-Regular Money Market Account
OTHER TIERS: 0.15% Up to $25k | 0.20% $25k - $50k | 0.25% $50k - $100k

Century Bank and Trust Checking Account Rates

0.35%*$1m*-Business Now Checking Account
OTHER TIERS: 0.05% $2,500 - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k | 0.20% $100k - $250k | 0.25% $250k - $500k | 0.30% $500k - $1mm
0.30%*$100k*-Century Select NOW Account
OTHER TIERS: 0.15% Up to $25k | 0.20% $25k - $50k | 0.25% $50k - $100k
0.20%*$100k*-NOW Personal Checking Account
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $50k | 0.15% $50k - $100k

Century Bank and Trust CD Rates

1.26%--60 Month CD
1.26%--Business 60 Month CD
1.16%--48 Month CD
1.16%--Business 48 Month CD
1.05%--36 Month CD
1.05%--Business 36 Month CD
0.95%--30 Month CD
0.95%--Business 30 Month CD
0.85%--24 Month CD
0.85%--Business 24 Month CD
0.65%--18 Month CD
0.65%--Business 18 Month CD
0.45%--12 Month CD
0.45%--Business 12 Month CD
0.25%--180 Day CD
0.25%--Business 180 Day CD
0.10%--90 Day CD
0.10%--Business 90 Day CD

Century Bank and Trust Locations
Century Bank and Trust141 South Wayne StreetMilledgeville, GA 31061
Northside Branch1800 North Columbia StreetMilledgeville, GA 31061