Featured Savings Rates
Featured Accounts

Century Bank and Trust

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.26%5-year CD60 Month CD
0.45%1-year CD12 Month CD
0.25%SavingsRegular Savings Account

Overview / Commentary
141 South Wayne Street
Milledgeville, GA 31061

Century Bank and Trust is headquartered in Milledgeville and is the 61st largest bank in the state of Georgia. It is also the 2,614th largest bank in the nation. It was established in 1898 and as of September of 2016, it had grown to 54 employees at 2 locations. Century Bank and Trust's money market rates are 14% higher than the national average, and it has an A health rating.

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Health
A

Health Grade Components

Overall
FDIC Certificate #147
Year Established1898
Employees54
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD9.37%
Annual Interest Income$7.1MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$240.2MM$227.7MM
LoansQ3 2016vs Q3 2015$143.4MM$145.6MM
DepositsQ3 2016vs Q3 2015$211.1MM$200.4MM
Equity CapitalQ3 2016vs Q3 2015$25.5MM$23.7MM
Loan Loss AllowanceQ3 2016vs Q3 2015$2.1MM$2.2MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.5MM$2.1MM
Real Estate OwnedQ3 2016vs Q3 2015$652.00K$607.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Century Bank and Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$200*-Regular Savings Account
OTHER TIERS: 0.05% Up to $200
0.25%--Christmas Savings Account

Century Bank and Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Century Select Money Market Account
OTHER TIERS: 0.20% Up to $25k | 0.30% $25k - $50k | 0.40% $50k - $100k
0.50%*$1m*-Business Money Market Account
OTHER TIERS: 0.15% $2,500 - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $250k | 0.35% $250k - $500k | 0.40% $500k - $1mm
0.30%*$100k*-Regular Money Market Account
OTHER TIERS: 0.15% Up to $25k | 0.20% $25k - $50k | 0.25% $50k - $100k

Century Bank and Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$1m*-Business Now Checking Account
OTHER TIERS: 0.05% $2,500 - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k | 0.20% $100k - $250k | 0.25% $250k - $500k | 0.30% $500k - $1mm
0.30%*$100k*-Century Select NOW Account
OTHER TIERS: 0.15% Up to $25k | 0.20% $25k - $50k | 0.25% $50k - $100k
0.20%*$100k*-NOW Personal Checking Account
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $50k | 0.15% $50k - $100k

Century Bank and Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%--60 Month CD
1.26%--Business 60 Month CD
1.16%--48 Month CD
1.16%--Business 48 Month CD
1.05%--36 Month CD
1.05%--Business 36 Month CD
0.95%--30 Month CD
0.95%--Business 30 Month CD
0.85%--24 Month CD
0.85%--Business 24 Month CD
0.65%--18 Month CD
0.65%--Business 18 Month CD
0.45%--12 Month CD
0.45%--Business 12 Month CD
0.25%--180 Day CD
0.25%--Business 180 Day CD
0.10%--90 Day CD
0.10%--Business 90 Day CD
Locations


Century Bank and Trust Locations
Century Bank and Trust141 South Wayne StreetMilledgeville, GA 31061
Northside Branch1800 North Columbia StreetMilledgeville, GA 31061