Century Bank and Trust

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.00%	Reward Checking	2.15% - National Average
0.75%	Reward Savings	0.98% - National Average
1.36%	5-year CD	3.10% - Barclays 60 Month Online CD

View all Century Bank and Trust rates »

Overview / Commentary

www.centurybankonline.com

478-453-3571

141 South Wayne Street
Milledgeville, GA 31061

Century Bank and Trust is headquartered in Milledgeville and is the 56^th largest bank in the state of Georgia. It is also the 2,417^th largest bank in the nation. It was established in 1898 and as of December of 2018, it had grown to 51 employees at 2 locations. Century Bank and Trust has a B+ health rating.

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Health

B+

Data as of Q4 2018

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Health Grade Components

Overall
FDIC Certificate #	147
Year Established	1898
Employees	51
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.27%
Return on Equity - YTD	13.8%
Annual Interest Income	$10.5MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$263.7MM$250.0MM
Loans	Q4 2018vs Q4 2017	$161.8MM$146.5MM
Deposits	Q4 2018vs Q4 2017	$234.7MM$219.6MM
Equity Capital	Q4 2018vs Q4 2017	$25.1MM$23.6MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$1.8MM$2.0MM
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$1.1MM$1.2MM
Real Estate Owned	Q4 2018vs Q4 2017	$37.00K$182.00K

Rates

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Savings
Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Century Bank and Trust Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%^*	-	$25k	Kasasa Saver
OTHER TIERS: 0.35% → $25k+
0.25%^*	$200^*	-	Regular Savings Account
OTHER TIERS: 0.05% → Up to $200
0.25%	-	-	Christmas Savings Account

Century Bank and Trust Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$1m^*	-	Business Money Market Account
OTHER TIERS: 0.15% → $2.5k - $25k \| 0.20% → $25k - $50k \| 0.25% → $50k - $100k \| 0.30% → $100k - $250k \| 0.35% → $250k - $500k \| 0.40% → $500k - $1m
0.30%^*	$100k^*	-	Regular Money Market Account
OTHER TIERS: 0.15% → Up to $25k \| 0.20% → $25k - $50k \| 0.25% → $50k - $100k

Century Bank and Trust Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^*	-	$25k	Kasasa Cash Checking
OTHER TIERS: 0.25% → $25k+
0.35%^*	$1m^*	-	Business Now Checking Account
OTHER TIERS: 0.05% → $2.5k - $25k \| 0.10% → $25k - $50k \| 0.15% → $50k - $100k \| 0.20% → $100k - $250k \| 0.25% → $250k - $500k \| 0.30% → $500k - $1m

Century Bank and Trust CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.45%	$5k	-	35 Month CD Promo
2.45%	$5k	-	Business 35 Month CD Promo
2.00%	$5k	-	15 Month CD Promo
2.00%	$5k	-	Business 15 Month CD Promo
1.36%	$500	-	60 Month CD
1.36%	$500	-	Business 60 Month CD
1.26%	$500	-	48 Month CD
1.26%	$500	-	Business 48 Month CD
1.15%	$500	-	36 Month CD
1.15%	$500	-	Business 36 Month CD
1.05%	$500	-	30 Month CD
1.05%	$500	-	Business 30 Month CD
0.95%	$500	-	24 Month CD
0.95%	$500	-	Business 24 Month CD
0.75%	$500	-	18 Month CD
0.75%	$500	-	Business 18 Month CD
0.55%	$500	-	12 Month CD
0.55%	$500	-	Business 12 Month CD
0.35%	$500	-	180 Day CD
0.35%	$500	-	Business 180 Day CD
0.20%	$500	-	90 Day CD
0.20%	$500	-	Business 90 Day CD

Locations

Century Bank and Trust Locations
Century Bank and Trust	141 South Wayne Street	Milledgeville, GA 31061
Northside Branch	1800 North Columbia Street	Milledgeville, GA 31061

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