Century Bank and Trust

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LOCATIONS

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.26%	5-year CD	60 Month CD 2.35% - Synchrony Bank 60 Month CD
0.45%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.25%	Savings	Regular Savings Account 1.20% - Synchrony Bank High Yield Savings

View all Century Bank and Trust rates »

Overview / Commentary

www.centurybankonline.com

478-453-3571

141 South Wayne Street
Milledgeville, GA 31061

Century Bank and Trust is headquartered in Milledgeville and is the 59^th largest bank in the state of Georgia. It is also the 2,565^th largest bank in the nation. It was established in 1898 and as of March of 2017, it had grown to 54 employees at 2 locations. Century Bank and Trust's money market rates are 14% higher than the national average, and it has an A health rating.

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Health

A

Data as of Q1 2017

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Health Grade Components

Overall
FDIC Certificate #	147
Year Established	1898
Employees	54
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.97%
Return on Equity - YTD	9.61%
Annual Interest Income	$2.4MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$247.1MM$243.8MM
Loans	Q1 2017vs Q1 2016	$142.5MM$137.7MM
Deposits	Q1 2017vs Q1 2016	$218.6MM$216.1MM
Equity Capital	Q1 2017vs Q1 2016	$24.2MM$24.1MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$2.0MM$2.2MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$1.3MM$1.9MM
Real Estate Owned	Q1 2017vs Q1 2016	$679.00K$494.00K

Rates

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Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Century Bank and Trust Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$200^*	-	Regular Savings Account
OTHER TIERS: 0.05% → Up to $200
0.25%	-	-	Christmas Savings Account

Century Bank and Trust Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$100k^*	-	Century Select Money Market Account
OTHER TIERS: 0.20% → Up to $25k \| 0.30% → $25k - $50k \| 0.40% → $50k - $100k
0.50%^*	$1m^*	-	Business Money Market Account
OTHER TIERS: 0.15% → $2,500 - $25k \| 0.20% → $25k - $50k \| 0.25% → $50k - $100k \| 0.30% → $100k - $250k \| 0.35% → $250k - $500k \| 0.40% → $500k - $1mm
0.30%^*	$100k^*	-	Regular Money Market Account
OTHER TIERS: 0.15% → Up to $25k \| 0.20% → $25k - $50k \| 0.25% → $50k - $100k

Century Bank and Trust Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$1m^*	-	Business Now Checking Account
OTHER TIERS: 0.05% → $2,500 - $25k \| 0.10% → $25k - $50k \| 0.15% → $50k - $100k \| 0.20% → $100k - $250k \| 0.25% → $250k - $500k \| 0.30% → $500k - $1mm
0.30%^*	$100k^*	-	Century Select NOW Account
OTHER TIERS: 0.15% → Up to $25k \| 0.20% → $25k - $50k \| 0.25% → $50k - $100k
0.20%^*	$100k^*	-	NOW Personal Checking Account
OTHER TIERS: 0.05% → Up to $25k \| 0.10% → $25k - $50k \| 0.15% → $50k - $100k

Century Bank and Trust CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.26%	-	-	60 Month CD
1.26%	-	-	Business 60 Month CD
1.16%	-	-	48 Month CD
1.16%	-	-	Business 48 Month CD
1.05%	-	-	36 Month CD
1.05%	-	-	Business 36 Month CD
0.95%	-	-	30 Month CD
0.95%	-	-	Business 30 Month CD
0.85%	-	-	24 Month CD
0.85%	-	-	Business 24 Month CD
0.65%	-	-	18 Month CD
0.65%	-	-	Business 18 Month CD
0.45%	-	-	12 Month CD
0.45%	-	-	Business 12 Month CD
0.25%	-	-	180 Day CD
0.25%	-	-	Business 180 Day CD
0.10%	-	-	90 Day CD
0.10%	-	-	Business 90 Day CD

Locations

Century Bank and Trust Locations
Century Bank and Trust	141 South Wayne Street	Milledgeville, GA 31061
Northside Branch	1800 North Columbia Street	Milledgeville, GA 31061