Century Bank and Trust


Overview / Commentary
478-453-3571
141 South Wayne Street
Milledgeville, GA 31061

Century Bank and Trust is headquartered in Milledgeville and is the 57th largest bank in the state of Georgia. It is also the 2,424th largest bank in the nation. It was established in 1898 and as of June of 2019, it had grown to 52 employees at 2 locations. Century Bank and Trust has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #147
Year Established1898
Employees52
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.41%
Return on Equity - YTD14.43%
Annual Interest Income$5.8MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$261.9MM$247.9MM
LoansQ2 2019vs Q2 2018$173.9MM$153.6MM
DepositsQ2 2019vs Q2 2018$231.2MM$216.0MM
Equity CapitalQ2 2019vs Q2 2018$26.7MM$23.0MM
Loan Loss AllowanceQ2 2019vs Q2 2018$1.8MM$1.8MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$1.1MM$1.2MM
Real Estate OwnedQ2 2019vs Q2 2018$37.00K$37.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Century Bank and Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Century Bank and Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$25kKasasa Saver
OTHER TIERS: 0.35% $25k+
0.25%*$200*-Regular Savings Account
OTHER TIERS: 0.05% Up to $200
0.25%--Christmas Savings Account

Century Bank and Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$1m*-Business Money Market Account
OTHER TIERS: 0.15% $2.5k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $250k | 0.35% $250k - $500k | 0.40% $500k - $1m
0.30%*$100k*-Regular Money Market Account
OTHER TIERS: 0.15% Up to $25k | 0.20% $25k - $50k | 0.25% $50k - $100k

Century Bank and Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$25kKasasa Cash Checking
OTHER TIERS: 0.25% $25k+
0.35%*$1m*-Business Now Checking Account
OTHER TIERS: 0.05% $2.5k - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k | 0.20% $100k - $250k | 0.25% $250k - $500k | 0.30% $500k - $1m

Century Bank and Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.90%$5k-22 Month CD Promo
1.90%$5k-Business 22 Month CD Promo
1.75%$5k-15 Month CD Promo
1.75%$5k-Business 15 Month CD Promo
1.30%$500-60 Month CD
1.30%$500-Business 60 Month CD
1.26%$500-48 Month CD
1.26%$500-Business 48 Month CD
1.15%$500-36 Month CD
1.15%$500-Business 36 Month CD
1.00%$500-30 Month CD
1.00%$500-Business 30 Month CD
0.95%$500-24 Month CD
0.95%$500-Business 24 Month CD
0.75%$500-18 Month CD
0.75%$500-Business 18 Month CD
0.55%$500-12 Month CD
0.55%$500-Business 12 Month CD
0.35%$500-180 Day CD
0.35%$500-Business 180 Day CD
0.20%$500-90 Day CD
0.20%$500-Business 90 Day CD
Locations


Century Bank and Trust Locations
Century Bank and Trust141 South Wayne StreetMilledgeville, GA 31061
Northside Branch1800 North Columbia StreetMilledgeville, GA 31061

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