Century Savings and Loan Association

Overview / Commentary
233 East Main St
Trinidad, CO 81082

Century Savings and Loan Association is headquartered in Trinidad and is the 65th largest bank in the state of Colorado. It is also the 4,098th largest bank in the nation. It was established in 1903 and as of June of 2020, it had grown to 15 employees at 1 location. Century Savings and Loan Association has a B+ health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Century Savings and Loan Association has a relatively low asset base.

Health Grade Components

FDIC Certificate #28860
Year Established1903
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.22%
Return on Equity - YTD1.45%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$96.7MM$90.9MM
LoansQ2 2020vs Q2 2019$29.5MM$27.5MM
DepositsQ2 2020vs Q2 2019$71.8MM$76.4MM
Equity CapitalQ2 2020vs Q2 2019$14.2MM$13.6MM
Loan Loss AllowanceQ2 2020vs Q2 2019$743.00K$715.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$651.00K$643.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0

Rates for Century Savings and Loan Association are currently being reviewed.


Century Savings and Loan Association Locations
Century Savings and Loan Association233 East Main StTrinidad, CO 81082

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