Featured Savings Rates
Featured Accounts

CFCU Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.10%3-year CD33 Month Celebration Certificate Special
1.45%5-year CD60 Month Bump Up Share Certificate
0.40%1-year CD12 Month Lucky Savers Certificate

Overview / Commentary
607-257-8500
1030-1050 Craft Road
Ithaca, NY 14850

CFCU Community Credit Union is headquartered in Ithaca and is the 20th largest credit union in the state of New York. It is also the 269th largest credit union in the nation. It was established in 1953 and as of March of 2016, it had grown to 173 employees and 66,615 members at 11 locations. CFCU Community Credit Union has an A+ health rating.

Field of Membership Restrictions

CFCU Community CU membership is available to individuals who live, work, or attend school in Tompkins and Cortland Counties, New York. Membership eligibility is also available to lineal family members of current Credit Union members.
See current membership details

Related Posts

CFCU Community CU (NY) Adds 33-Month Celebration CD - 7/7/2016

CFCU Community CU (NY) has a limited-time 33-month Celebration Certificate Special (1.50% APY, $10k+; 1.75% APY, $25k+; 2.10% APY, $100k+). Requires new money.

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Reviews (3)

A Solid Credit Union -- CFCU

I was a member of CFCU while I attended Ithaca College in Ithaca, New York. I chose CFCU because they had a branch on campus, but I stayed with CFCU because they had excellent customer service. I was always treated well when I had to deposit a check or had a question about their policies. For example, I needed to take out a loan. They explained to me what my options were and answered every question I had about repayment. CFCU is generally very helpful and want their customers to save money. Once, when I had a withdrawal that was going to overdraft, they called me up to try and get me to deposit money to fix it before they had to charge me. The only downside was that they didn't have any online banking at the time, but they now offer that service. I highly recommend that Tompkins County residents get a CFCU account.

Lied To And Cheated Out Of Over $4312

Posted by: badw | May 12, 2016

1 review





1.0 star rating
5/12/2016

Applied for and got a (ALLEGED) no closing cost mortgage. With a down payment loan, $5000 in sellers concessions (that they wouldn't let me use all of) and a representative telling me (3 times ) they would cut my lawyer a check at closing I figured it would go well. Wrong! Between cfcu, their lawyer, sellers lawyer and even my own, I got screwed out of $4312. A no closing cost loan made what should have been a $65k mortgage into a $68k mortgage, plus the fact that cfcu lied to me and never cut my lawyer a check except out of MY account! I was lied to and cheated out of over 4 grand and as far as I'm concerned, they owe it to me. They don't talk to me anymore since I called them on it, but they love taking my money. They're no better than any crooked bank.

Horrible Teller Experience At Drivethru At Meadowstreet Branch

Posted by: BrockStar | Sep 13, 2015

On September 12, 2015, a Saturday, my girlfriend and I went through the drivethru at CFCU's Meadow Street Branch. There was a chubby chick working the tubes and she was yelling and swearing (the F word, over and over) and seemed very angry and distracted. She was rude to us and seemed very unhappy to be there and kept turning around to yell at someone, we think was a kid. A guy walking by on the street said the woman had her kid in there and was yelling at him the whole time he was in there. He was pretty dismayed. Our kids were in the car and asked why the lady was saying bad words. They were amazed. We had to try to distract them with snacks.
CFCU is always talking about how friendly and accessible they are, but then they hire someone of this low quality? It was something straight out of an XtraMart at midnight in Dayton, Ohio.
CFCU, you've always been pretty great, but there aren't better candidates to hire for customer service than THIS??!! WOW!!! Class it up, please!!!!!! This is where people get and put THEIR money! They need to have smart, professional, CLEAN people attending to that big responsibility.



Health
A+

Health Grade Components

Overall
NCUA #68322
Year Chartered1953
Employees173
Primary Regulator
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD3.46%
Annual Interest Income$7.5MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$979.9MM$923.5MM
LoansQ1 2016vs Q1 2015$662.6MM$601.9MM
DepositsQ1 2016vs Q1 2015$848.4MM$798.8MM
Equity CapitalQ1 2016vs Q1 2015$128.1MM$121.7MM
Loan Loss AllowanceQ1 2016vs Q1 2015$3.0MM$1.5MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$4.4MM$3.2MM
Real Estate OwnedQ1 2016vs Q1 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CFCU Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$100-IRA Account
0.15%$100-Roth IRA Account
0.15%$100-Coverdell ESA Savings
0.05%$100-Share Savings Account
0.05%$100-Clubs Account
0.05%$100-Business Savings Accounts
0.05%$100-Business Club Accounts

CFCU Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Money Market Accounts
OTHER TIERS: 0.05% $2,500 - $10k | 0.10% $10k - $50k | 0.15% $50k - $100k

CFCU Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Premiere Business Checking
OTHER TIERS: 0.10% $1k - $50k | 0.15% $50k - $100k
0.03%$500-Share Draft Premiere Checking Account
0.01%$200-Share Draft Classic Checking Account

CFCU Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%*$100k*-33 Month Celebration Certificate Special
OTHER TIERS: 1.50% $10k - $25k | 1.75% $25k - $100k
1.50%$100k-50 Month Jumbo Share Certificate
1.45%*$25k*-60 Month Share Certificate
OTHER TIERS: 1.35% $500 - $25k
1.45%*$25k*-60 Month Bump Up Share Certificate
OTHER TIERS: 1.35% $500 - $25k
1.35%*$25k*-50 Month Share Certificate
OTHER TIERS: 1.25% $500 - $25k
1.20%*$25k*-48 Month Share Certificate
OTHER TIERS: 1.10% $500 - $25k
1.10%$100k-30 Month Jumbo Share Certificate
1.05%*$25k*-36 Month Share Certificate
OTHER TIERS: 0.95% $500 - $25k
1.05%*$25k*-36 Month Bump-Up Share Certificate
OTHER TIERS: 0.95% $500 - $25k
0.95%*$25k*-30 Month Share Certificate
OTHER TIERS: 0.85% $500 - $25k
0.85%$100k-20 Month Jumbo Share Certificate
0.80%*$25k*-24 Month Share Certificate
OTHER TIERS: 0.70% $500 - $25k
0.80%*$25k*-24 Month Bump Up Share Certificate
OTHER TIERS: 0.70% $500 - $25k
0.70%*$25k*-20 Month Share Certificate
OTHER TIERS: 0.60% $500 - $25k
0.60%$100k-10 Month Jumbo Share Certificate
0.55%*$25k*-18 Month Share Certificate
OTHER TIERS: 0.45% $500 - $25k
0.50%*$25k*-12 Month Share Certificate
OTHER TIERS: 0.40% $500 - $25k
0.45%*$25k*-10 Month Share Certificate
OTHER TIERS: 0.35% $500 - $25k
0.40%$25-12 Month Lucky Savers Certificate
0.35%*$25k*-6 Month Share Certificate
OTHER TIERS: 0.25% $500 - $25k
0.20%$500-3 Month Share Certificate

CFCU Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$100k-50 Month Jumbo IRA Share Certificate
1.45%*$25k*-60 Month IRA Share Certificate
OTHER TIERS: 1.35% $500 - $25k
1.45%*$25k*-60 Month Bump Up IRA Share Certificate
OTHER TIERS: 1.35% $500 - $25k
1.35%*$25k*-50 Month IRA Share Certificate
OTHER TIERS: 1.25% $500 - $25k
1.20%*$25k*-48 Month IRA Share Certificate
OTHER TIERS: 1.10% $500 - $25k
1.10%$100k-30 Month Jumbo IRA Share Certificate
1.05%*$25k*-36 Month IRA Share Certificate
OTHER TIERS: 0.95% $500 - $25k
1.05%*$25k*-36 Month Bump-Up IRA Certificate
OTHER TIERS: 0.95% $500 - $25k
0.95%*$25k*-30 Month IRA Share Certificate
OTHER TIERS: 0.85% $500 - $25k
0.85%$100k-20 Month Jumbo IRA Share Certificate
0.80%*$25k*-24 Month IRA Share Certificate
OTHER TIERS: 0.70% $500 - $25k
0.80%*$25k*-24 Month Bump Up IRA Share Certificate
OTHER TIERS: 0.70% $500 - $25k
0.70%*$25k*-20 Month IRA Share Certificate
OTHER TIERS: 0.60% $500 - $25k
0.60%$100k-10 Month Jumbo IRA Share Certificate
0.55%*$25k*-18 Month IRA Share Certificate
OTHER TIERS: 0.45% $500 - $25k
0.50%*$25k*-12 Month IRA Share Certificate
OTHER TIERS: 0.40% $500 - $25k
0.45%*$25k*-10 Month IRA Share Certificate
OTHER TIERS: 0.35% $500 - $25k
0.35%*$25k*-6 Month IRA Share Certificate
OTHER TIERS: 0.25% $500 - $25k
0.20%$500-3 Month IRA Share Certificate
Locations

CFCU Community Credit Union has 11 locations. Click to view all CFCU Community Credit Union locations.