6.00% 20-Month CD at a Georgia CU - No Penalty (CGRCU)


Central Georgia Regional Credit Union is offering a 6.00% APY 20-month share certificate. The minimum deposit is $10K. It allows a one-time withdrawal without penalties. The withdrawal can be any amount, but to earn interest, the balance must remain above $10K.

Unfortunately, the field of membership is narrow. It's primarily limited to select employee groups in the medical field of Georgia. See site for details. Branches are located in Macon, Georgia.

The credit union is NCUA insured. It has $24 million in assets and 8,830 members.