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Overview / Commentary
5060 Main Street
Chappell Hill, TX 77426

Chappell Hill Bank is headquartered in Chappell Hill and is the 454th largest bank in the state of Texas. It is also the 5,606th largest bank in the nation. It was established in 1907 and as of September of 2017, it had grown to 8 employees at 1 location. Chappell Hill Bank has a B health rating.

Reviews (1)

This Bank Is A Historical Institution

Posted by: ochotona | Nov 19, 2017

I don't use Chappell Hill Bank because I want the highest rate of interest. For me, it's a lifestyle choice. I like coming to scenic Chappell Hill to visit the local winery, the local cafe, and the make a drop or inspect my safe deposit box. I have some money in savings so that I have the right to use their safe deposit services. I keep valuables in my box because they are 65 miles northwest of Downtown Houston, and I think a little more likely to away from any possible civil disturbances in the event of a crisis. They are also high, so they do not flood. Hurricane Harvey did not touch them. The building and lobby are gorgeous historic places. Just look at the photo gallery at www.chappellhillbank.com. I feel good just coming to sit in their quaint lobby. They greet you by name, and you don't need to show ID - they know you! They issued me an actual Passbook, I haven't had one in 40 years. But they have online banking as well, I shuttle money around to them using ACH. I use Chappell Hill Bank to get large denomination $100 notes, which I can't get out of an ATM through my online bank.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Chappell Hill Bank has a low asset base.

Health Grade Components

FDIC Certificate #11570
Year Established1907
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD6.12%
Annual Interest Income$678.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$24.4MM$25.0MM
LoansQ3 2017vs Q3 2016$15.7MM$12.6MM
DepositsQ3 2017vs Q3 2016$21.7MM$22.2MM
Equity CapitalQ3 2017vs Q3 2016$2.6MM$2.6MM
Loan Loss AllowanceQ3 2017vs Q3 2016$532.00K$524.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$0$43.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0

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Chappell Hill Bank Locations
Chappell Hill Bank5060 Main StreetChappell Hill, TX 77426