Charles River Bank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

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Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

charlesriverbank.com

508-533-8661

70 Main Street
Medway, MA 02053

Charles River Bank is headquartered in MEDWAY and is the 85^th largest bank in the state of Massachusetts. It is also the 2,445^th largest bank in the nation. It was established in 1915 and as of December of 2024, it had grown to 50 employees at 4 locations. Charles River Bank has a B+ health rating.

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Health

B+

Data as of Q4 2024

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Health Grade Components

Overall
FDIC Certificate #	26602
Year Established	1915
Employees	50
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.27%
Return on Equity - YTD	4.65%
Annual Interest Income	$12.8MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$311.7MM$302.8MM
Loans	Q4 2024vs Q4 2023	$217.7MM$209.9MM
Deposits	Q4 2024vs Q4 2023	$291.6MM$281.6MM
Equity Capital	Q4 2024vs Q4 2023	$17.8MM$17.5MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$1.5MM$1.5MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$301K$261K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Locations

Charles River Bank Locations
Charles River Bank Branch	1 Hasting St	Mendon, MA 01756
Bellingham Branch	3 South Maple St	Bellingham, MA 02019
Charles River Bank	70 Main St	Medway, MA 02053

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