Charles River Bank

Overview / Commentary
70 Main Street
Medway, MA 02053

Charles River Bank is headquartered in Medway and is the 93rd largest bank in the state of Massachusetts. It is also the 2,473rd largest bank in the nation. It was established in 1915 and as of June of 2020, it had grown to 44 employees at 4 locations. Charles River Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #26602
Year Established1915
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD5.53%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$279.6MM$253.2MM
LoansQ2 2020vs Q2 2019$196.0MM$174.0MM
DepositsQ2 2020vs Q2 2019$246.3MM$214.2MM
Equity CapitalQ2 2020vs Q2 2019$22.2MM$20.2MM
Loan Loss AllowanceQ2 2020vs Q2 2019$1.2MM$1.1MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$1.3MM$924.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
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Always verify rates and promotions with the bank or credit union. We are not Charles River Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Charles River Bank Savings Account Rates

0.30%*$50k*-Charles River Bank Fund Account
OTHER TIERS: 0.05% $10 - $15k | 0.20% $15k - $50k
0.10%$10-Passbook Savings Account
0.10%$10-Statement Savings Account
0.10%$2-Holiday Account
0.10%$10-Quarterly Statement Savings

Charles River Bank Money Market Rates

0.30%*$200k*$500kCommercial Money Market Account
OTHER TIERS: 0.05% $10 - $50k | 0.10% $50k+ | 0.20% $100k - $200k
0.25%*$100k*-Consumer Money Market Account
OTHER TIERS: 0.05% $10 - $15k | 0.10% $15k - $50k | 0.15% $50k - $100k

Charles River Bank Checking Account Rates

0.05%$10-Premier Account
0.05%$10-Choice Plus Account

Charles River Bank CD Rates

0.70%$1k-60 Month CD
0.65%$1k-27 Month CD Special
0.65%$1k-33 Month CD Special
0.60%$1k-48 Month CD
0.50%$1k-42 Month CD
0.45%$1k-17 Month CD Special
0.40%$1k-36 Month CD
0.40%$1k-9 Month CD Special
0.35%$1k-30 Month CD
0.30%$1k-24 Month CD
0.25%$1k-18 Month CD
0.20%$1k-12 Month CD
0.10%$1k-3 Month CD
0.10%$1k-6 Month CD

Charles River Bank IRA Rates

0.70%$400-60 Month IRA
0.65%$400-27 Month IRA Special
0.65%$400-33 Month IRA Special
0.60%$400-48 Month IRA
0.50%$400-42 Month IRA
0.45%$400-17 Month IRA Special
0.40%$400-36 Month IRA
0.40%$400-9 Month IRA Special
0.35%$400-30 Month IRA
0.30%$400-24 Month IRA
0.25%$400-18 Month IRA
0.20%$400-12 Month IRA
0.10%$400-6 Month IRA
0.10%$400-3 Month IRA

Charles River Bank Locations
Charles River Bank Branch1 Hasting StMendon, MA 01756
Bellingham Branch3 South Maple StBellingham, MA 02019
Charles River Bank70 Main StreetMedway, MA 02053

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