Charles River Bank

Overview / Commentary
70 Main Street
Medway, MA 02053

Charles River Bank is headquartered in Medway and is the 90th largest bank in the state of Massachusetts. It is also the 2,374th largest bank in the nation. It was established in 1915 and as of September of 2021, it had grown to 47 employees at 4 locations. Charles River Bank has an A health rating.


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Health Grade Components

FDIC Certificate #26602
Year Established1915
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD5.7%
Annual Interest Income$6.9MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$327.8MM$281.6MM
LoansQ3 2021vs Q3 2020$202.6MM$199.8MM
DepositsQ3 2021vs Q3 2020$301.6MM$247.7MM
Equity CapitalQ3 2021vs Q3 2020$22.7MM$22.5MM
Loan Loss AllowanceQ3 2021vs Q3 2020$1.3MM$1.2MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$808.00K$1.4MM
Real Estate OwnedQ3 2021vs Q3 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Charles River Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Charles River Bank Savings Account Rates

0.20%*$50k*-Charles River Bank Fund Account
OTHER TIERS: 0.05% $10 - $15k | 0.15% $15k - $50k
0.10%$10-Passbook Savings Account
0.10%$10-Statement Savings Account
0.10%$2-Holiday Account
0.10%$10-Quarterly Statement Savings

Charles River Bank Money Market Rates

0.20%*$100k*-Consumer Money Market Account
OTHER TIERS: 0.05% $10 - $15k | 0.07% $15k - $50k | 0.10% $50k - $100k
0.20%*$200k*$500kCommercial Money Market Account
OTHER TIERS: 0.05% $10 - $50k | 0.10% $50k+

Charles River Bank Checking Account Rates

0.05%$10-Premier Account
0.05%$10-Choice Plus Account

Charles River Bank CD Rates

0.70%$1k-60 Month CD
0.60%$1k-48 Month CD
0.55%$1k-33 Month CD Special
0.50%$1k-42 Month CD
0.45%$1k-27 Month CD Special
0.40%$1k-36 Month CD
0.35%$1k-30 Month CD
0.30%$1k-24 Month CD
0.25%$1k-18 Month CD
0.25%$1k-17 Month CD Special
0.20%$1k-12 Month CD
0.20%$1k-9 Month CD Special
0.10%$1k-3 Month CD
0.10%$1k-6 Month CD

Charles River Bank IRA Rates

0.70%$400-60 Month IRA
0.60%$400-48 Month IRA
0.55%$400-33 Month IRA Special
0.50%$400-42 Month IRA
0.45%$400-27 Month IRA Special
0.40%$400-36 Month IRA
0.35%$400-30 Month IRA
0.30%$400-24 Month IRA
0.25%$400-18 Month IRA
0.25%$400-17 Month IRA Special
0.20%$400-12 Month IRA
0.20%$400-9 Month IRA Special
0.10%$400-6 Month IRA
0.10%$400-3 Month IRA

Charles River Bank Locations
Charles River Bank Branch1 Hasting StMendon, MA 01756
Bellingham Branch3 South Maple StBellingham, MA 02019
Charles River Bank70 Main StMedway, MA 02053

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