On a recent business trip to Atlanta, I opened an account. There is a branch in Peachtree City not too far from the airport. So far, I have been very pleased with the customer service, interest rate and requirements. I would highly recommend this bank to others in the local area as well as anyone who may be visiting the Atlanta area. The bank customer service rep told me they get a lot of out of state account applicants but have no plans to allow people to sign up on the website.
Opened Reward checking account at Peachtree City Branch. So far no issues. Use my Ally bank account for Push and Pull money from the Charter Bank Account. One issue I have is I can't add this bank account to mint or Yodlee.
|FDIC Certificate #||33555|
|Return on Assets - YTD||1.38%|
|Return on Equity - YTD||9.3%|
|Annual Interest Income||$330.6MM|
|Assets and Liabilities|
|Assets||Q3 2018vs Q3 2017||$12.26B$6.82B|
|Loans||Q3 2018vs Q3 2017||$8.22B$4.66B|
|Deposits||Q3 2018vs Q3 2017||$9.48B$5.43B|
|Equity Capital||Q3 2018vs Q3 2017||$1.95B$914.2MM|
|Loan Loss Allowance||Q3 2018vs Q3 2017||$38.8MM$31.8MM|
|Unbacked Noncurrent Loans||Q3 2018vs Q3 2017||$36.2MM$30.8MM|
|Real Estate Owned||Q3 2018vs Q3 2017||$4.6MM$5.9MM|
Rates for CharterBank are currently being reviewed.