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1233 O.G. Skinner Dr
West Point, GA 31833

CharterBank is headquartered in West Point and is the 10th largest bank in the state of Georgia. It is also the 491st largest bank in the nation. It was established in 1954 and as of December of 2017, it had grown to 349 employees at 23 locations. CharterBank has an A+ health rating.

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Reviews (5)

Great Customer Service

Posted by: Anonymous | Aug 30, 2010

Very impressed with the Charter Bank branch in Newnan, GA. 

Opened An Account As An Out Of State Resident

Posted by: Anonymous | Aug 13, 2010

On a recent business trip to Atlanta, I opened an account. There is a branch in Peachtree City not too far from the airport. So far, I have been very pleased with the customer service, interest rate and requirements. I would highly recommend this bank to others in the local area as well as anyone who may be visiting the Atlanta area. The bank customer service rep told me they get a lot of out of state account applicants but have no plans to allow people to sign up on the website.

I Missed To Rate The Bank

Posted by: Anonymous | Apr 6, 2010

I missed to rate the bank. I can give full 5 star for their outstanding rate & good service @ Peachtree branch.

Opened Reward Checking Account At Peachtree City Branch

Posted by: Anonymous | Jan 16, 2010

Opened Reward checking account at Peachtree City Branch. So far no issues. Use my Ally bank account for Push and Pull money from the Charter Bank Account. One issue I have is I can't add this bank account to mint or Yodlee.

Rate Down To 3%

Posted by: Anonymous | Sep 27, 2010

As of 9/20/2010


Health Grade Components

FDIC Certificate #30720
Year Established1954
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD8%
Annual Interest Income$58.5MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$1.65B$1.46B
LoansQ4 2017vs Q4 2016$1.15B$994.8MM
DepositsQ4 2017vs Q4 2016$1.37B$1.21B
Equity CapitalQ4 2017vs Q4 2016$209.0MM$195.5MM
Loan Loss AllowanceQ4 2017vs Q4 2016$11.1MM$10.5MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.9MM$1.8MM
Real Estate OwnedQ4 2017vs Q4 2016$1.2MM$2.2MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CharterBank Savings Account Rates

0.04%--Regular Savings Account
0.04%--Holiday Account
0.04%--I-Count Savings Account

CharterBank Money Market Rates

1.05%$10k-Premium Money Market
0.39%*$100k*-Premier Plus Money Market Account
OTHER TIERS: 0.05% $1k - $15k | 0.09% $15k - $100k
0.09%$1k-Retirement Premier Money Market Account

CharterBank Checking Account Rates

0.51%*-$15kBank Rewarded
OTHER TIERS: 0.15% $15k+
0.20%*$50k*-Business With Interest Checking
OTHER TIERS: 0.05% $1k - $50k
0.19%*$15k*-Bank With Interest
OTHER TIERS: 0.05% Up to $15k

CharterBank CD Rates

1.49%$1,500-59 Month Bump Up Special
1.25%$1,500-20 Month Added Advantage CD Special
1.24%$1,500-35 Month CD Special
1.10%$1,500-11 Month CD Special
0.50%$1,500-60 Month CD
0.30%$1,500-36 Month CD
0.20%$1,500-18 Month CD
0.20%$1,500-24 Month CD
0.10%$1,500-12 Month CD
0.06%$1,500-6 Month CD
0.03%$1,500-91 Day CD

CharterBank IRA Rates

0.50%$1,500-60 Month IRA
0.30%$1,500-36 Month IRA
0.20%$1,500-18 Month IRA
0.20%$1,500-24 Month IRA
0.10%$1,500-12 Month IRA
0.06%$1,500-6 Month IRA
0.03%$1,500-91 Day IRA