Featured Savings Rates
Featured Accounts
Overview / Commentary
877-682-4273
1111 Polaris Parkway
Columbus, OH 43240

Chase Bank is one of the largest banks in the United States as measured by total assets. It offers personal, business, and commercial banking products and services on both the depository and lending side. Chase has made strides to become an industry leader in customer service, with hundreds of thousands employees all over the world.

Chase Bank’s checking account offerings all have monthly service charges that can be waived if certain requirements are met. One checking account offers a certain number of non-Chase ATM transaction fee refunds. Savings accounts also come with a monthly service charge, but can be avoided by meeting minimum daily balance requirements. For the basic savings account, consumers under the age of 18 automatically avoid the monthly service charge. The bank also offers certificates of deposit (CDs) that reward higher account balances with higher interest rates. CDs can be opened online and range in term lengths from 1 to 120 months. Chase offers business and commercial banking solutions, as well as an array of credit cards.

Chase Bank online banking provides customers with free account management functions like online bill pay, paperless statements, mobile deposit, and fund transfers. Chase’s mobile banking apps are highly rated and offer a sophisticated platform from which customers can accomplish account management tasks easily on the go. Each app is specifically designed for different operating systems like iPhone, Android, and Windows, as well as tablet devices. Chase’s website is easy to maneuver and provides comprehensive information about bank and account information.

Chase Bank was originally established in 1982 as The Chase Manhattan Bank (USA). In 1996 it changed its organization type with the FDIC to a credit card bank, and in 2000 acquired JPMorgan, a financial services company. A year later the bank moved its headquarters to Newark, Delaware, where they remain today. In 2005, the bank changed its name to Chase Bank USA, and four years later acquired Bear Stearns and Washington Mutual.

Related Posts

Chase’s New Overdraft Policy - Potential Gotchas for Customers - 7/1/2016

Chase has announced a change to their overdraft protection service. At first glance, the change may look like it will reduce fees for most customers.

$300 To Open Chase Total Checking Account, $200 For Chase Savings Account - 6/7/2016

I received several flyers in the mail from Chase about this promotion. The checking account bonus is $300 before June 16 and $200 after that and before July 11. For the checking account bonus, you must open a Chase Total Checking account and set up direct deposit. I used one of them to open a savings account. I already had a checking account. I do have several more flyers left. If you are in the New York area and would like one, PM me or leave a message here. Service Fee: Chase Total Checking has no Monthly Service Fee when you do at least one of the following each statement period: Option #1: Have monthly direct deposits totaling $500 or more made to this account; OR, Option #2: Keep a minimum daily balance of $1,500 or more in your checking account; OR, Option #3: Keep an average daily balance of $5,000 or more in any combination of qualifying Chase checking, savings and other balances. Otherwise a $12 Monthly Service Fee will apply. Bonus/Account Information: Checking o

Safety of Your Money at Banks - Fraudulent Transfers - 11/19/2015

One common fear with online banking is losing your money to cyberthieves. With the news of hackers breaking into major banks, it seems like your hard-earned money could be stolen by hackers. Is that an actual risk?

View all posts from:

12/23/13 - Stop Payments On Lost Checks
9/24/13 - Chase $200 Coupon Til 10/15/2013
9/15/13 - Difference Between Rates And Apys
9/6/13 - Chase Online Banking Availability Fri 9/6 - Sun 9/8/13
8/21/13 - Legal Troubles Mount At JPMorgan
7/30/13 - History of Chase Bank Bonus Payouts
7/15/13 - If You Put $250 In A Chase "Savings Account," You'll Get 12.5 Cents In Yearly Interest -- And Maybe Charged $4 A Month
4/22/13 - Chase Credit Card Payments Down
3/19/13 - Chase Customers Shocked By Zero Checking Account Balances
11/30/12 - Chase Savings Account Fee Charged Incorrectly
11/27/12 - Latest Chase Checking Account Bonus
9/28/12 - Settlement?
9/26/12 - Chase Saving Account 25K Deposit Offer
8/7/12 - How America's Biggest Bank Makes Money
7/16/12 - Chase Will End Overdraft Fee On $5 Purchases
5/9/12 - Chase Checking $200 Bonus, But Beware of Monthly Fees
5/5/12 - Savings Bonus
4/23/12 - Fraudulent Charges Affecting Chase Checking Account Customers
4/9/12 - Theft Of Wallet Leads To Theft Of Money From Chase Checking & Savings Accounts
4/4/12 - JPMorgan Chase Glitch Causes Dual Debit-Card Charges
2/29/12 - JPMorgan Chase Clients With Under $100K Unprofitable
2/6/12 - JPMorgan Chase Settles Overdraft Fee Case For $110 Million
1/31/12 - Can New-Account Bonuses at Chase & Other Banks Help in This Rate Environment?
1/13/12 - JPMorgan Chase Q4 2011 Earnings Report & My Review
12/21/11 - $150 & $200 Chase Checking Account Bonuses
12/2/11 - Special 10-Year CD Rate At Chase Bank In Some States
11/16/11 - Chase To End Trials Of 3 New Bank Fees
11/16/11 - Chase Bank's New Online Banking View
11/9/11 - Anyone Receiving These Chase Letters?
11/9/11 - $200 Bonus For Chase Business Checking Account
11/2/11 - Some Chase Accounts See Delay In Credit For Deposits
10/28/11 - Chase Bank Decides Against New Debit Card Fees
9/22/11 - Chase Freezes Couple's Account, Screws Up Their Life, With No Explanation
8/24/11 - Chase To Ease Up On Withdrawal Fees On Savings Accounts
8/17/11 - Larger Bonuses On Chase Checking Accounts
8/1/11 - 2.5% For 7-Year Term--BUT Beware The Super-High Early Termination Penalty
7/28/11 - Get $15, $30, Or $60 In Chase Credit Card "Payment Protection" Class Action
7/16/11 - Southwest Airlines Rapid Rewards Premier Credit Card Bonus Review
7/13/11 - Florida Woman To Her Bank: I'm Not Dead
7/9/11 - Chase Debit Card Rewards Program Will End As Scheduled
7/7/11 - Jailed For Cashing Chase Check At Chase Bank
7/7/11 - Chase Sapphire Preferred Credit Card Bonus and Review
6/30/11 - New Promotion Pages For Chase $125 & $150 Checking Account Bonus
6/22/11 - Chase Freedom Credit Card $200 Bonus
5/16/11 - Avoiding Chase Bank Checking Account Monthly Fees
5/3/11 - JPMorgan Chase Ends Experiment With $5 ATM Fees
4/26/11 - $150 Checking Account Bonus At Chase Bank
4/21/11 - More Checking Account Fees at Chase, But Bonuses Are Larger
3/22/11 - Chase To End Debit Card Rewards
3/14/11 - Chase May Cap Debit Purchases Below $100
3/4/11 - $125 Chase Bonus & Chase Total Checking Account Review
1/14/11 - New Promotion Page For Chase $125 Checking Account Bonus
1/6/11 - Chase Misses Checks' Red Ink, Closes Bank Account
12/13/10 - Chase Customers Can Now Deposit Checks Using Android Phone
12/4/10 - February Changes In Chase Checking Accounts
12/2/10 - Old WaMu Free Checking Being Converted Into Chase Total Checking With Monthly Fees
10/14/10 - Chase $100 Printable Coupon Expires 10/30/2010
10/11/10 - Chase Bank Checking Account $125 Bonus Coupon
9/25/10 - Two-Year Anniversary of WaMu's Closure - A Look Back from a Depositor's Point of View
9/24/10 - Chase Bank Counterfeit Bill Incident
9/14/10 - Chase.Com Down In Lengthy Crash
8/29/10 - Evaluation Of Chase Bank's Mortgage Refinancing Offer
8/26/10 - $125 Chase Checking Account Bonus Update
8/12/10 - Chase $20 Bonus For Paying 3 Bills With Your Debit Card - YMMV
8/8/10 - Chase Realcash Debit Card Reward Program
7/12/10 - Chase Person-To-Person Payment System - Quickpay
7/7/10 - $100 Chase Checking Account Bonus Good Thru 8/14/2010
6/22/10 - $200 Chase Checking Bonus With Direct Deposit
6/17/10 - $125 Chase Checking Account Bonus - Update
6/1/10 - Update on Chase Checking Account Bonus & ACH Transfers
5/20/10 - Chase Checking Account Bonus & Other Promos: 25,000 Continental Miles
4/30/10 - Former WaMu Savings Accounts Now Paying 0.10% at Chase
4/13/10 - Another $100 Checking Account Bonus at Chase
4/7/10 - Chase Business Checking Account $200 Bonus
4/2/10 - Chase Freedom Credit Card Bonus
4/2/10 - Update on $125 Chase Checking Account Bonus
3/15/10 - Get $100 When You Open A Chase Business Checking Account! Use The URL Below To Get A Coupon To Take
3/14/10 - Chase Checking Account Bonuses
3/8/10 - Review of the 5% Cash Back Chase Freedom Credit Card
3/2/10 - Chase Commuter Cash Bonus for Chase Debit/Credit Card Holders - NJ/NY
2/17/10 - Reports of Chase Freedom Credit Card Rewards Being Downgraded
2/10/10 - $100 Chase Checking Account with Direct Deposit Bonus on Presidents Day
2/4/10 - $100 Chase Business Checking Bonus
2/2/10 - $100 Business Checking Offer From Chase Is Active
12/30/09 - Update on Chase Checking Account Bonuses
10/15/09 - Rip-off Alert - Chase CD Early Withdrawal Penalty
9/11/09 - Update on Chase Checking Account Bonuses and Redeeming Chase/WaMu CDs
8/3/09 - Update on Chase Checking Account Bonuses and WaMu Conversions
7/27/09 - Those 5% WaMu CDs Are Nearing Maturity - Issues to Consider
7/2/09 - Update on Chase Checking Bonuses
6/28/09 - 3.00% 48-Month CD at Chase Bank in California
5/20/09 - $100 Checking Account Bonus at Chase - Update
3/15/09 - Personal and Business Checking Account Bonuses at Chase
2/15/09 - Checking Account Bonuses at WaMu and Chase Branches
12/15/08 - Update on Chase Personal Checking Account Bonus
11/30/08 - 5.00% 60-Month CD at Chase Bank and the Risks of 5-Year CDs
11/14/08 - 5.00% 60-Month Online CD Back at WaMu, But Savings Account Rate Down Again
10/7/08 - WaMu Drops Rates on its Online CDs and Savings Account
10/2/08 - Update on WaMu's 5% 12-Month CDs
9/23/08 - Rates Up at WaMu: 4.00% Online Savings Account, 5.00% 12-Month CD
9/15/08 - WaMu Still Offering In-Branch 5% CDs for Terms of 13 to 17 Months
9/14/08 - $150 Checking Account Bonus at M&I Bank
9/6/08 - WaMu Brings Back the 5.00% 12-Month CD
8/24/08 - Update on WaMu's 5% One Year Certificate of Deposit
8/22/08 - 5.00% 13-Month CD at WaMu
8/19/08 - New $125 Chase Checking Account Bonus - Update
8/15/08 - 4.25% 8-Month / 4.50% 13-Month Add-On CDs at WaMu
8/7/08 - Update on WaMu's Money Market Savings Account and CD Promotion
8/6/08 - 4.50% 12-Month Online CD at WaMu
7/31/08 - WaMu Increases Online Savings Account Yield to 3.75%
7/19/08 - 4.25% 8-Month and 12-Month Online CDs at WaMu
7/11/08 - WaMu's Money Market Savings Account Promotion
7/8/08 - 5.00% 48-Month CD at Washington Mutual
7/5/08 - 4.00% 12-Month / 3.60% 8-Month Online CDs at WaMu
6/8/08 - Chase Checking and Credit Card Bonuses and Perks
5/9/08 - New $125 Chase Checking Account Bonus
4/17/08 - Update on Chase Checking Account Bonuses - Up to $225 in Bonuses
4/2/08 - Chase Visa Check Card $75 Promotion
2/14/08 - Another Chase $125 Checking Account Bonus
2/8/08 - $200 Bonus for a Chase Business Checking Account
2/3/08 - New Chase $125 Checking Account Bonus - Update
1/14/08 - New Chase $125 Checking Account Bonus
1/8/08 - Update on WaMu's Savings for Success Account
11/22/07 - $100 Chase Checking Account Bonus
10/28/07 - $125 Chase Checking Account Bonus
10/1/07 - Chase Freedom Credit Card - Bonus and Rewards Update
9/21/07 - The Ultimate Chase Bonus Post
8/19/07 - 5.45% 7-Month CD at Chase Bank
8/15/07 - 5.50% 6-Month Online CD at WaMu
8/3/07 - $100 Checking Account Bonus at Chase Bank Available Without Branch Visit
7/31/07 - WaMu's New 7.00% Savings for Success Account
7/30/07 - Another $100 Checking Account Bonus at Chase Bank
7/23/07 - $75 Checking Account Bonus at Chase Bank - Update
6/22/07 - $100 Checking Account Bonus at Chase Bank
3/15/07 - $250 Bonus for Chase Freedom Credit Card (may be over)
2/12/07 - $75 Checking Account Bonus at Chase Bank
11/1/06 - $100 Checking Account Bonus at Chase
8/23/06 - Chase $10 Bonus for New Bill Pay Customers
7/11/06 - 5.35% 6-Month CD and $50 Gift Card at Chase Bank in New York City
5/21/06 - $50 Checking Account Bonus at Chase
3/15/06 - $100 Sign-Up Bonus for Chase Credit Card
12/7/05 - Free iPod nano Checking Account Deal
12/3/05 - $50 Bonus for Chase Checking and Direct Deposit

Reviews (163)

Chase Closed My Checking And Savings Accounts And Sent Me A Check In The Mail, Without My Knowledge.

Posted by: tktenor | Oct 20, 2011

I had a checking and savings account with Chase for one month.  While I was out of town, Chase closed both accounts and sent me a check in the mail, with no explanation.  I have three credit cards and a mortgage with Chase, so when I investigated this major error, I was told that they could not verify my address.  They said that they needed a copy of a utility bill with my name on it.  Well, all of our utility accounts have my husband's name on them, so I did not have one.  When asked why they could not verify my address from my mortgage, they said that they still needed a utility bill.

Well, when I got back into town, I went to the branch and they apologized profusely and were extremely conciliatory.  They did their best to remedy the situation, but the meantime, in order to have "free" checking, I had to jump through hoops and transfer money in, etc.  So I did.

Now that everything has settled down, I am closing my checking and savings accounts with them; not only for spite, but also on principle (like my checking and savings account balances really matter). 

Chase What You can't Find

I have been banking with Chase since they were Washington Mutual. Washington Mutual was above par, totally free checking, no minimal balance, no fees to use other Bank's ATMs, there were locations all over the place.

I waited through the change, thining things would be the same if not better, with Chase. I was assured that there would be more ATMs and branches. Not the case. The ap is almost completely useless in the event of actually finding a location. You're better off using Google Maps. Forget about Chase in Gainesville, FL.

Then the fees. No free checking, nope not grandfathered in or anything. Nope, nope, nope. Sometimes, your savings account will terminate for no reason. Just a few of the perks with Chase.

Forced Used Of Online Banking App

Recently we were forced to use the app to do online banking. It's now USELESS. Why need this app when it's noting more than a meer check book. Hate it!!! The online choices to use your browser was so much better. It was a clear picture of all recent activities on one screen. Easy to do bank recons, quickly check transactions and do all your banking right on that screen. As mentioned above, now it's useless. Love many other features of Chase but they went backward 15 years with their online banking. ????????

Chase Is Heartless

Posted by: Josh Fran | Sep 24, 2016

JP Morgan Chase is the most horrific heartless bank out there.
They closed my mothers account without notice and reason. She is close to 90 and a holocaust survivor

Her social security and German pension checks were returned to their respective sources causing a great deal of effort to retrieve them. All of her auto pays were bounced and it was only because she had some spare cash at home that she did not go hungry. This was done with 2 days warning and additionally her accounts were frozen. She is also legally blind.
Nazi Germany behaved much the same way.
Chase is ruthless and will stay away from them for the rest of my life. Mind you my mother was an account holder with them for close to gift years.
A lot of good that did.

They are despicable !!!!!

VIEW MORE REVIEWS

Health
A

Health Grade Components

Overall
FDIC Certificate #628
Year Established1824
Employees183490
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD9.09%
Annual Interest Income$20.43B
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$2,051B$1,971.4B
LoansQ2 2016vs Q2 2015$767.1B$678.7B
DepositsQ2 2016vs Q2 2015$1,407.7B$1,330.3B
Equity CapitalQ2 2016vs Q2 2015$200.7B$189.4B
Loan Loss AllowanceQ2 2016vs Q2 2015$11.40B$11.10B
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$9.98B$10.29B
Real Estate OwnedQ2 2016vs Q2 2015$655.0MM$769.0MM
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Chase Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Chase Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.08%*$1m*-Chase Plus Savings - Standard
OTHER TIERS: 0.01% Up to $1mm
0.08%*$250k*-Chase Plus Savings - Relationship
OTHER TIERS: 0.03% Up to $50k | 0.05% $50k - $100k | 0.06% $100k - $250k
0.01%--Chase Savings

Chase Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%--Chase Retirement Money Market Account

Chase Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%--Chase Premier Platinum Checking
0.01%--Chase Premier Plus Checking

Chase Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%*$100k*-120 Month CD Special - Relationship
OTHER TIERS: 0.90% $1k - $10k | 1.01% $10k - $100k
0.70%$1k-120 Month CD Special - Standard
0.60%*$100k*-60-83 Month CD - Relationship
OTHER TIERS: 0.35% $1k - $10k | 0.55% $10k - $100k
0.60%*$100k*-84-119 Month CD - Relationship
OTHER TIERS: 0.35% $1k - $10k | 0.55% $10k - $100k
0.50%*$100k*-42-47 Month CD Special - Relationship
OTHER TIERS: 0.25% $1k - $10k | 0.45% $10k - $100k
0.50%*$100k*-48-59 Month CD - Relationship
OTHER TIERS: 0.25% $1k - $10k | 0.45% $10k - $100k
0.40%*$100k*-36-41 Month CD - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.35% $10k - $100k
0.30%*$100k*-18-20 Month CD Special - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $100k
0.30%*$100k*-24-29 Month CD - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $100k
0.30%*$100k*-30-35 Month CD - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $100k
0.30%*$100k*-21-23 Month CD - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $100k
0.25%$1k$100k60-83 Month CD - Standard
0.25%$1k$100k84-119 Month CD - Standard
0.20%*$100k*-15 - 17 Month CD - Relationship
OTHER TIERS: 0.05% $1k - $10k | 0.15% $10k - $100k
0.10%$1k$100k42-47 Month CD Special - Standard
0.10%$1k$100k48-59 Month CD - Standard
0.05%*$100k*-12-14 Month CD - Relationship
OTHER TIERS: 0.02% $1k - $100k
0.05%$1k$100k18-20 Month CD Special - Standard
0.05%$1k$100k24-29 Month CD - Standard
0.05%$1k$100k30-35 Month CD - Standard
0.05%$1k$100k21-23 Month CD - Standard
0.05%$1k-36-41 Month CD - Standard
0.02%$1k-1 Month CD - Relationship
0.02%$1k-2 Month CD - Relationship
0.02%$1k-3-5 Month CD - Relationship
0.02%$1k-6-8 Month CD - Relationship
0.02%$1k-9-11 Month CD - Relationship
0.01%$1k$100k1 Month CD - Standard
0.01%$1k$100k2 Month CD - Standard
0.01%$1k$100k3-5 Month CD - Standard
0.01%$1k$100k6-8 Month CD - Standard
0.01%$1k$100k9-11 Month CD - Standard
0.01%$1k$100k12-14 Month CD - Standard
0.01%$1k-15 - 17 Month CD - Standard

Chase Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%*$100k*-120 Month IRA Special - Relationship
OTHER TIERS: 0.90% $1k - $10k | 1.01% $10k - $100k
0.70%$1k-120 Month IRA Special - Standard
0.60%*$100k*-60-83 Month IRA - Relationship
OTHER TIERS: 0.35% $1k - $10k | 0.55% $10k - $100k
0.60%*$100k*-84-119 Month IRA - Relationship
OTHER TIERS: 0.35% $1k - $10k | 0.55% $10k - $100k
0.50%*$100k*-42-47 Month IRA Special - Relationship
OTHER TIERS: 0.25% $1k - $10k | 0.45% $10k - $100k
0.50%*$100k*-48-59 Month IRA - Relationship
OTHER TIERS: 0.25% $1k - $10k | 0.45% $10k - $100k
0.40%*$100k*-36-41 Month IRA - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.35% $10k - $100k
0.30%*$100k*-18-20 Month IRA Special - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $100k
0.30%*$100k*-24-29 Month IRA - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $100k
0.30%*$100k*-30-35 Month IRA - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $100k
0.30%*$100k*-21-23 Month IRA - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $100k
0.25%$1k$100k60-83 Month IRA - Standard
0.25%$1k$100k84-119 Month IRA - Standard
0.20%*$100k*-15 - 17 Month IRA - Relationship
OTHER TIERS: 0.05% $1k - $10k | 0.15% $10k - $100k
0.10%$1k$100k42-47 Month IRA Special - Standard
0.10%$1k$100k48-59 Month IRA - Standard
0.05%*$100k*-12-14 Month IRA - Relationship
OTHER TIERS: 0.02% $1k - $100k
0.05%$1k$100k18-20 Month IRA Special - Standard
0.05%$1k$100k24-29 Month IRA - Standard
0.05%$1k$100k30-35 Month IRA - Standard
0.05%$1k$100k21-23 Month IRA - Standard
0.05%$1k-36-41 Month IRA - Standard
0.02%$1k-1 Month IRA - Relationship
0.02%$1k-2 Month IRA - Relationship
0.02%$1k-3-5 Month IRA - Relationship
0.02%$1k-6-8 Month IRA - Relationship
0.02%$1k-9-11 Month IRA - Relationship
0.01%$1k$100k1 Month IRA - Standard
0.01%$1k$100k2 Month IRA - Standard
0.01%$1k$100k3-5 Month IRA - Standard
0.01%$1k$100k6-8 Month IRA - Standard
0.01%$1k$100k9-11 Month IRA - Standard
0.01%$1k$100k12-14 Month IRA - Standard
0.01%$1k-15 - 17 Month IRA - Standard
Locations

Chase Bank has 5,506 locations. Click to view all Chase Bank locations.