Overview / Commentary
402 W Spruce St
Sault Sainte Marie, MI 49783

Chippewa County Credit Union is headquartered in Sault Sainte Marie and is the 175th largest credit union in the state of Michigan. It is also the 2,971st largest credit union in the nation. It was established in 1955 and as of June of 2018, it had grown to 11 employees and 3,459 members at 2 locations. Chippewa County Credit Union has a C+ health rating.

Field of Membership Restrictions

Chippewa County CU is open to the current employees or the retirees that live in Chippewa County of the site listed CU-affiliated SEG's. Membership eligibility also includes the families and household members of current CU members.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Chippewa County Credit Union has a low asset base.

Health Grade Components

NCUA #61416
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD4.03%
Annual Interest Income$536.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$28.6MM$29.2MM
LoansQ2 2018vs Q2 2017$18.4MM$18.4MM
DepositsQ2 2018vs Q2 2017$25.3MM$26.1MM
Equity CapitalQ2 2018vs Q2 2017$3.0MM$2.9MM
Loan Loss AllowanceQ2 2018vs Q2 2017$224.00K$294.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$323.00K$562.00K
Real Estate OwnedQ2 2018vs Q2 2017$267.00K$159.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Chippewa County Credit Union Savings Account Rates

0.20%*$100k*-Preferred Funds
OTHER TIERS: 0.05% $5 - $25k | 0.15% $25k - $100k
0.10%--IRA Share
0.05%--Share Account

Chippewa County Credit Union CD Rates

1.00%--5 Year CD
0.75%--3 Year CD
0.30%--180 Day CD
0.25%--1 Year CD

Chippewa County Credit Union IRA Rates

1.00%--5 Year IRA
0.75%--3 Year IRA
0.30%--180 Day IRA
0.25%--1 Year IRA

Chippewa County Credit Union Locations
Branch Office4868 W M 80Kincheloe, MI 49788
Branch Office402 W Spruce StSault Sainte Marie, MI 49783-1848

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