Overview / Commentary
301 Main Street
Kilgore, TX 75662

Citizens Bank (16817) is headquartered in Kilgore and is the 146th largest bank in the state of Texas. It is also the 1,666th largest bank in the nation. It was established in 1949 and as of December of 2018, it had grown to 111 employees at 13 locations. Citizens Bank (16817) has an A health rating.


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Health Grade Components

FDIC Certificate #16817
Year Established1949
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD5.99%
Annual Interest Income$16.9MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$420.7MM$381.8MM
LoansQ4 2018vs Q4 2017$243.7MM$196.7MM
DepositsQ4 2018vs Q4 2017$344.5MM$294.9MM
Equity CapitalQ4 2018vs Q4 2017$53.9MM$44.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$4.1MM$3.2MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$3.1MM$1.7MM
Real Estate OwnedQ4 2018vs Q4 2017$544.00K$0

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