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Overview / Commentary
304-292-8411
265 High Street
Morgantown, WV 26505

Citizens Bank of Morgantown is headquartered in Morgantown and is the 53rd largest bank in the state of West Virginia. It is also the 5,335th largest bank in the nation. It was established in 1979 and as of March of 2018, it had grown to 9 employees at 1 location. Citizens Bank of Morgantown has a B health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Citizens Bank of Morgantown has a low asset base.

Health Grade Components

Overall
FDIC Certificate #22954
Year Established1979
Employees9
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD3.45%
Annual Interest Income$440.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$36.1MM$36.9MM
LoansQ1 2018vs Q1 2017$22.2MM$22.2MM
DepositsQ1 2018vs Q1 2017$23.0MM$23.4MM
Equity CapitalQ1 2018vs Q1 2017$6.4MM$6.5MM
Loan Loss AllowanceQ1 2018vs Q1 2017$394.00K$372.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$345.00K$107.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates

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Locations


Citizens Bank of Morgantown Locations
Citizens Bank Of Morgantown, Inc.265 High StreetMorgantown, WV 26505

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