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Overview / Commentary
304-292-8411
265 High Street
Morgantown, WV 26505

Citizens Bank of Morgantown is headquartered in Morgantown and is the 55th largest bank in the state of West Virginia. It is also the 5,491st largest bank in the nation. It was established in 1979 and as of June of 2017, it had grown to 9 employees at 1 location. Citizens Bank of Morgantown has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Citizens Bank of Morgantown has a low asset base.

Health Grade Components

Overall
FDIC Certificate #22954
Year Established1979
Employees9
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD4.41%
Annual Interest Income$861.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$36.1MM$36.5MM
LoansQ2 2017vs Q2 2016$21.8MM$23.0MM
DepositsQ2 2017vs Q2 2016$23.5MM$23.3MM
Equity CapitalQ2 2017vs Q2 2016$6.6MM$6.5MM
Loan Loss AllowanceQ2 2017vs Q2 2016$379.00K$303.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$79.00K$15.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
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Locations


Citizens Bank of Morgantown Locations
Citizens Bank Of Morgantown, Inc.265 High StreetMorgantown, WV 26505