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Overview / Commentary
304-292-8411
265 High Street
Morgantown, WV 26505

Citizens Bank of Morgantown is headquartered in Morgantown and is the 54th largest bank in the state of West Virginia. It is also the 5,397th largest bank in the nation. It was established in 1979 and as of December of 2017, it had grown to 9 employees at 1 location. Citizens Bank of Morgantown has a B health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Citizens Bank of Morgantown has a low asset base.

Health Grade Components

Overall
FDIC Certificate #22954
Year Established1979
Employees9
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD4.17%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$35.8MM$36.0MM
LoansQ4 2017vs Q4 2016$21.9MM$22.3MM
DepositsQ4 2017vs Q4 2016$23.0MM$23.4MM
Equity CapitalQ4 2017vs Q4 2016$6.4MM$6.4MM
Loan Loss AllowanceQ4 2017vs Q4 2016$388.00K$348.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$341.00K$159.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates

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Locations


Citizens Bank of Morgantown Locations
Citizens Bank Of Morgantown, Inc.265 High StreetMorgantown, WV 26505

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