Citizens Bank's New $100 Checking Account Bonus - Available in Several NE States

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Citizens Bank has a checking account promotion in which you can earn $100. The details of the checking account bonus are listed at www.citizensbank.com/220. Offer ends 3/26/2010. The requirements to earn the $100 include:

  • $50 for setting up direct deposit of $250 or more
  • $25 for making 5 online bill payments
  • $25 for making 5 signature-based debit card or credit card purchases

Some important details mentioned in the small print includes:

Requirements must be met by 4/30/2010. Bonus will be deposited into the checking account by 6/30/2010 and reported to the IRS. Checking account must remain open for at least 6 months or the amount of the banking bonus will be debited from the account at closing.

The Green Checking qualifies for this bonus, and it's a free checking account with no monthly fees. Minimum opening balance is $50.

The Green Checking also qualifies for the Green$sense program. Citizens Bank says you can get paid up to $120 per year in Green$ense. However, this would require 100 debit card purchases, online bill payments or automatic payments per month for 12 months. For each of these non-paper transactions, Citizens Bank pays you 10 cents. Since this is considerable work, I'm not including this $120 in the bonus amount.

This is very similar to the promotion the bank was running late last year. One small change is that they now require a minimum direct deposit of $250 instead of $50. In that post, a reader mentioned that there's a hard pull in the application.

There's an online application at the promotions page. However, it only accepts zip codes in their market area. Their market area includes Connecticut, Delaware, Illinois, Indiana, Kentucky, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island and Vermont.

Citizens Bank operates under two FDIC charters: Citizens Bank of Pennsylvania (FDIC Certificate # 57282) and RBS Citizens, N.A. which has branches in several states outside of PA and NJ (FDIC Certificate # 57957).

Other Bank Bonuses

To find other bonus deals, please refer to my bank bonus page which has all of my recent bank bonus posts.

Comments
Anonymous
Anonymous   |     |   Comment #1
I opened this green checking on one of their branches. First they told me a savings account is also required so I opened one as well. Then 3 days later, when I logged into my account online, I found there was also a visa credit card account under my name. When I opened the checking account, they told me there would not be hard pull at all. I DID not ask for any credit but they pulled my Equifax and opened a card anyway WITHOUT my authorization. I immediately went to the branch and cancelled the card. I tried to dispute with equifax but equifax denied my request. I thought I would move on. Then one week later, I logged into my account and found my Green Checking (which is free) was converted to Circle Checking (which is $17.5 monthly fee unless $5000 minimum balance) mysteriously. I called the bank's 800 number and CSR insisted that he couldn't see the history that I ever opened a Green Checking. He insisted that it was a miscommunication when I opened this account. OK, I didn't have any illusion because I have the printout from the account opening right before me and it says GREEN Checking. He agreed to switch back to Green checking for me and when I logged into my account later that day, I see it was Green checking again. Then this morning, when I logged into my account again, it was quietly changed to Circle Checking again! This bank has lots of branches in my area and I keep wondering how they survive with such unprofessional and idiotic business approaches.
Jo/Gaelicwench
Jo/Gaelicwench (anonymous)   |     |   Comment #2
There's a Citizens Bank locally, and from reading the above, I am tempted to give it a try to see if I have same nightmarish type of service. Yikes. Apparently, them seem to be pretty hard up for business in the form of $$$.

I will post back to let you all know how it went for me. Thanks Anonymous #1 for posting about your awful experience there.....Jo
Anonymous
Anonymous   |     |   Comment #3
I don't know about previous comment... here a local bank, no real problem and bonus received.
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  • $25 for making 5 online bill payments
  • $25 for making 5 signature-based debit card or credit card purchases
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