Overview / Commentary
859-879-9455
534 Marsailles Road
Versailles, KY 40383

Citizens Commerce National Bank is headquartered in Versailles and is the 64th largest bank in the state of Kentucky. It is also the 2,612th largest bank in the nation. It was established in 1996 and as of June of 2018, it had grown to 65 employees at 5 locations. Citizens Commerce National Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #34256
Year Established1996
Employees65
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.06%
Return on Equity - YTD10.11%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$235.2MM$222.7MM
LoansQ2 2018vs Q2 2017$163.4MM$145.2MM
DepositsQ2 2018vs Q2 2017$200.3MM$179.1MM
Equity CapitalQ2 2018vs Q2 2017$24.5MM$19.3MM
Loan Loss AllowanceQ2 2018vs Q2 2017$2.1MM$2.1MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$3.8MM$5.0MM
Real Estate OwnedQ2 2018vs Q2 2017$29.00K$191.00K
Rates

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Locations


Citizens Commerce National Bank Locations
Equine Way Branch108 Sea Hero RoadFrankfort, KY 40601
Versailles Branch231 South Main StreetVersailles, KY 40383
Citizens Commerce National Bank534 Marsailles RoadVersailles, KY 40383
Nicholasville Branch714 South Main StreetNicholasville, KY 40356
Nichols Park Branch4097 Nichols Park DriveLexington, KY 40503

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