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Citizens National Bank (Henderson, TX)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.26%5-year CD60 Month CD
0.40%1-year CD12 Month CD
0.10%SavingsStatement Savings

Overview / Commentary
903-657-8521
201 West Main Street
Henderson, TX 75653

Citizens National Bank (Henderson, TX) is headquartered in Henderson and is the 31st largest bank in the state of Texas. It is also the 451st largest bank in the nation. It was established in 1930 and as of June of 2017, it had grown to 392 employees at 28 locations. Citizens National Bank (Henderson, TX) has an A health rating.

Reviews (2)

Great service at this bank!

Posted by: Mogarro | Dec 15, 2016

When I moved to this area several years ago I went to Citizens National Bank to open a checking account. They have been great! When I go into the bank they know my name and greet me. They ask how they can help me and see to my needs. They are very efficient in their jobs. When I ask them a question about my checking account they are very friendly and happy to help me in any way they possibly can. At one time my husband and I had a savings account with this bank as well. It was very convenient to transfer money from our savings account to our checking account by simply transferring using their mobile/online banking. Now it is even possible to deposit checks by taking a picture and submitting with your phone! I especially love that option, it makes it very convenient to deposit my husband's paychecks. I would recommend this bank to anyone who lives in the area. I am pleased with my service here.

Making Deposits

Posted by: JHCT111 | Dec 28, 2011

MAKE SURE YOU WATCH YOUR DEPOSITS. I HAD A FEW THAT SHOWED UP THAN DISSAPEARED. CALLED AND FOUND OUT THEY HAD GOT DEPOSITED INTO SOMEONE ELSES ACCOUNT. NEEDLESS TO SAY I AM NOW NOT A MEMBER THERE

 

 

CHANDLER TEXAS 



Health

Health Grade Components

Overall
FDIC Certificate #3250
Year Established1930
Employees392
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD9.41%
Annual Interest Income$31.5MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$1.76B$1.67B
LoansQ2 2017vs Q2 2016$1.02B$813.4MM
DepositsQ2 2017vs Q2 2016$1.56B$1.49B
Equity CapitalQ2 2017vs Q2 2016$177.6MM$161.1MM
Loan Loss AllowanceQ2 2017vs Q2 2016$10.5MM$9.4MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$7.3MM$7.2MM
Real Estate OwnedQ2 2017vs Q2 2016$2.2MM$1.5MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens National Bank (Henderson, TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Statement Savings
0.10%$100-Business Statement Savings

Citizens National Bank (Henderson, TX) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$1m*-Platinum Money Market
OTHER TIERS: 0.15% Up to $100k | 0.20% $100k - $250k | 0.30% $250k - $1mm
0.35%*$1m*-Business Platinum Money Market
OTHER TIERS: 0.15% Up to $100k | 0.20% $100k - $250k | 0.30% $250k - $1mm
0.10%--Money Market Savings
0.10%--Business Money Market

Citizens National Bank (Henderson, TX) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$500-Max Checking
0.10%$500-Max Senior Checking
0.10%$1k-Basic Business Checking w/ Interest
0.10%$1k-Business Analysis Checking w/ Interest
0.10%*$50k*-Elite Checking
OTHER TIERS: 0.05% $5k - $50k

Citizens National Bank (Henderson, TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%$500-60 Month CD
1.26%$500-Business 60 Month CD
0.99%$500-48 Month CD
0.99%$500-Business 48 Month CD
0.80%$500-36 Month CD
0.80%$500-Business 36 Month CD
0.65%$500-24 Month CD
0.65%$500-30 Month CD
0.65%$500-Business 24 Month CD
0.65%$500-Business 30 Month CD
0.45%$500-18 Month CD
0.45%$500-Business 18 Month CD
0.40%$500-12 Month CD
0.40%$500-Business 12 Month CD
0.25%$2,500-180 to 364 Day CD
0.25%$2,500-Business 180 to 364 Day CD
0.10%$2,500-60 to 89 Day CD
0.10%$2,500-90 to 179 Day CD
0.10%$2,500-Business 60 to 89 Day CD
0.10%$2,500-Business 90 to 179 Day CD
0.05%$2,500-30 to 59 day CD
0.05%$2,500-Business 30 to 59 Day CD

Citizens National Bank (Henderson, TX) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%$500-60 Month IRA
0.99%$500-48 Month IRA
0.80%$500-36 Month IRA
0.65%$500-24 Month IRA
0.65%$500-30 Month IRA
0.45%$500-18 Month IRA
0.40%$500-12 Month IRA
0.25%$2,500-180 to 364 Day IRA
0.10%$2,500-60 to 89 Day IRA
0.10%$2,500-90 to 179 Day IRA
0.05%$2,500-30 to 59 day IRA
Locations

Availability