Overview / Commentary
701-593-6333
401 Main Street
Lankin, ND 58250

Citizens State Bank of Lankin is headquartered in Lankin and is the 67th largest bank in the state of North Dakota. It is also the 5,177th largest bank in the nation. It was established in 1905 and as of June of 2018, it had grown to 16 employees at 4 locations. Citizens State Bank of Lankin has a B health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Citizens State Bank of Lankin has a low asset base.

Health Grade Components

Overall
FDIC Certificate #9422
Year Established1905
Employees16
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD7.6%
Annual Interest Income$899.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$42.6MM$44.0MM
LoansQ2 2018vs Q2 2017$23.4MM$24.5MM
DepositsQ2 2018vs Q2 2017$37.5MM$38.7MM
Equity CapitalQ2 2018vs Q2 2017$4.1MM$4.3MM
Loan Loss AllowanceQ2 2018vs Q2 2017$547.00K$538.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$479.00K$1.5MM
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates

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Locations


Citizens State Bank of Lankin Locations
Paying and Receiving Branch210 Main AvenueEdinburg, ND 58227
Paying and Receiving Branch301 S Main StreetEdmore, ND 58330
Park River Branch317 Briggs AvenuePark River, ND 58270
Citizens State Bank Of Lankin401 Main StreetLankin, ND 58250

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