It appears a branch visit is required to open an account. Branches are located in Las Vegas and Reno, Nevada.
The bank's ratings for safety and soundness are a little weak: 2 stars (problematic) at BauerFinancial and 1 star (lowest) at Bankrate.com. Both ratings are based on 3/31/09 financial data. The bank has been a FDIC member since 1998 (FDIC Certificate # 34785).
Other High Certificate of Deposit Rates
For those in Nevada, you can get a 4% APY 12-month CD at Nevada Federal Credit Union through Friday 7/24/09. However, the maximum deposit is only $1,000. So for a $1,000 CD deposit, you'll make about $17 more than at Sun West Bank. For other deals without maximum deposit restrictions, refer to the following: