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Overview / Commentary
500 Quincy St
Fairmont, WV 26554

City Of Fairmont Federal Credit Union is headquartered in Fairmont and is the 80th largest credit union in the state of West Virginia. It is also the 5,299th largest credit union in the nation. It was established in 1967 and as of March of 2018, it had grown to 331 members at 1 location. City Of Fairmont Federal Credit Union has a C health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. City Of Fairmont Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #18142
Year Chartered1967
Primary Regulator
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD3.03%
Annual Interest Income$16.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$1.3MM$1.2MM
LoansQ1 2018vs Q1 2017$830.00K$749.00K
DepositsQ1 2018vs Q1 2017$1.2MM$1.1MM
Equity CapitalQ1 2018vs Q1 2017$132.00K$127.00K
Loan Loss AllowanceQ1 2018vs Q1 2017$25.00K$20.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$47.00K$24.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0

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City Of Fairmont Federal Credit Union Locations
Branch Office500 Quincy STFairmont, WV 26554

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