Clarence Community & Schools Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.45%	1-year CD	12 Month CD 1.05% - Ally Bank High Yield 12-Month CD
0.15%	Savings	Regular Shares 1.00% - Ally Bank Online Savings Account
1.10%	4-year CD	48 Month CD 1.40% - Ally Bank Raise Your Rate 4-Year CD

View all Clarence Community & Schools Federal Credit Union rates »

Overview / Commentary

www.ccsfcu.com

716-630-0888

9145 Sheridan Dr
Clarence, NY 14031

Clarence Community & Schools Federal Credit Union is headquartered in Clarence and is the 177^th largest credit union in the state of New York. It is also the 3,367^th largest credit union in the nation. It was established in 1954 and as of June of 2016, it had grown to 5 employees and 2,948 members at 2 locations. Clarence Community & Schools Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Amherst, Newstead, Clarence, or Akron.
See current membership details

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Health

B

Data as of Q2 2016

Learn more about bank health

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Clarence Community & Schools Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	9812
Year Chartered	1954
Employees	5
Primary Regulator

Profit Margin
Return on Assets - YTD	0.31%
Return on Equity - YTD	3.46%
Annual Interest Income	$323.00K

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$21.3MM$20.3MM
Loans	Q2 2016vs Q2 2015	$11.8MM$10.2MM
Deposits	Q2 2016vs Q2 2015	$19.4MM$18.5MM
Equity Capital	Q2 2016vs Q2 2015	$1.9MM$1.8MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$60.00K$48.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$86.00K$0
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Clarence Community & Schools Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%	-	-	IRA Shares
0.15%^*	$25k^*	-	Regular Shares
OTHER TIERS: 0.05% → $100 - $25k
0.15%^*	$25k^*	-	CLUBS
OTHER TIERS: 0.05% → $100 - $25k

Clarence Community & Schools Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.10%	$500	-	48 Month CD
0.85%	$500	-	36 Month CD
0.55%	$500	-	24 Month CD
0.45%	$500	-	12 Month CD

Clarence Community & Schools Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.10%	$500	-	48 Month IRA
0.85%	$500	-	36 Month IRA
0.55%	$500	-	24 Month IRA
0.45%	$500	-	12 Month IRA

Locations

Clarence Community & Schools Federal Credit Union Locations
Branch Office	9625 Main St	Clarence, NY 14031
Branch Office	9145 Sheridan Dr	Clarence, NY 14031