Clarence Community & Schools Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.45%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.15%	Savings	Regular Shares 1.20% - Goldman Sachs Bank USA Online Savings
1.10%	4-year CD	48 Month CD 1.80% - Goldman Sachs Bank USA 4 Year CD

View all Clarence Community & Schools Federal Credit Union rates »

Overview / Commentary

www.ccsfcu.com

716-630-0888

9145 Sheridan Dr
Clarence, NY 14031

Clarence Community & Schools Federal Credit Union is headquartered in Clarence and is the 176^th largest credit union in the state of New York. It is also the 3,337^th largest credit union in the nation. It was established in 1954 and as of March of 2017, it had grown to 6 employees and 2,980 members at 2 locations. Clarence Community & Schools Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Amherst, Newstead, Clarence, or Akron.
See current membership details

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Health

B

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Clarence Community & Schools Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	9812
Year Chartered	1954
Employees	6
Primary Regulator

Profit Margin
Return on Assets - YTD	0.07%
Return on Equity - YTD	0.86%
Annual Interest Income	$171.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$21.9MM$20.2MM
Loans	Q1 2017vs Q1 2016	$12.9MM$11.1MM
Deposits	Q1 2017vs Q1 2016	$20.0MM$18.3MM
Equity Capital	Q1 2017vs Q1 2016	$1.9MM$1.8MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$44.00K$49.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$150.00K$70.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Savings
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Clarence Community & Schools Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%	-	-	IRA Shares
0.15%^*	$25k^*	-	Regular Shares
OTHER TIERS: 0.05% → $100 - $25k
0.15%^*	$25k^*	-	CLUBS
OTHER TIERS: 0.05% → $100 - $25k

Clarence Community & Schools Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.10%	$500	-	48 Month CD
0.85%	$500	-	36 Month CD
0.55%	$500	-	24 Month CD
0.45%	$500	-	12 Month CD

Clarence Community & Schools Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.10%	$500	-	48 Month IRA
0.85%	$500	-	36 Month IRA
0.55%	$500	-	24 Month IRA
0.45%	$500	-	12 Month IRA

Locations

Clarence Community & Schools Federal Credit Union Locations
Branch Office	9625 Main St	Clarence, NY 14031
Branch Office	9145 Sheridan Dr	Clarence, NY 14031