CNB Bank is headquartered in Clearfield and is the 15th largest bank in the state of Pennsylvania. It is also the 308th largest bank in the nation. It was established in 1934 and as of December of 2018, it had grown to 510 employees at 41 locations. CNB Bank has an A health rating.
I have had an account with CNB Bank for a couple of years now and still enjoy the service. They offer a special account for those aged 18-24, which I have, which allows the customer no additional fees and waives your first two check bounces (I believe it's the first two). I like the mobile check deposit option as I am always traveling, and their app makes it easy to check balances on the go. Also, I never had a security issue while using this service. Everyone I talk to or encounter at the bank are friendly and helpful. I only wish that there were more branch extensions along the east side of Pennsylvania. Staying local and supporting a small bank as opposed to large companies is another plus to my experience. I plan to keep using this bank for years to come.
I have enjoyed banking with CNB for over ten years now. I have savings and checking accounts with them. I have overdrafted my checking account a few times and the overdraft fees are high. However, this encourages us to not overdraft our accounts, which is definitely a good thing! I have interacted with several different employees at several different levels in the bank. I have found that every employee I have encountered is friendly and will do whatever they can to help you. They all know you and remember your name when you walk in and that is a really nice thing. Most other banking institutions I have dealt with are cold when you walk up to the counter, but at CNB that couldn't be further from the truth.
This is a brick & mortar bank that appears (from the street level images in Upper Arlington) to have a very small footprint. Rates are not touted on the website and you have to dig around to find them. I would say this facility would be best suited for an older person who does not have or want a computer or competitive online rates. Just my opinion but looks out of tune with modern times with a focus on the older crowd.
|FDIC Certificate #||13876|
|Return on Assets - YTD||1.21%|
|Return on Equity - YTD||12.11%|
|Annual Interest Income||$128.2MM|
|Assets and Liabilities|
|Assets||Q4 2018vs Q4 2017||$3.20B$2.75B|
|Loans||Q4 2018vs Q4 2017||$2.45B$2.12B|
|Deposits||Q4 2018vs Q4 2017||$2.61B$2.17B|
|Equity Capital||Q4 2018vs Q4 2017||$310.6MM$290.2MM|
|Loan Loss Allowance||Q4 2018vs Q4 2017||$17.9MM$18.1MM|
|Unbacked Noncurrent Loans||Q4 2018vs Q4 2017||$14.6MM$19.0MM|
|Real Estate Owned||Q4 2018vs Q4 2017||$418.00K$710.00K|
Sorry, we do not have rate data for CNB Bank.