Overview / Commentary
800-525-7611
356 Main St
Salinas, CA 93901

Coast-Tel Federal Credit Union is headquartered in Salinas and is the 252nd largest credit union in the state of California. It is also the 3,402nd largest credit union in the nation. It was established in 1959 and as of June of 2018, it had grown to 5 employees and 3,218 members at 1 location. Coast-Tel Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live,work, attend school or worship in Monterey County.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Coast-Tel Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #13090
Year Chartered1959
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD6.81%
Annual Interest Income$295.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$19.8MM$18.8MM
LoansQ2 2018vs Q2 2017$8.5MM$8.5MM
DepositsQ2 2018vs Q2 2017$18.1MM$17.3MM
Equity CapitalQ2 2018vs Q2 2017$1.5MM$1.4MM
Loan Loss AllowanceQ2 2018vs Q2 2017$20.00K$12.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$15.00K$5.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Coast-Tel Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$100-Regular Share Account
0.03%$5-Young Savers Account
0.03%$100-Sub Share Account
0.03%$100-Christmas Club
0.03%$5-Regular Share IRA

Coast-Tel Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$50k*-Investment Share Account
OTHER TIERS: 0.03% $2k - $10k | 0.05% $10k - $50k

Coast-Tel Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$1k-36 Month Share Certificate
0.15%$1k-24 Month Share Certificate
0.10%$1k-6 Month Share Certificate
0.10%$1k-12 Month Share Certificate

Coast-Tel Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$1k-36 Month IRA Share Certificate
0.15%$1k-24 Month IRA Share Certificate
0.10%$1k-6 Month IRA Share Certificate
0.10%$1k-12 Month IRA Share Certificate
Locations


Coast-Tel Federal Credit Union Locations
Branch Office356 Main StSalinas, CA 93901

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