Featured Savings Rates
Featured Accounts

Coast-Tel Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.10%1-year CD12 Month Share Certificate
0.03%SavingsSub Share Account
0.20%3-year CD36 Month Share Certificate

Overview / Commentary
800-525-7611
356 Main St
Salinas, CA 93901

Coast-Tel Federal Credit Union is headquartered in Salinas and is the 277th largest credit union in the state of California. It is also the 3,690th largest credit union in the nation. It was established in 1959 and as of March of 2016, it had grown to 4 employees and 3,140 members at 1 location. Coast-Tel Federal Credit Union has a C health rating.

Field of Membership Restrictions

Membership is open to those who live,work, attend school or worship in Monterey County.
See current membership details

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Health
C
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Coast-Tel Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #13090
Year Chartered1959
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD8.9%
Annual Interest Income$117.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$16.7MM$15.4MM
LoansQ1 2016vs Q1 2015$8.5MM$6.6MM
DepositsQ1 2016vs Q1 2015$15.5MM$14.3MM
Equity CapitalQ1 2016vs Q1 2015$1.1MM$1.0MM
Loan Loss AllowanceQ1 2016vs Q1 2015$21.00K$37.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$15.00K$11.00K
Real Estate OwnedQ1 2016vs Q1 2015$325.00K$325.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Coast-Tel Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$100-Regular Share Account
0.03%--Young Savers Account
0.03%$100-Sub Share Account
0.03%$100-Christmas Club Account
0.03%--Regular Share IRA

Coast-Tel Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$50k*-Investment Share Account
OTHER TIERS: 0.03% $2k - $10k | 0.05% $10k - $50k

Coast-Tel Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$1k-36 Month Share Certificate
0.15%$1k-24 Month Share Certificate
0.10%$1k-6 Month Share Certificate
0.10%$1k-12 Month Share Certificate

Coast-Tel Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$1k-36 Month IRA Share Certificate
0.15%$1k-24 Month IRA Share Certificate
0.10%$1k-6 Month IRA Share Certificate
0.10%$1k-12 Month IRA Share Certificate
Locations


Coast-Tel Federal Credit Union Locations
Branch Office356 Main StSalinas, CA 93901