Overview / Commentary
301 North State Street
Alma, MI 48801

Commercial Bank (MI) is headquartered in Alma and is the 25th largest bank in the state of Michigan. It is also the 1,376th largest bank in the nation. It was established in 1962 and as of September of 2018, it had grown to 106 employees at 10 locations. Commercial Bank (MI)'s CD rates are 3X the national average, and it has a B+ health rating.


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Health Grade Components

FDIC Certificate #18584
Year Established1962
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD11.09%
Annual Interest Income$14.3MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$518.4MM$527.8MM
LoansQ3 2018vs Q3 2017$379.0MM$386.0MM
DepositsQ3 2018vs Q3 2017$414.4MM$418.9MM
Equity CapitalQ3 2018vs Q3 2017$46.7MM$45.6MM
Loan Loss AllowanceQ3 2018vs Q3 2017$2.7MM$2.8MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.6MM$2.4MM
Real Estate OwnedQ3 2018vs Q3 2017$346.00K$196.00K
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Commercial Bank (MI) CD Rates

2.50%$25k-12 Month CD Special

Cities: Alma, Greenville, Hastings, Ithaca, Mason, Middleton, Okemos, St. Louis

Alma Branches
Wright Avenue Branch1500 Wright AvenueAlma, MI 48801
Commercial Bank301 North State StreetAlma, MI 48801

Greenville Branches
Greenville West Branch10530 W Carson City RdGreenville, MI 48838

Hastings Branches
Hastings Branch629 West State StreetHastings, MI 49058

Ithaca Branches
Ithaca Branch101 North Pine RiverIthaca, MI 48847

Mason Branches
Mason State Branch322 South Jefferson StreetMason, MI 48854
Cedar Street Branch661 North Cedar StreetMason, MI 48854

Middleton Branches
Middleton Branch101 North Newton StreetMiddleton, MI 48856

Okemos Branches
Okemos Branch2112 Jolly RoadOkemos, MI 48864

St. Louis Branches
St. Louis Branch111 Mill StreetSt. Louis, MI 48880

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