First Community Bank Of Mercersburg

Overview / Commentary
12 South Main Street
Mercersburg, PA 17236

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Health Grade Components

FDIC Certificate #713
Year Established1919
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD10.6%
Annual Interest Income$64.8MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$1.93B$1.55B
LoansQ4 2018vs Q4 2017$1.24B$1.00B
DepositsQ4 2018vs Q4 2017$1.59B$1.22B
Equity CapitalQ4 2018vs Q4 2017$175.3MM$140.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$14.0MM$12.8MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$5.2MM$9.8MM
Real Estate OwnedQ4 2018vs Q4 2017$130.00K$961.00K
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First Community Bank Of Mercersburg CD Rates

1.50%$25k-15 Month CD Special (Non-Renewable w/ DD)
1.25%$2.5k-60 Month CD
1.00%$2.5k-48-59 Month CD
1.00%$5k-11 Month CD Special (Non-Renewable w/ DD)
0.80%$2.5k-36-47 Month CD
0.60%$2.5k-24-35 Month CD
0.50%$5k-18-23 Month CD
0.40%$5k-12-17 Month CD
0.25%$5k-182 Day CD

First Community Bank Of Mercersburg IRA Rates

1.25%$500-60 Month IRA
0.80%$500-36 Month IRA
0.50%$500-18 Month Fixed IRA
0.50%$250-18 Month Variable IRA


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