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First Community Bank Of Mercersburg

Popular Accounts at this Bank

0.99%5-year CD60 Month CD
0.30%1-year CD12-17 Month CD
0.70%4-year CD48-59 Month CD

Overview / Commentary
12 South Main Street
Mercersburg, PA 17236

First Community Bank Of Mercersburg is headquartered in Mercersburg and is the 125th largest bank in the state of Pennsylvania. It is also the 3,224th largest bank in the nation. It was established in 1909 and as of December of 2016, it had grown to 52 employees at 6 locations. First Community Bank Of Mercersburg has an A+ health rating.


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Health Grade Components

FDIC Certificate #7609
Year Established1909
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD5.32%
Annual Interest Income$7.0MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$177.0MM$169.0MM
LoansQ4 2016vs Q4 2015$148.3MM$140.5MM
DepositsQ4 2016vs Q4 2015$154.2MM$146.6MM
Equity CapitalQ4 2016vs Q4 2015$20.2MM$19.8MM
Loan Loss AllowanceQ4 2016vs Q4 2015$1.5MM$1.4MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$176.00K$1.4MM
Real Estate OwnedQ4 2016vs Q4 2015$59.00K$0
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First Community Bank Of Mercersburg CD Rates

1.50%$5k-39 Month CD Special
1.00%$5k-11 Month CD Special
0.99%$2,500-60 Month CD
0.75%$20k-7 Month CD Special
0.70%$2,500-48-59 Month CD
0.50%$2,500-36-47 Month CD
0.40%$2,500-24-35 Month CD
0.35%$5k-18-23 Month CD
0.30%$5k-12-17 Month CD
0.20%$5k-182 Day CD

First Community Bank Of Mercersburg IRA Rates

0.99%$500-60 Month IRA
0.50%$500-36 Month IRA
0.35%$500-18 Month Fixed IRA
0.35%$250-18 Month Variable IRA

First Community Bank Of Mercersburg Locations
The First National Bank Of Mercersburg12 South Main StreetMercersburg, PA 17236
Scotland Office Branch3141 Black Gap RoadChambersburg, PA 17202
Chambersburg Branch1680 Orchard DriveChambersburg, PA 17201
Fort Loudon Branch92 Path Valley RoadFort Loudon, PA 17224
Greencastle Office Branch821 South Washington StreetGreencastle, PA 17225
North End Branch454 Loudon RoadMercersburg, PA 17236