5.75% 60-Month CD at a NY/PA Bank (Community Bank, N.A.).

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Community Bank, N.A. is listing a 5.75% APY 60-month certificate of deposit. The minimum deposit is $1,000. Also listed is a 5.40% APY 18-month CD. These are available as a regular or IRA CD.

Branches are located in New York and Pennsylvania. According to the customer service rep, they don't accept out-of-state deposits.

Community Bank has been FDIC insured since 1934.

[Update 3/17/07: 60-month CD rate now down to 5.40% APY.]
Comments
HiSaysPaul
HiSaysPaul (anonymous)   |     |   Comment #1
The web page states that there is a $25 fee to move your IRA out of bank.
Banking Guy
Banking Guy (anonymous)   |     |   Comment #2
Thanks for the info. I had missed that fee.