3.01% Reward Checking Account at a Texas CU (Community Resource)


Update 6/07/09: The top yield has fallen to 3.01% APY. See bottom of the post for the rate history.

Community Resource Credit Union has started a reward checking account. that pays 3.01% APY on balances up to $25,000 (0.75% for over) and refunds ATM fees if the following monthly requirements are met: 1) 10 check card purchases, 2) one direct deposit or ACH auto debit and 3) receive electronic statements. If these are not met, the rate falls to 0.25%. There are no minimum balance or monthly service charge. The minimum opening deposit is $50.

Membership is open to anyone who lives, works or attends school in certain parts of the northeast Houston area. Membership is also available to anyone who is employed by ExxonMobil Worldwide. You can also be eligible as a member or employee of other organizations. Please see their Membership page for more details. Membership requires a minimum deposit of $5 into the share savings account.

Branches are located in Baytown and Crosby, Texas. The credit union is federally insured by the NCUA (Charter # 68021). It has $217.4 million in assets and 27,441 members.

Other High Yield Reward Checking Accounts

Please see my reward checking overview for general information and a history of these reward checking accounts. For other reward checking accounts please see my list of reward checking accounts around the nation and the best checking account post.

Rate History:
06/03/09: 3.01% APY for up to $25K; 0.75% for above; 0.25% base
12/31/08: 4.01% APY for up to $25K, 1.01% for above
10/25/08: 5.01% APY
01/04/08: 6.01% APY for up to $25K, 1.25% for above; 0.50% base
Related Pages: checking account, reward checking account

  |     |   Comment #1
Effective Jan 1, 2009, new rates are: 4.01% APY up to $25K; 1.01% APY over $25K; 0.25% if requirements not met.

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