Country Bank for Savings
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.00% | Reward Checking | 1.74% - National Average |
| 1.00% | Reward Savings | 0.82% - National Average |
| 1.60% | 5-year CD | 2.27% - National Average |
Country Bank for Savings is headquartered in Ware and is the 27th largest bank in the state of Massachusetts. It is also the 518th largest bank in the nation. It was established in 1850 and as of December of 2018, it had grown to 226 employees at 15 locations. Country Bank for Savings' money market rates are 5X the national average, and it has an A health rating.
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Country Bank Cares
My husband and I both do the majority of our banking with Country Bank, and we intend to do our mortgage with them when we buy a home. My husband has been with them for a long time, but I am a more recent customer. I used to be with a national bank chain that started charging fees left and right, and this bank already would not allow me to bank inside with the tellers without paying a fee. Country Bank still has free checking and savings accounts that do not require a minimum daily balance. They also have pretty good customer service. The tellers are friendly, and the customer service over the phone has been good. Although the bank is local and not always where I need it, they do charge no ATM fees for using SUM network ATMS. My only complaint is the layout of their website, but I would not expect such a local bank to have the same technology as the national chains.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 23992 |
| Year Established | 1850 |
| Employees | 226 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.81% |
| Return on Equity - YTD | 5.77% |
| Annual Interest Income | $64.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $1.63B$1.59B |
| Loans | Q4 2018vs Q4 2017 | $1.24B$1.17B |
| Deposits | Q4 2018vs Q4 2017 | $1.08B$1.03B |
| Equity Capital | Q4 2018vs Q4 2017 | $228.4MM$220.9MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $11.7MM$10.9MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $9.3MM$10.0MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $267.00K$396.00K |
Always verify rates and promotions with the bank or credit union. We are not Country Bank for Savings; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Country Bank for Savings Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | - | $100k | Kasasa Saver | ||
| OTHER TIERS: 0.30% → $100k+ | |||||
| 0.15% | $10 | - | Statement Savings Account | ||
Country Bank for Savings Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | $50k* | $5m | Earn Up Money Market - New Money | ||
| OTHER TIERS: 0.10% → Up to $10k | 1.75% → $10k+ | |||||
| 1.00%* | $150k* | - | High Yield Money Market | ||
| OTHER TIERS: 0.10% → $10k - $25k | 0.35% → $25k - $50k | 0.75% → $50k - $150k | |||||
| 0.35%* | $100k* | - | Money Market Checking | ||
| OTHER TIERS: 0.20% → $10 - $10k | 0.25% → $10k - $50k | 0.30% → $50k - $100k | |||||
Country Bank for Savings Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $20k | Kasasa Cash Checking | ||
| OTHER TIERS: 0.25% → $20k+ | |||||
Country Bank for Savings CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.75% | $10k | - | 18 Month CD Special (New Money) | ||
| 1.60% | $500 | - | 5 Year CD | ||
| 1.50% | $500 | - | 4 Year CD | ||
| 1.25% | $500 | - | 3 Year CD | ||
| 1.14% | $500 | - | 2 Year CD | ||
| 0.75% | $500 | - | 15 Month CD | ||
| 0.60% | $500 | - | 1 Year CD | ||
| 0.55% | $500 | - | 9 Month CD | ||
| 0.45%* | $25k* | - | 3 Month CD | ||
| OTHER TIERS: 0.20% → $500 - $25k | |||||
| 0.45% | $500 | - | 6 Month CD | ||
| 0.20% | $500 | - | 30 Day CD | ||
Country Bank for Savings IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.75% | $10k | - | 18 Month IRA Special (New Money) | ||
| 1.60% | $500 | - | 5 Year IRA | ||
| 1.50% | $500 | - | 4 Year IRA | ||
| 1.25% | $500 | - | 3 Year IRA | ||
| 1.14% | $500 | - | 2 Year IRA | ||
| 0.75% | $500 | - | 15 Month IRA | ||
| 0.60% | $500 | - | 1 Year IRA | ||
| 0.55% | $500 | - | 9 Month IRA | ||
| 0.45%* | $25k* | - | 3 Month IRA | ||
| OTHER TIERS: 0.20% → $500 - $25k | |||||
| 0.45% | $500 | - | 6 Month IRA | ||
| 0.20% | $500 | - | 30 Day IRA | ||
