Country Bank for Savings
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.00% | Reward Checking | Kasasa Cash Checking 1.93% - National Average |
| 1.00% | Reward Savings | Kasasa Saver 0.86% - National Average |
| 1.60% | 5-year CD | CD - 5 Year 2.50% - Ally Bank High Yield 5 Year CD |
Country Bank for Savings is headquartered in Ware and is the 26th largest bank in the state of Massachusetts. It is also the 510th largest bank in the nation. It was established in 1850 and as of December of 2017, it had grown to 217 employees at 15 locations. Country Bank for Savings' money market rates are 2X the national average, and it has an A health rating.
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Country Bank Cares
My husband and I both do the majority of our banking with Country Bank, and we intend to do our mortgage with them when we buy a home. My husband has been with them for a long time, but I am a more recent customer. I used to be with a national bank chain that started charging fees left and right, and this bank already would not allow me to bank inside with the tellers without paying a fee. Country Bank still has free checking and savings accounts that do not require a minimum daily balance. They also have pretty good customer service. The tellers are friendly, and the customer service over the phone has been good. Although the bank is local and not always where I need it, they do charge no ATM fees for using SUM network ATMS. My only complaint is the layout of their website, but I would not expect such a local bank to have the same technology as the national chains.
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 23992 |
| Year Established | 1850 |
| Employees | 217 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.7% |
| Return on Equity - YTD | 4.9% |
| Annual Interest Income | $58.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $1.59B$1.47B |
| Loans | Q4 2017vs Q4 2016 | $1.17B$1.07B |
| Deposits | Q4 2017vs Q4 2016 | $1.03B$1.04B |
| Equity Capital | Q4 2017vs Q4 2016 | $220.9MM$212.0MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $10.9MM$9.9MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $10.0MM$13.9MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $396.00K$936.00K |
Always verify rates and promotions with the bank or credit union. We are not Country Bank for Savings; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Country Bank for Savings Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | - | $100k | Kasasa Saver | ||
| OTHER TIERS: 0.30% → $100k+ | |||||
| 0.15% | - | - | Statement Savings Account | ||
| 0.15% | - | - | Christmas Club Savings Account | ||
Country Bank for Savings Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $150k* | - | High Yield Money Market | ||
| OTHER TIERS: 0.10% → $10k - $25k | 0.35% → $25k - $50k | 0.75% → $50k - $150k | |||||
| 0.35%* | $100k* | - | Money Market Checking | ||
| OTHER TIERS: 0.20% → $10 - $10k | 0.25% → $10k - $50k | 0.30% → $50k - $100k | |||||
Country Bank for Savings Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $20k | Kasasa Cash Checking | ||
| OTHER TIERS: 0.25% → $20k+ | |||||
Country Bank for Savings CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.60% | $500 | - | CD - 5 Year | ||
| 1.50% | $500 | - | CD - 4 Year | ||
| 1.50% | $500 | - | 1 Year Good Deed CD Special (New Money) | ||
| 1.25% | $500 | - | CD - 3 Year | ||
| 1.15% | $500 | - | CD - 2 Year | ||
| 0.75% | $500 | - | CD - 15 Month | ||
| 0.60% | $500 | - | CD - 1 Year | ||
| 0.55% | $500 | - | CD - 9 Month | ||
| 0.45%* | $25k* | - | CD - 3 Month | ||
| OTHER TIERS: 0.20% → $500 - $25k | |||||
| 0.45% | $500 | - | CD - 6 Month | ||
| 0.20% | $500 | - | CD - 30 Day | ||
Country Bank for Savings IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.60% | $500 | - | IRA - 5 Year | ||
| 1.50% | $500 | - | IRA - 4 Year | ||
| 1.25% | $500 | - | IRA - 3 Year | ||
| 1.15% | $500 | - | IRA - 2 Year | ||
| 0.75% | $500 | - | IRA - 15 Month | ||
| 0.60% | $500 | - | IRA - 1 Year | ||
| 0.55% | $500 | - | IRA - 9 Month | ||
| 0.45%* | $25k* | - | IRA - 3 Month | ||
| OTHER TIERS: 0.20% → $500 - $25k | |||||
| 0.45% | $500 | - | IRA - 6 Month | ||
| 0.20% | $500 | - | IRA - 30 Day | ||
