3.75% 9-Month CD at a California Bank (County).
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Update 2/06/09: The bank has been closed. Refer to this post for more details.
Update 4/12/08: The special CD rates have fallen. Please check with the bank for the latest specials and rates.
Update 3/22/08: The special CD rate has fallen from 4.00% to 3.75% APY. The title has been modified to reflect this change.
County Bank has a special 4.00% APY 9-month CD. It requires a new checking account with a minimum $1,000 opening balance. Otherwise the yield is 3.51% APY. The CD's minimum deposit is $1,000, and the maximum is $95,000.
I was told any of their personal checking accounts qualify, and they only do a soft credit pull.
A branch visit is required. Branches are located in several California cities including San Francisco, San Jose, Sacramento, Stockton and Fresno. The bank has been a FDIC member since 1977 (Certificate # 22574).
Update 4/12/08: The special CD rates have fallen. Please check with the bank for the latest specials and rates.
Update 3/22/08: The special CD rate has fallen from 4.00% to 3.75% APY. The title has been modified to reflect this change.
County Bank has a special 4.00% APY 9-month CD. It requires a new checking account with a minimum $1,000 opening balance. Otherwise the yield is 3.51% APY. The CD's minimum deposit is $1,000, and the maximum is $95,000.
I was told any of their personal checking accounts qualify, and they only do a soft credit pull.
A branch visit is required. Branches are located in several California cities including San Francisco, San Jose, Sacramento, Stockton and Fresno. The bank has been a FDIC member since 1977 (Certificate # 22574).