Featured Savings Rates
Featured Accounts

Cranston Municipal Employees Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.75%5-year CD60 Month Certificate
0.75%1-year CD12 Month Certificate
0.25%SavingsPrimary Share Account

Overview / Commentary
877-442-6328
1615 Pontiac Ave
Cranston, RI 02920

Cranston Municipal Employees Credit Union is headquartered in CRANSTON and is the 9th largest credit union in the state of Rhode Island. It is also the 2,163rd largest credit union in the nation. It was established in 1946 and as of September of 2016, it had grown to 7 employees and 2,991 members at 1 location. Cranston Municipal Employees Credit Union has an A health rating.

Field of Membership Restrictions

Cranston Municipal Employees CU of Rhode Island is open to the City of Cranston employees, CU employees, and their family members, surviving spouses of deceased members within the boundaries of the defined site listed CU stipulations, and organizations, affiliations, businesses and /or associations that are majority comprised of CU members/stockholders.
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Health
A
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cranston Municipal Employees Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #60780
Year Chartered1946
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD0.16%
Return on Equity - YTD0.72%
Annual Interest Income$894.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$57.9MM$55.6MM
LoansQ3 2016vs Q3 2015$9.2MM$9.5MM
DepositsQ3 2016vs Q3 2015$45.1MM$43.1MM
Equity CapitalQ3 2016vs Q3 2015$12.7MM$12.4MM
Loan Loss AllowanceQ3 2016vs Q3 2015$24.00K$34.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$0$0
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cranston Municipal Employees Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$25-Primary Share Account
0.25%--Christmas Club
0.25%--Vacation Club

Cranston Municipal Employees Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$20k*-Money Market Savings Account
OTHER TIERS: 0.25% $25 - $2k | 0.30% $2k - $20k

Cranston Municipal Employees Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$500-Checking Account

Cranston Municipal Employees Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$500-60 Month Certificate
1.50%$500-48 Month Certificate
1.25%$500-36 Month Certificate
1.15%$500-24 Month Certificate
0.75%$500-12 Month Certificate
0.75%$500-30 Month Certificate
0.65%$500-17 Month Bump Rate Certificate
0.60%$500-18 Month Certificate
0.50%$500-6 Month Certificate
0.35%$500-3 Month Certificate
Locations


Cranston Municipal Employees Credit Union Locations
Branch Office1615 PONTIAC AVECRANSTON, RI 02920