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Overview / Commentary
109 Highland Ave Sw
Roanoke, VA 24016

CRCH Employees Federal Credit Union is headquartered in Roanoke and is the 112th largest credit union in the state of Virginia. It is also the 4,886th largest credit union in the nation. It was established in 1976 and as of December of 2016, it had grown to 2 employees and 1,069 members at 1 location. CRCH Employees Federal Credit Union has a C health rating.

Field of Membership Restrictions

Any current or retired Carilion Clinic employee or their immediate family members.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. CRCH Employees Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #22322
Year Chartered1976
Primary Regulator
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD8.29%
Annual Interest Income$289.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$4.8MM$4.7MM
LoansQ4 2016vs Q4 2015$3.2MM$3.1MM
DepositsQ4 2016vs Q4 2015$4.1MM$4.0MM
Equity CapitalQ4 2016vs Q4 2015$724.00K$663.00K
Loan Loss AllowanceQ4 2016vs Q4 2015$60.00K$52.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$117.00K$55.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0

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CRCH Employees Federal Credit Union Locations
Branch Office109 Highland Ave SWRoanoke, VA 24016-4413