Overview / Commentary
13001 W 95th St
Lenexa, KS 66215-3726

Mainstreet Federal Credit Union is headquartered in Lenexa and is the 7th largest credit union in the state of Kansas. It is also the 616th largest credit union in the nation. It was established in 1953 and as of December of 2018, it had grown to 122 employees and 66,333 members at 13 locations. Mainstreet Federal Credit Union's CD rates are 50% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in the greater Kansas City metro areas or the following counties in Kansas: Leavenworth, Wyandotte, Johnson, Douglas, Miami, Franklin or Linn; or in the following counties in Missouri: Platte, Clinton, Caldwell, Clay, Ray, Jackson, Lafayette, Cass or Bates. Membership is also open to organizations or businesses located within said counties.
See current membership details


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Health Grade Components

NCUA #24858
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD8.36%
Annual Interest Income$14.7MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$444.3MM$431.6MM
LoansQ4 2018vs Q4 2017$290.6MM$244.1MM
DepositsQ4 2018vs Q4 2017$399.5MM$389.5MM
Equity CapitalQ4 2018vs Q4 2017$39.1MM$36.2MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.3MM$1.1MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$796.00K$839.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not Mainstreet Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mainstreet Federal Credit Union Savings Account Rates

0.35%-- IRA Account
OTHER TIERS: 0.20% $1k - $10k | 0.25% $10k - $20k | 0.30% $20k - $30k
0.20%$5-Share/Savings Account
0.20%--Christmas Club
0.20%--Escrow Account
0.20%$5-Youth Savers Account
0.20%$5-Business Share/Savings Account

Mainstreet Federal Credit Union Money Market Rates

0.65%*$75k*-Money Market Advantage
OTHER TIERS: 0.25% $2.5k - $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.55% $50k - $75k
0.65%*$75k*-Business Money Market Account
OTHER TIERS: 0.25% $2.5k - $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.55% $50k - $75k

Mainstreet Federal Credit Union Checking Account Rates

0.20%$5k-Business Advantage Checking
0.10%$500-Prime Checking
0.10%--Classic Club Checking

Mainstreet Federal Credit Union CD Rates

2.65%$500-60 Month Share Certificate
2.45%$500-48 Month Share Certificate
2.25%$500-36 Month Share Certificate
1.85%$500-24 Month Share Certificate
1.35%$500-12 Month Share Certificate
1.35%$250-12 Month Youth Certificate
1.10%$500-6 Month Share Certificate
1.10%$250-6 Month Youth Certificate

Mainstreet Federal Credit Union IRA Rates

2.65%$500-60 Month IRA Certificate
2.45%$500-48 Month IRA Certificate
2.25%$500-36 Month IRA Certificate
1.85%$500-24 Month IRA Certificate
1.35%$500-12 Month IRA Certificate
1.10%$500-6 Month IRA Certificate


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