Mainstreet Federal Credit Union


Overview / Commentary
913-599-1010
13001 W 95th St
Lenexa, KS 66215-3726

Mainstreet Federal Credit Union is headquartered in Lenexa and is the 7th largest credit union in the state of Kansas. It is also the 617th largest credit union in the nation. It was established in 1953 and as of December of 2019, it had grown to 123 employees and 68,463 members at 13 locations. Mainstreet Federal Credit Union's money market rates are 25% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in the greater Kansas City metro areas or the following counties in Kansas: Leavenworth, Wyandotte, Johnson, Douglas, Miami, Franklin or Linn; or in the following counties in Missouri: Platte, Clinton, Caldwell, Clay, Ray, Jackson, Lafayette, Cass or Bates. Membership is also open to organizations or businesses located within said counties.
See current membership details

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Health

Health Grade Components

Overall
NCUA #24858
Year Chartered1953
Employees123
Primary Regulator
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD7.67%
Annual Interest Income$16.2MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$467.7MM$444.3MM
LoansQ4 2019vs Q4 2018$300.7MM$290.6MM
DepositsQ4 2019vs Q4 2018$417.4MM$399.5MM
Equity CapitalQ4 2019vs Q4 2018$44.4MM$39.1MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.2MM$1.3MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$850.00K$796.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Mainstreet Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mainstreet Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$30k*-InvestAccount
OTHER TIERS: 0.15% $1k - $10k | 0.20% $10k - $20k | 0.25% $20k - $30k
0.25%-- IRA Account
0.15%$5-Share/Savings Account
0.15%--Christmas Club
0.15%--Escrow Account
0.15%$5-Youth Savers Account
0.15%$5-Business Share/Savings Account

Mainstreet Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$75k*-Money Market Advantage
OTHER TIERS: 0.15% $2.5k - $10k | 0.20% $10k - $25k | 0.25% $25k - $50k | 0.45% $50k - $75k
0.55%*$75k*-Business Money Market Account
OTHER TIERS: 0.15% $2.5k - $10k | 0.20% $10k - $25k | 0.25% $25k - $50k | 0.45% $50k - $75k

Mainstreet Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$5k-Business Advantage Checking
0.05%$500-Prime Checking
0.05%--Classic Club Checking

Mainstreet Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month Share Certificate
0.95%$500-48 Month Share Certificate
0.90%$500-36 Month Share Certificate
0.80%$500-24 Month Share Certificate
0.45%$500-12 Month Share Certificate
0.45%$250-12 Month Youth Certificate
0.35%$500-6 Month Share Certificate
0.35%$250-6 Month Youth Certificate

Mainstreet Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month IRA Certificate
0.95%$500-48 Month IRA Certificate
0.90%$500-36 Month IRA Certificate
0.80%$500-24 Month IRA Certificate
0.45%$500-12 Month IRA Certificate
0.35%$500-6 Month IRA Certificate
Locations

Availability

Kansas City Area

Interactive local rates map


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