Featured Savings Rates
Featured Accounts

Credit Union South

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.35%1-year CD1 Year Share Certificate
0.15%SavingsRegular Savings
0.50%2-year CD2 Year Share Certificate

Overview / Commentary
228-207-4767
12460 Highway 49 Ste A
Gulfport, MS 39503

Credit Union South is headquartered in Gulfport and is the 46th largest credit union in the state of Mississippi. It is also the 4,450th largest credit union in the nation. It was established in 1935 and as of June of 2016, it had grown to 7 employees and 2,120 members at 3 locations. Credit Union South has a C- health rating.

Field of Membership Restrictions

CU South is open to the residents, people maintaining employment, and the church members within the six southern counties of Mississippi as well as the CU-affiliated SEG's and the family members of current CU members.
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Health
C-
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Credit Union South has a very low asset base, and a negative return on assets.

Health Grade Components

Overall
NCUA #68424
Year Chartered1935
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD-2.97%
Return on Equity - YTD-24.9%
Annual Interest Income$290.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$8.4MM$8.5MM
LoansQ2 2016vs Q2 2015$5.7MM$6.3MM
DepositsQ2 2016vs Q2 2015$6.8MM$7.2MM
Equity CapitalQ2 2016vs Q2 2015$1.0MM$1.2MM
Loan Loss AllowanceQ2 2016vs Q2 2015$120.00K$47.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$201.00K$43.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Credit Union South Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$20k*-I.R.A.
OTHER TIERS: 0.15% $500 - $2,500 | 0.25% $2,500 - $20k
0.15%*$20k*-Regular Savings
OTHER TIERS: 0.05% $500 - $20k
0.05%$200-Christmas Club

Credit Union South Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Checking

Credit Union South CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-2 Year Share Certificate
0.35%$1k-1 Year Share Certificate
Locations


Credit Union South Locations
Branch Office400 Veterans Ave Bldg 18Biloxi, MS 39531-2410
Branch Office936 Hall St Ste AWiggins, MS 39577-2112
Corporate Office12460 Highway 49 Ste AGulfport, MS 39503-2743