Featured Savings Rates
Featured Accounts

Credit Union South

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.35%1-year CD1 Year Share Certificate
0.15%SavingsRegular Savings
0.50%2-year CD2 Year Share Certificate

Overview / Commentary
228-207-4767
12460 Highway 49 Ste A
Gulfport, MS 39503

Credit Union South is headquartered in Gulfport and is the 46th largest credit union in the state of Mississippi. It is also the 4,423rd largest credit union in the nation. It was established in 1935 and as of December of 2016, it had grown to 9 employees and 2,035 members at 3 locations. Credit Union South has a C+ health rating.

Field of Membership Restrictions

CU South is open to the residents, people maintaining employment, and the church members within the six southern counties of Mississippi as well as the CU-affiliated SEG's and the family members of current CU members.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Credit Union South has a very low asset base, and a negative return on assets.

Health Grade Components

Overall
NCUA #68424
Year Chartered1935
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD-3.7%
Return on Equity - YTD-36.55%
Annual Interest Income$529.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$8.2MM$8.9MM
LoansQ4 2016vs Q4 2015$5.0MM$6.7MM
DepositsQ4 2016vs Q4 2015$7.2MM$7.1MM
Equity CapitalQ4 2016vs Q4 2015$840.00K$1.1MM
Loan Loss AllowanceQ4 2016vs Q4 2015$141.00K$61.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$126.00K$200.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Credit Union South; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Credit Union South Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$20k*-I.R.A.
OTHER TIERS: 0.15% $500 - $2,500 | 0.25% $2,500 - $20k
0.15%*$20k*-Regular Savings
OTHER TIERS: 0.05% $500 - $20k
0.05%$200-Christmas Club

Credit Union South Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Checking

Credit Union South CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-2 Year Share Certificate
0.35%$1k-1 Year Share Certificate
Locations


Credit Union South Locations
Branch Office400 Veterans Ave Bldg 18Biloxi, MS 39531-2410
Branch Office936 Hall St Ste AWiggins, MS 39577-2112
Corporate Office12460 Highway 49 Ste AGulfport, MS 39503-2743