Crossroads Financial Federal Credit Union


Overview / Commentary
260-726-2142
1102 W Votaw ST
Portland, IN 47371

Crossroads Financial Federal Credit Union is headquartered in Portland and is the 54th largest credit union in the state of Indiana. It is also the 2,178th largest credit union in the nation. It was established in 1950 and as of June of 2019, it had grown to 24 employees and 9,136 members at 4 locations. Crossroads Financial Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership to Crossroads Financial Federal Credit Union is open to retirees, employees, and their families/household members, of CU's Select Employer Groups including Portland Forge, Jay County Hospital, Meridian Health Services, and Randolph County.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Crossroads Financial Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #7002
Year Chartered1950
Employees24
Primary Regulator
Profit Margin
Return on Assets - YTD1.57%
Return on Equity - YTD15.87%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$58.8MM$59.0MM
LoansQ2 2019vs Q2 2018$32.2MM$31.9MM
DepositsQ2 2019vs Q2 2018$51.7MM$53.1MM
Equity CapitalQ2 2019vs Q2 2018$5.9MM$5.0MM
Loan Loss AllowanceQ2 2019vs Q2 2018$212.00K$264.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$65.00K$88.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Crossroads Financial Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--IRA Share Account
0.05%$5-Regular Share Savings Account
0.05%$5-Special Share Savings Account
0.05%--LifeSaver Kids Club
0.05%--Christmas Club Account
0.05%--Vacation Club Account

Crossroads Financial Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$10k*-Money Market Share Account
OTHER TIERS: 0.10% $2.5k - $10k

Crossroads Financial Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$1k-60 Month Share Certificate
1.51%$500-60 Month LiveSaver Kids Club Share Certificate
1.26%$1k-48 Month Share Certificate
1.26%$500-48 Month LiveSaver Kids Club Share Certificate
1.00%$1k-36 Month Share Certificate
1.00%$500-36 Month LiveSaver Kids Club Share Certificate
0.75%$1k-24 Month Share Certificate
0.75%$500-24 Month LiveSaver Kids Club Share Certificate
0.50%$1k-12 Month Share Certificate
0.50%$10$1k12 Month PayDay Share Certificate
0.50%$10$1k24 Month PayDay Share Certificate
0.50%$500-12 Month LiveSaver Kids Club Share Certificate
0.25%$1k-6 Month Share Certificate
0.25%$500-6 Month LiveSaver Kids Club Share Certificate

Crossroads Financial Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$1k-60 Month IRA Share Certificate
1.26%$1k-48 Month IRA Share Certificate
1.00%$1k-36 Month IRA Share Certificate
0.75%$1k-24 Month IRA Share Certificate
0.50%$1k-12 Month IRA Share Certificate
0.25%$1k-6 Month IRA Share Certificate
Locations


Crossroads Financial Federal Credit Union Locations
Branch Office151 N Middle School RDWinchester, IN 47394-8102
Branch Office1102 W Votaw STPortland, IN 47371
Branch Office905 N Meridian STPortland, IN 47371
Branch Office18919 N State Road 167NDunkirk, IN 47336-9144

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