Featured Savings Rates
Featured Accounts

Crossroads Financial Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.40%5-year CD60 Month Share Certificate
0.09%1-year CD12 Month Share Certificate
0.01%SavingsSpecial Share Savings Account

Overview / Commentary
260-726-2142
1102 W Votaw ST
Portland, IN 47371

Crossroads Financial Federal Credit Union is headquartered in Portland and is the 63rd largest credit union in the state of Indiana. It is also the 2,294th largest credit union in the nation. It was established in 1950 and as of September of 2016, it had grown to 22 employees and 9,146 members at 4 locations. Crossroads Financial Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of members of the credit union's Select Employer Group, including Portland Forge, Jay County Hospital, Meridian Health Services, and Randolph County.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Crossroads Financial Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #7002
Year Chartered1950
Employees22
Primary Regulator
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD11.62%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$51.1MM$46.8MM
LoansQ3 2016vs Q3 2015$30.4MM$28.3MM
DepositsQ3 2016vs Q3 2015$46.5MM$42.8MM
Equity CapitalQ3 2016vs Q3 2015$4.1MM$3.7MM
Loan Loss AllowanceQ3 2016vs Q3 2015$205.00K$175.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$77.00K$71.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Crossroads Financial Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--IRA Share Account
0.05%--Coverdell Education Savings Account
0.01%--Regular Share Savings Account
0.01%--Special Share Savings Account
0.01%--LifeSaver Kids Club
0.01%--Christmas Club Account
0.01%--Vacation Club Account

Crossroads Financial Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%*$10k*-Money Market Share Account
OTHER TIERS: 0.02% $2,500 - $10k

Crossroads Financial Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-12 Month PayDay Share Certificate
0.50%$1k-24 Month PayDay Share Certificate
0.40%$1k-48 Month Share Certificate
0.40%$1k-60 Month Share Certificate
0.40%$500-48 Month LiveSaver Kids Club Share Certificate
0.40%$500-60 Month LiveSaver Kids Club Share Certificate
0.25%$1k-36 Month Share Certificate
0.25%$500-36 Month LiveSaver Kids Club Share Certificate
0.16%$1k-24 Month Share Certificate
0.16%$500-24 Month LiveSaver Kids Club Share Certificate
0.09%$1k-12 Month Share Certificate
0.09%$500-12 Month LiveSaver Kids Club Share Certificate
0.06%$1k-6 Month Share Certificate
0.06%$500-6 Month LiveSaver Kids Club Share Certificate

Crossroads Financial Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$1k-48 Month IRA Share Certificate
0.40%$1k-60 Month IRA Share Certificate
0.25%$1k-36 Month IRA Share Certificate
0.16%$1k-24 Month IRA Share Certificate
0.09%$1k-12 Month IRA Share Certificate
0.06%$1k-6 Month IRA Share Certificate
Locations


Crossroads Financial Federal Credit Union Locations
Branch Office151 N Middle School RDWinchester, IN 47394-8102
Branch Office1102 W Votaw STPortland, IN 47371
Branch Office905 N Meridian STPortland, IN 47371
Branch Office18919 N State Road 167NDunkirk, IN 47336-9144