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Overview / Commentary
131 W Pike St
Clarksburg, WV 26301

CWV Tel Federal Credit Union is headquartered in Clarksburg and is the 30th largest credit union in the state of West Virginia. It is also the 3,099th largest credit union in the nation. It was established in 1950 and as of December of 2016, it had grown to 7 employees and 3,053 members at 1 location. CWV Tel Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must be an employee of Verizon (formerly Bell Atlantic), AT&T, Lucent Technologies or other select companies. Also open to those who live, work, worship or attend school in Harrison County, West Virginia.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. CWV Tel Federal Credit Union has a low asset base.

Health Grade Components

NCUA #6674
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD0.16%
Return on Equity - YTD0.99%
Annual Interest Income$656.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$26.1MM$25.2MM
LoansQ4 2016vs Q4 2015$11.0MM$9.5MM
DepositsQ4 2016vs Q4 2015$21.9MM$21.1MM
Equity CapitalQ4 2016vs Q4 2015$4.1MM$3.9MM
Loan Loss AllowanceQ4 2016vs Q4 2015$50.00K$16.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$97.00K$116.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
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CWV Tel Federal Credit Union Savings Account Rates

0.15%--Share Savings Account
0.15%--Club Savings Account

CWV Tel Federal Credit Union Locations
Branch Office131 W Pike StClarksburg, WV 26301