Deer Valley Credit Union


Overview / Commentary
602-375-7300
16215 N 28th Ave
Phoenix, AZ 85053

Deer Valley Credit Union is headquartered in Phoenix and is the 13th largest credit union in the state of Arizona. It is also the 903rd largest credit union in the nation. It was established in 1971 and as of June of 2019, it had grown to 74 employees and 19,010 members at 4 locations. Deer Valley Credit Union's CD rates are 18% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Deer Valley Credit Union is open to anyone who lives, works or worships in central, north and northwest Phoenix, Anthem, Glendale, Peoria, Surprise, Sun City, Prescott/Prescott Valley, and Youngtown areas.
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Reviews (1)

Satisfied, except for one problem.

My husband and I prefer to bank with credit unions because we feel they are more personal and transparent than regular banks. As far as that goes, we are very happy with Deer Valley Credit Union, which is located in the Phoenix, AZ area. The bank is right down the street from us, keeps convenient hours (for a bank, has friendly staff, and does not charge scammy fees the way Bank of America and other national banks do. We do not have a loan or CD from this bank, so I can't speak to weather their interest rates are better on those products. But we are very happy with our savings account interest rate, which is higher than average.

The only complaint we have--and unfortunately, it's a big complaint--is that the online banking platform has very outdated security. You have to jump through multiple hoops that seem like it is making your account extra secure, like a 4-number captcha, a security image, multiple security questions, ultra-short "timeouts" and other inconveniences. But the password--the thing that actually protects your account--can only be a very limited number of characters. I consider this a major flaw and wish my online banking would be protected by less froufrou and more actual password security.



Health

Health Grade Components

Overall
NCUA #68498
Year Chartered1971
Employees74
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD8.78%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$258.6MM$243.5MM
LoansQ2 2019vs Q2 2018$183.5MM$174.8MM
DepositsQ2 2019vs Q2 2018$229.9MM$213.1MM
Equity CapitalQ2 2019vs Q2 2018$22.6MM$20.3MM
Loan Loss AllowanceQ2 2019vs Q2 2018$1.8MM$1.4MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$969.00K$433.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Deer Valley Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Deer Valley Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$5$2.5kHigh Yield Youth Savings Account
OTHER TIERS: 0.05% $2.5k+
0.05%$5-Savings Accounts
0.05%$5-IRA Account
0.05%--Business Savings
0.05%--Holiday Club

Deer Valley Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$50k*-Money Market Maximizer
OTHER TIERS: 0.05% Up to $50k
0.10%*$50k*-Business Money Market Maximizer
OTHER TIERS: 0.05% Up to $50k

Deer Valley Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$10k*-Participation Account
OTHER TIERS: 0.05% Up to $10k
0.05%*$50k*-Business Checking
OTHER TIERS: 0.02% Up to $50k
0.02%$5-Value Checking Account

Deer Valley Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.28%$500-5 Year Share Certificate
2.27%$500-Business 5 Year Share Certificate
1.66%$500-3 Year Share Certificate
1.66%$500-Business 3 Year Share Certificate
1.51%$500-2 Year Share Certificate
1.51%$500-Business 2 Year Share Certificate
1.06%$500-1 Year Share Certificate
1.06%$500-Business 1 Year Share Certificate
0.20%$500-26 Week Share Certificate
0.20%$500-Business 26 Week Share Certificate
0.15%$500-13 Week Share Certificate
0.15%$500-Business 13 Week Share Certificate

Deer Valley Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.28%$500-5 Year IRA Share Certificate
1.66%$500-3 Year IRA Share Certificate
1.51%$500-2 Year IRA Share Certificate
1.06%$500-1 Year IRA Share Certificate
0.20%$500-26 Week IRA Share Certificate
0.15%$500-13 Week IRA Share Certificate
Locations


Deer Valley Credit Union Locations
Branch Office15613 W Bell RdSurprise, AZ 85374-3558
Branch Office18559 N 59th AveGlendale, AZ 85308-1251
Branch Office3428 W Anthem WayAnthem, AZ 85086-0452
Branch Office16215 N 28th AvePhoenix, AZ 85053

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