Overview / Commentary
16215 N 28th Ave
Phoenix, AZ 85053

Deer Valley Credit Union is headquartered in Phoenix and is the 14th largest credit union in the state of Arizona. It is also the 913th largest credit union in the nation. It was established in 1971 and as of September of 2018, it had grown to 76 employees and 18,868 members at 4 locations. Deer Valley Credit Union has a B+ health rating.

Field of Membership Restrictions

Deer Valley Credit Union offers membership to individuals who live, work, or worship in central, north and northwest Phoenix, Glendale, Peoria, Anthem, Surprise, Youngtown, Sun City and the Prescott/Prescott Valley area in Arizona.
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Related Posts

16-Month CD 2.91% APY - 7/7/2018

16-month CD 2.91% APY A minimum of $750 in new funds is required. This special certificate offer renews automatically to a 16 month term at the rate in effect at the time of renewal unless instructed otherwise. You must be a member of Deer Valley Credit Union, have a fully qualified Participation Account, maintain qualification, and your accounts must be kept in good standing. To fully qualify for the Participation Account, you are required to maintain active direct deposit ($500/month minimum) and enroll in Online Banking and eStatements.

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Reviews (1)

Satisfied, except for one problem.

My husband and I prefer to bank with credit unions because we feel they are more personal and transparent than regular banks. As far as that goes, we are very happy with Deer Valley Credit Union, which is located in the Phoenix, AZ area. The bank is right down the street from us, keeps convenient hours (for a bank, has friendly staff, and does not charge scammy fees the way Bank of America and other national banks do. We do not have a loan or CD from this bank, so I can't speak to weather their interest rates are better on those products. But we are very happy with our savings account interest rate, which is higher than average.

The only complaint we have--and unfortunately, it's a big complaint--is that the online banking platform has very outdated security. You have to jump through multiple hoops that seem like it is making your account extra secure, like a 4-number captcha, a security image, multiple security questions, ultra-short "timeouts" and other inconveniences. But the password--the thing that actually protects your account--can only be a very limited number of characters. I consider this a major flaw and wish my online banking would be protected by less froufrou and more actual password security.


Health Grade Components

NCUA #68498
Year Chartered1971
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD6.48%
Annual Interest Income$6.3MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$246.8MM$230.4MM
LoansQ3 2018vs Q3 2017$184.2MM$159.8MM
DepositsQ3 2018vs Q3 2017$223.1MM$207.4MM
Equity CapitalQ3 2018vs Q3 2017$20.5MM$20.1MM
Loan Loss AllowanceQ3 2018vs Q3 2017$1.5MM$1.5MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.1MM$832.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not Deer Valley Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Deer Valley Credit Union Savings Account Rates

0.50%*$5$2.5kHigh Yield Youth Savings Account
OTHER TIERS: 0.05% $2.5k+
0.05%$5-Savings Accounts
0.05%$5-IRA Account
0.05%--Business Savings
0.05%--Holiday Club

Deer Valley Credit Union Money Market Rates

0.10%*$50k*-Money Market Maximizer
OTHER TIERS: 0.05% Up to $50k
0.10%*$50k*-Business Money Market Maximizer
OTHER TIERS: 0.05% Up to $50k

Deer Valley Credit Union Checking Account Rates

0.15%*$10k*-Participation Account
OTHER TIERS: 0.05% Up to $10k
0.05%*$50k*-Business Checking
OTHER TIERS: 0.02% Up to $50k
0.02%$5-Value Checking Account

Deer Valley Credit Union CD Rates

2.65%$750-Business 16 Month Share Certificate
2.50%$750$100k30 Month Share Certificate w/ Checking - New Money
2.25%$750$100k30 Month Share Certificate - New Money
2.01%$500-5 Year Share Certificate
2.01%$500-Business 5 Year Share Certificate
1.65%$500-3 Year Share Certificate
1.65%$500-Business 3 Year Share Certificate
1.36%$500-2 Year Share Certificate
1.36%$500-Business 2 Year Share Certificate
0.80%$500-1 Year Share Certificate
0.80%$500-Business 1 Year Share Certificate
0.20%$500-26 Week Share Certificate
0.20%$500-Business 26 Week Share Certificate
0.15%$500-13 Week Share Certificate
0.15%$500-Business 13 Week Share Certificate

Deer Valley Credit Union IRA Rates

2.01%$500-5 Year IRA Share Certificate
1.65%$500-3 Year IRA Share Certificate
1.36%$500-2 Year IRA Share Certificate
0.80%$500-1 Year IRA Share Certificate
0.20%$500-26 Week IRA Share Certificate
0.15%$500-13 Week IRA Share Certificate

Deer Valley Credit Union Locations
Branch Office15613 W Bell RdSurprise, AZ 85374-3558
Branch Office18559 N 59th AveGlendale, AZ 85308-1251
Branch Office3428 W Anthem WayAnthem, AZ 85086-0452
Branch Office16215 N 28th AvePhoenix, AZ 85053

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