Featured Savings Rates
Featured Accounts

Directions Credit Union

Popular Accounts at this Credit Union

2.10%5-year CD60 Month Share Certificate
0.70%1-year CD12 Month Share Certificate
0.10%SavingsPrimary Share Savings

Overview / Commentary
5121 Whiteford Rd
Sylvania, OH 43560

Directions Credit Union is headquartered in Sylvania and is the 8th largest credit union in the state of Ohio. It is also the 396th largest credit union in the nation. It was established in 1953 and as of September of 2017, it had grown to 267 employees and 84,350 members at 19 locations. Directions Credit Union's savings rates are 79% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Directions Credit Union is open to those who live, work, attend school, worship, or volunteer in Ashland, Crawford, Fulton, Huron, Knox, Lucas, Richland, Tuscarawas, Wayne, and Wood Counties in Ohio, Monroe County in Michigan.
See current membership details

Related Posts

Directions Credit Union (OH/MI) Has Competitive CD Specials - 3/9/2017

Directions CU (OH/MI) is featuring two Share Certificate Specials: 14-month (1.50% APY) and 19-month (1.70% APY). Both require a minimum $1k deposit.

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Reviews (2)

This bank is alright.

Posted by: EldiW | Oct 13, 2014

I have belonged to this bank since 1985. Through the years i have held a checking, savings,auto loans and a home equity. They offer online banking but I have found that since they switched over to the new computer system their have been glitches monthly. Most of the employees are very nice and accommodating except for one young man who I always seem to get whenever I call. The rates are competitive and the locations are many.

Directions Credit Union offers more

Posted by: Jensaser | Feb 12, 2018

I love my credit union. I feel like they care more than a normal bank. At one time, you had to live in a certain area or work in a certain area to be a member of a credit union. This is no longer the case. I sort of miss this. I think allowing anyone to join, makes it more like a normal bank. However, I do feel that I get more personalized service. When I need a loan, I contact one person and they can handle it for me. The fees are very reasonable, and they are all so easy to work with. My checking account does not charge any fees since I have direct deposit. My credit union has a number of branches in the area so it is never a problem to find one. I do feel like the website and app could be better. Although, I can't really offer any valuable tips.


Health Grade Components

NCUA #60978
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD4.65%
Annual Interest Income$17.4MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$724.2MM$662.2MM
LoansQ3 2017vs Q3 2016$616.9MM$525.6MM
DepositsQ3 2017vs Q3 2016$641.3MM$597.0MM
Equity CapitalQ3 2017vs Q3 2016$57.4MM$54.7MM
Loan Loss AllowanceQ3 2017vs Q3 2016$3.0MM$2.9MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$1.7MM$2.1MM
Real Estate OwnedQ3 2017vs Q3 2016$347.00K$431.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Directions Credit Union Savings Account Rates

0.93%*$100k*-Premier Savings Account
OTHER TIERS: 0.78% $50k - $100k
0.93%*$100k*-Business Premier Savings Account
OTHER TIERS: 0.78% $50k - $100k
0.20%$25-My Life Youth Goal Savings
0.15%--IRA Share Savings
0.10%$25-Primary Share Savings
0.10%$25-Holiday Club
0.10%$25-Business Primary Share Savings

Directions Credit Union Money Market Rates

0.41%*$100k*-Money Management Account
OTHER TIERS: 0.23% $2,500 - $25k | 0.28% $25k - $50k | 0.35% $50k - $75k | 0.38% $75k - $100k
0.23%*$100k*-Business Money Management Account
OTHER TIERS: 0.10% $2,500 - $25k | 0.15% $25k - $50k | 0.17% $50k - $75k | 0.20% $75k - $100k

Directions Credit Union Checking Account Rates

0.33%*$75k*-Investment Checking
OTHER TIERS: 0.13% Up to $10k | 0.15% $10k - $25k | 0.23% $25k - $50k | 0.27% $50k - $75k
0.23%*$25k*-Business Checking
OTHER TIERS: 0.15% $5k - $25k
0.10%$2,500-Basic Advantage Checking
0.05%--e-Checking Account

Directions Credit Union CD Rates

2.10%$500-60 Month Share Certificate
2.10%$500-Business 60 Month Share Certificate
1.50%$500-48 Month Share Certificate
1.50%$500-Business 48 Month Share Certificate
1.35%$100-24 Month MyLife Youth Share Certificate
1.30%$500-36 Month Share Certificate
1.30%$500-Business 36 Month Share Certificate
1.20%$500-30 Month Share Certificate
1.20%$500-Business 30 Month Share Certificate
1.10%$500-24 Month Share Certificate
1.10%$500-Business 24 Month Share Certificate
0.95%$100-12 Month MyLife Youth Share Certificate
0.95%$500-18 Month Share Certificate
0.95%$500-Business 18 Month Share Certificate
0.70%$500-12 Month Share Certificate
0.70%$500-Business 12 Month Share Certificate
0.15%$500-6 Month Share Certificate
0.15%$500-Business 6 Month Share Certificate
0.10%$500-3 Month Share Certificate
0.10%$500-Business 3 Month Share Certificate

Directions Credit Union IRA Rates

2.10%$500-60 Month IRA Certificate
1.50%$500-48 Month IRA Certificate
1.30%$500-36 Month IRA Certificate
1.20%$500-30 Month IRA Certificate
1.10%$500-24 Month IRA Certificate
0.95%$500-18 Month IRA Certificate
0.70%$500-12 Month IRA Certificate