Directions Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.75% | 1-year CD | 1.37% - National Average |
| 2.90% | 18-month CD | 1.60% - National Average |
| 3.00% | 5-year CD | 2.27% - National Average |
Directions Credit Union is headquartered in Sylvania and is the 7th largest credit union in the state of Ohio. It is also the 357th largest credit union in the nation. It was established in 1953 and as of December of 2018, it had grown to 297 employees and 104,452 members at 19 locations. Directions Credit Union's savings rates are 3X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Directions Credit Union is open to those who live, work, attend school, worship, or volunteer in Ashland, Crawford, Fulton, Huron, Knox, Lucas, Richland, Tuscarawas, Wayne, and Wood Counties in Ohio, Monroe County in Michigan.
See current membership details
Related Posts
Directions Credit Union provides great service.
I have been a member of this credit union for more than 25 years. I have all of my accounts with this credit union. Employees at all locations are always courteous and friendly. The employees at the Ashland Road Madison location always seem to go above and beyond to assist. Anytime I visit this location, there is never a wait, and everything is easy to get done. If ever I have a problem with my account, I call this location, and I am certain to get assistance. I have a checking and a savings account, along with many other accounts. The checking account has no fees since I use direct deposit. If I should happen to overdraft, there is a slight fee to transfer money from my savings to checking so I don't have anything returned for insufficient funds. I will continue to do business with this credit union, and I do not see any reason to ever change accounts.
This bank is alright.
I have belonged to this bank since 1985. Through the years i have held a checking, savings,auto loans and a home equity. They offer online banking but I have found that since they switched over to the new computer system their have been glitches monthly. Most of the employees are very nice and accommodating except for one young man who I always seem to get whenever I call. The rates are competitive and the locations are many.
Directions Credit Union offers more
I love my credit union. I feel like they care more than a normal bank. At one time, you had to live in a certain area or work in a certain area to be a member of a credit union. This is no longer the case. I sort of miss this. I think allowing anyone to join, makes it more like a normal bank. However, I do feel that I get more personalized service. When I need a loan, I contact one person and they can handle it for me. The fees are very reasonable, and they are all so easy to work with. My checking account does not charge any fees since I have direct deposit. My credit union has a number of branches in the area so it is never a problem to find one. I do feel like the website and app could be better. Although, I can't really offer any valuable tips.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60978 |
| Year Chartered | 1953 |
| Employees | 297 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.47% |
| Return on Equity - YTD | 4.84% |
| Annual Interest Income | $28.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $857.7MM$715.2MM |
| Loans | Q4 2018vs Q4 2017 | $724.3MM$610.3MM |
| Deposits | Q4 2018vs Q4 2017 | $746.4MM$647.8MM |
| Equity Capital | Q4 2018vs Q4 2017 | $83.5MM$56.8MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $6.5MM$2.7MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $3.0MM$1.9MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $442.00K$45.00K |
Always verify rates and promotions with the bank or credit union. We are not Directions Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Directions Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.50%* | $100k* | - | Premier Savings | ||
| OTHER TIERS: 1.25% → $50k - $100k | |||||
| 1.50%* | $100k* | - | Business Premier Savings Account | ||
| OTHER TIERS: 1.25% → $50k - $100k | |||||
| 0.25% | $5 | - | IRA Share Savings | ||
| 0.20% | $25 | - | Youth Goal Savings | ||
| 0.10% | $25 | - | Primary Share Savings | ||
| 0.10% | $25 | - | Holiday Club | ||
| 0.10% | $25 | - | Business Primary Share Savings | ||
Directions Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.80%* | $100k* | - | Money Management Account | ||
| OTHER TIERS: 0.50% → $2.5k - $25k | 0.60% → $25k - $50k | 0.70% → $50k - $75k | 0.75% → $75k - $100k | |||||
| 0.80%* | $100k* | - | Business Money Management Account | ||
| OTHER TIERS: 0.50% → $2.5k - $25k | 0.60% → $25k - $50k | 0.70% → $50k - $75k | 0.75% → $75k - $100k | |||||
Directions Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $75k* | - | Investment Checking | ||
| OTHER TIERS: 0.18% → Up to $10k | 0.20% → $10k - $25k | 0.30% → $25k - $50k | 0.35% → $50k - $75k | |||||
| 0.35%* | $25k* | - | Business Checking | ||
| OTHER TIERS: 0.25% → $5k - $25k | |||||
| 0.15% | $2.5k | - | Basic Advantage Checking | ||
| 0.05% | $1 | - | e-Checking | ||
Directions Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $500 | - | 60 Month Share Certificate | |
| 3.00% | $500 | - | Business 60 Month Share Certificate | |
| 2.90% | $1k | - | 19 Month Share Certificate Special | |
| 2.90% | $1k | - | Business 19 Month Share Certificate Special | |
| 2.75% | $500 | - | 48 Month Share Certificate | |
| 2.75% | $500 | - | Business 48 Month Share Certificate | |
| 2.75% | $1k | - | 14 Month Share Certificate Special | |
| 2.75% | $1k | - | Business 14 Month CD Special | |
| 2.50% | $500 | - | 36 Month Share Certificate | |
| 2.50% | $500 | - | Business 36 Month Share Certificate | |
| 2.25% | $500 | - | 30 Month Share Certificate | |
| 2.25% | $500 | - | Business 30 Month Share Certificate | |
| 2.20% | $500 | - | 24 Month Share Certificate | |
| 2.20% | $500 | - | Business 24 Month Share Certificate | |
| 2.10% | $100 | - | 24 Month Youth Share Certificate | |
| 2.05% | $500 | - | 18 Month Share Certificate | |
| 2.05% | $500 | - | Business 18 Month Share Certificate | |
| 1.90% | $500 | - | 12 Month Share Certificate | |
| 1.90% | $500 | - | Business 12 Month Share Certificate | |
| 1.75% | $100 | - | 12 Month Youth Share Certificate | |
| 1.50% | $500 | - | 6 Month Share Certificate | |
| 1.50% | $500 | - | Business 6 Month Share Certificate | |
| 0.75% | $500 | - | 3 Month Share Certificate | |
| 0.75% | $500 | - | Business 3 Month Share Certificate |
