10.00% 6-Month CD at a Pennsylvania CU - $10K Max (Discovery FCU).

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Discovery FCU is offering a promotional 10.00% APY 6-month certificate of deposit. The minimum is $2.5K and the maximum deposit is $10K. Only one per member is allowed. It requires money new to the credit union. The CD is available as an IRA certificate. This offer ends 9/30/06.

This special CD has two nice features: a decent max of $10K and no required checking account, direct deposit, etc. With $10K at 10% for 6-months, you'll earn about $225 more than what you would earn in market competitive CD. Also, you should be able to open one for each member of your family since it's not restricted by household.

The bad news is that the credit union has a limited field of membership which only includes those who live, work, worship or attend school in Berks County, Pennsylvania. There are also some select employee groups that may allow you to be eligible. And as is the case for all credit unions, you can be eligible through an immediate family member.

Discovery FCU is located in Wyomissing, PA which is located between Philadelphia and Harrisburg.

The credit union is NCUA insured. It has almost $89 million in assets and 9,089 members.

Thanks to the readers who mentioned this special, and thanks to this FW thread.

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