Featured Savings Rates
Featured Accounts

Dow Chemical Employees' Credit Union

Popular Accounts at this Credit Union

2.15%5-year CD60 Month Bump Rate CD
0.75%1-year CD12 Month HSA CD
0.25%SavingsSecondary Share Savings Account

Overview / Commentary
600 E Lyon Rd
Midland, MI 48640-5396

Dow Chemical Employees' Credit Union is headquartered in Midland and is the 8th largest credit union in the state of Michigan. It is also the 146th largest credit union in the nation. It was established in 1937 and as of March of 2017, it had grown to 123 employees and 58,499 members at 1 location. Dow Chemical Employees' Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Dow Chemical Employees Credit Union is open to the current and retired employees of the Dow Chemical Company and the Dow Corning Corporation and their affiliates. Membership is also open to individual owners of stock in the Dow Chemical Company and employees of Hemlock Semiconductor Corporation and over 20 Select Employer Groups.
See current membership details

Reviews (1)

Interest Rebates

I joined this credit union several years ago but have not used them. The account opening process is slow especially if you are not a Dow Employee. I joined as a stockholder. I joined because of this credit unions history of rebating back a portion of their earnings to their members. They really do this. The only problem is their rates on Savings are not that great and their loan rates are higher. So the rebate is a gimmick. I would rather have a higher savings and a lower loan rate than a rebate. So not for me. Obviously some people like this.


Health Grade Components

NCUA #60137
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.15%
Return on Equity - YTD1.38%
Annual Interest Income$7.6MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$1.65B$1.57B
LoansQ1 2017vs Q1 2016$845.1MM$726.6MM
DepositsQ1 2017vs Q1 2016$1.43B$1.34B
Equity CapitalQ1 2017vs Q1 2016$167.3MM$170.4MM
Loan Loss AllowanceQ1 2017vs Q1 2016$1.7MM$2.0MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$1.3MM$1.2MM
Real Estate OwnedQ1 2017vs Q1 2016$189.00K$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Dow Chemical Employees' Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dow Chemical Employees' Credit Union Savings Account Rates

0.37%*$150k*-Premium High Yield Deposit Account
OTHER TIERS: 0.28% $2,500 - $10k | 0.30% $10k - $50k | 0.33% $50k - $100k | 0.35% $100k - $150k
0.25%--Primary Share Savings Account
0.25%--Secondary Share Savings Account
0.25%--Club Account

Dow Chemical Employees' Credit Union Checking Account Rates

0.15%--Share Draft Account

Dow Chemical Employees' Credit Union CD Rates

2.15%$1k-60 Month Bump Rate CD
1.90%$1k-48 Month HSA CD
1.90%$1k-48 Month Bump Rate CD
1.80%$1k-36 Month CD
1.80%$1k-36 Month HSA CD
1.10%$1k-24 Month CD
1.10%$1k-24 Month HSA CD
1.10%$500$10k12 Month Youth CD
0.85%$500$10k6 Month Youth CD
0.80%$1k-18 Month CD
0.75%$1k-12 Month CD
0.75%$1k-12 Month HSA CD
0.50%$1k-6 Month CD

Dow Chemical Employees' Credit Union Locations
Branch Office600 E Lyon RdMidland, MI 48640-5396