10% 10-Month CD at an Illinois CU - $1K Max (Earthmover)

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Earthmover Credit Union is offering a special 10.00% APY 10-month ceritificate. The minimum deposit is $500, and the maximum is $1,000. It's available only for new members. The special doesn't seem to be listed at the credit union's website. A reader emailed me info on this special, and I called today for further details.

Due to the $1K deposit cap, this isn't the best deal, but at least there's no checking account or direct deposit requirement. At a 10% APY with a $1K deposit for 10 months, you'll earn about $41 over a 5% account.

Membership is open to anyone who lives or works in Kendall, Southern Kane, or DuPage county, Illinois. You can also be eligible via Select Employer Groups and via immediate family. See their membership page for more details. Membership requires a minimum deposit of $25 into the share savings account.

Branches are located in Oswego, Yorkville, Farnsworth and Aurora, IL.

The credit union is NOT federally insured by the NCUA. Instead it's privately insured by the American Share Insurance. You can verify their ASI insurance and their financials at this link.

Thanks to the reader who emailed me info on this special.
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