East Idaho Credit Union

Overview / Commentary
865 S Woodruff Ave
Idaho Falls, ID 83401

East Idaho Credit Union is headquartered in Idaho Falls and is the 6th largest credit union in the state of Idaho. It is also the 617th largest credit union in the nation. It was established in 1935 and as of June of 2023, it had grown to 159 employees and 48,735 members at 11 locations. East Idaho Credit Union's money market rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in East Idaho Credit Union is open those who live or work in the Idaho counties of Ada, Adams, Bannock, Bear Lake, Bingham, Blaine, Boise, Bonneville, Butte, Camas, Canyon, Caribou, Cassia, Clark, Custer, Elmore, Franklin, Fremont, Gem, Gooding, Jefferson, Jerome, Lemhi, Lincoln, Madison, Minidoka, Oneida, Owyhee, Payette, Power, Teton, Twin Falls, Valley, or Washington.
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Health Grade Components

NCUA #68376
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD8.93%
Annual Interest Income$14.4MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$656.0MM$589.8MM
LoansQ2 2023vs Q2 2022$543.1MM$495.3MM
DepositsQ2 2023vs Q2 2022$559.7MM$514.0MM
Equity CapitalQ2 2023vs Q2 2022$48.4MM$44.0MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$1.8MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$4.4MM$2.2MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not East Idaho Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

East Idaho Credit Union Savings Account Rates

0.10%-- Pickle Jar Savings
0.05%--Classic Savings
0.05%--IRA Savings
0.05%--Business Savings

East Idaho Credit Union Money Market Rates

2.02%*$150k*-Velocity Money Market Rates
OTHER TIERS: 0.20% Up to $50k | 0.50% $50k - $75k | 1.00% $75k - $100k | 1.51% $100k - $150k
2.02%*$150k*-Business Velocity Money Market Rates
OTHER TIERS: 0.20% Up to $50k | 0.50% $50k - $75k | 1.00% $75k - $100k | 1.51% $100k - $150k
0.25%*$100k*-Business Money Market
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k
0.20%*$75k*-Insured Money Market
OTHER TIERS: 0.05% Up to $2.5k | 0.10% $2.5k - $20k | 0.15% $20k - $75k

East Idaho Credit Union Checking Account Rates

2.02%*-$10kVelocity Checking
OTHER TIERS: 0.20% $10k+
0.25%*$100k*-Business Checking Plus
OTHER TIERS: 0.10% $10k - $100k

East Idaho Credit Union CD Rates

4.65%$500-11 Month Bump-up / Add-on CD Special
4.65%$500-Business 11 Month Bump-up / Add-on CD Special
4.33%$500-15 Month Bump-up / Add-on CD Special
4.33%$500-Business 15 Month Bump-up / Add-on CD Special
3.33%$500-23 Month Bump-up / Add-on CD Special
3.33%$500-Business 23 Month Bump-up / Add-on CD Special
2.80%$500-33 Month CD - New Money
2.80%$500-45 Months CD - New Money
2.80%$500-Business 33 Month CD - New Money
2.80%$500-Business 45 Months CD - New Money
2.27%$500-3 Year CD
2.27%$500-Business 3 Year CD
2.12%$500-4 Year CD
2.12%$500-Business 4 Year CD
2.02%$500-5 Year CD
2.02%$500-Business 5 Year CD
1.76%$500-2 Year CD
1.76%$500-Business 2 Year CD
1.26%$500-1 Year CD
1.26%$500-Business 1 Year CD
1.00%$500-6 Month CD
1.00%$500-Business 6 Month CD

East Idaho Credit Union IRA Rates

2.27%$500-3 Year IRA
2.12%$500-4 Year IRA
2.02%$500-5 Year IRA
1.76%$500-2 Year IRA
1.26%$500-1 Year IRA
1.00%$500-6 Month IRA


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