Featured Savings Rates
Featured Accounts

Eastern Maine Medical Center Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.35%1-year CD12 Month Share Certificate
0.10%SavingsShare Savings Account
1.16%3-year CD36 Month One Time Step-Up Share Certificate

Overview / Commentary
207-945-3632
849 Stillwater Ave
Bangor, ME 04401

Eastern Maine Medical Center Federal Credit Union is headquartered in Bangor and is the 45th largest credit union in the state of Maine. It is also the 2,330th largest credit union in the nation. It was established in 1979 and as of December of 2015, it had grown to 12 employees and 4,479 members at 3 locations. Eastern Maine Medical Center Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must work at EMMC or any of its affiliate companies. - See Details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Eastern Maine Medical Center Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #23310
Year Chartered1979
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD3.5%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$48.9MM$47.1MM
LoansQ4 2015vs Q4 2014$24.1MM$22.6MM
DepositsQ4 2015vs Q4 2014$44.0MM$42.3MM
Equity CapitalQ4 2015vs Q4 2014$4.7MM$4.6MM
Loan Loss AllowanceQ4 2015vs Q4 2014$67.00K$59.00K
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$97.00K$7.00K
Real Estate OwnedQ4 2015vs Q4 2014$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Eastern Maine Medical Center Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Eastern Maine Medical Center Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--IRA Club
0.15%--Roth IRA Club
0.15%--Education IRA Club
0.15%--HSA Club
0.10%$25-Share Savings Account
0.10%--Christmas Club Account
0.10%--Vacation Club Account
0.10%$25-Monty Moose Account
0.10%--All-Purpose Club Account

Eastern Maine Medical Center Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$15k*-Money Market Account
OTHER TIERS: 0.20% $2,500 - $15k

Eastern Maine Medical Center Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.16%$1k-36 Month One Time Step-Up Share Certificate
1.16%$500-36 Month One Time Step-Up Youth Share Certificate
0.65%$1k-24 Month Share Certificate
0.65%$500-24 Month Youth Share Certificate
0.45%$1k-18 Month Share Certificate
0.45%$500-18 Month Youth Share Certificate
0.35%$1k-12 Month Share Certificate
0.35%$500-12 Month Youth Share Certificate
0.25%$1k-6 Month Share Certificate
0.25%$500-6 Month Youth Share Certificate

Eastern Maine Medical Center Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.16%$1k-36 Month One Time Step-Up IRA Certificate
0.65%$1k-24 Month IRA Certificate
0.45%$1k-18 Month IRA Certificate
0.35%$1k-12 Month IRA Certificate
0.25%$1k-6 Month IRA Certificate
Locations


Eastern Maine Medical Center Federal Credit Union Locations
Branch Office43 Whiting Hill RdBrewer, ME 04412
Branch Office849 Stillwater AveBangor, ME 04401
Branch Office417 State St Ste 140Bangor, ME 04401