Eaton Community Bank


Overview / Commentary
517-543-3880
236 South Cochran Avenue
Charlotte, MI 48813

Eaton Community Bank is headquartered in CHARLOTTE and is the 31st largest bank in the state of Michigan. It is also the 1,787th largest bank in the nation. It was established in 1936 and as of March of 2025, it had grown to 90 employees at 7 locations. Eaton Community Bank's CD rates are 4X the national average, and it boasts an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #29846
Year Established1936
Employees90
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD4.23%
Annual Interest Income$6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$503.7MM$461.2MM
LoansQ1 2025vs Q1 2024$286.4MM$241.9MM
DepositsQ1 2025vs Q1 2024$439.6MM$391.6MM
Equity CapitalQ1 2025vs Q1 2024$61.5MM$57MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2.8MM$2.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$451K$560K
Real Estate OwnedQ1 2025vs Q1 2024$0$32K
Rates
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Eaton Community Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.85%$500-1 Year CD
3.65%$500-2 Year CD
3.29%$500-3 Year CD
3.29%$500-4 Year CD
3.29%$500-5 Year CD
2.50%$500-6 Month CD

Eaton Community Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.85%$500-1 Year IRA
3.65%$500-2 Year IRA
3.29%$500-3 Year IRA
3.29%$500-4 Year IRA
3.29%$500-5 Year IRA
2.50%$500-6 Month IRA
Locations


Eaton Community Bank Locations
103 S Main Branch103 South MainOlivet, MI 49076
109 S Main Branch109 South MainNashville, MI 49073
Eaton Federal Savings Bank236 S Cochran AveCharlotte, MI 48813
307 South Main Branch307 South MainEaton Rapids, MI 48827
Grand Ledge Branch500 South ClintonGrand Ledge, MI 48837
Sockbrige Br122 West Main StreetStockbridge, MI 49285

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