EECU (Texas) Offers 13- and 40-month CD Specials


Availability: Individuals within the greater Dallas/Fort Worth metropolitan area.

Fort Worth-based EECU is offering two limited-time CDs: a 13-month CD Special (1.30% APY) and a 40-month CD Special (1.70% APY).

The minimum opening deposit for either CD Special is $5K of new money and there are no balance caps.

Both CD Specials are also available as IRAs (Traditional, Roth, SESA, and CEP), earning the same APYs with the same funding requirements as their standard CD counterparts for each respective term. (Note: According to CSR, IRAs must be opened at a branch location; no online or phone applications.)

While advertised as "limited time offers," there is no end-date listed on the website, and CSR stated there was no specific end-date at this time. CSR also stated that the Early Withdrawal Penalty for either CD Special is 180 days interest.


Membership in EECU Credit Union is open to virtually anyone in the Dallas/Fort Worth metroplex, with several ways to qualify:

Residency: Individuals who live or work in the Texas counties of Tarrant, Johnson, Parker, Palo Pinto, or Hood are eligible for membership.

Employment: Employees or retirees of any educational institution, business, association, hospital, or municipality in the Fort Worth area, including Young, Palo Pinto, Hood, Erath, Jack, Wise, and Somervell counties.

SEGs: Employees or members of one of 600 Select Employee Groups.

Relationship: Relative or household member of a current EECU Credit Union member.

Joining EECU and opening a CD can be done online or by visiting of any of 14 branch offices located in Arlington (2), Burleson, Fort Worth (5), Hurst, Mansfield, Saginaw, Southlake, Watauga, and Weatherford.

Credit Union Overview

EECU (NCUA Certificate # 67928) has an overall health grade of "A+" at, with a Texas ratio of 2.09% (excellent) based on September 30, 2015 data. In the past year, EECU has increased its total deposits by $123.08 Million, an excellent annual growth rate of 8.71%. Please refer to our financial overview of EECU for more details.

EECU was established in 1934 as the Fort Worth Teachers Credit Union, when ten Fort Worth educators and administrators each contributed $5 and the Credit Union was open for business. While the name might suggest a membership limited to teachers, EECU has been serving Dallas/Fort Worth area communities for more than 80 years. As one of North Texas’ largest locally owned financial institutions, EECU has more than 187,000 member and assets in excess of $1.8 Billion. In addition, EECU was recently named by Consumer Reports® as the Top Rated Credit Union in the Dallas/Fort Worth area for 2015.

How the CDs Compare

When compared to the 294 similar length-of-term CDs tracked by, requiring a similar minimum deposit and available to Dallas-Ft. Worth residents, EECU’s 13-Month CD Special currently ranks in the top three.

When compared to the 262 similar length-of-term CDs tracked by, requiring a similar minimum deposit and available to Dallas-Ft. Worth residents, EECU’s 40-Month CD Special currently ranks in the top three.

The above rates are accurate as of 3/10/2016.

To look for the best nationwide CD rates and the best CD rates in your state, please refer to our CD rates table or our new Rates Map page.

Top Long-Term CD & IRA CD Rates at EECU in Fort Worth Texas - Local Only

EECU is offering competitive long-term CD and IRA CD rates. The Jumbo IRA CDs with a $50K minimum deposit have the best rates: 2.90% APY for 5 years and 2.65% APY for 4 years. The non-Jumbo IRA CDs which have a $1K minimum have rates that are 5 basis points lower. The non-IRA CD rates are 10 basis points lower. The two best Jumbo CD rates are 2.80% APY for 5 years and 2.55% APY for 4 years. These rates are listed at the credit union's rates page as of...

Continue Reading
Top 4-Year & 5-Year CD Rates at EECU in Texas - Local Only

EECU is offering several competitive CD and IRA CD rates. The most competitive ones include a 3.00% APY 48-month CD and a 3.15% APY 60-month CD. Minimum deposit is $1,000. Higher rates are available for Jumbo CDs ($50K minimum) and IRA CDs. The Jumbo IRA CD rates are 3.15% APY for 48 months and 3.30% APY for 60 months. Another good deal is the 18-month bump-up CD which has a 1.75% APY for a $5K minimum deposit. Rate may be bumped one time and must be initiated 6 months or...

Continue Reading