El Paso Area Teachers Federal Credit Union is headquartered in El Paso and is the 37th largest credit union in the state of Texas. It is also the 453rd largest credit union in the nation. It was established in 1936 and as of March of 2019, it had grown to 205 employees and 60,172 members at 10 locations. El Paso Area Teachers Federal Credit Union's CD rates are 78% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
El Paso Area Teachers Federal Credit Union is open to anyone who lives, works, attends school or worships in the El Paso County, Texas area. Businesses and other legal entities are also eligible. (Membership requirement details are posted in the credit union's online application)
See current membership details
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el paso area teachers credit union
El Paso Area Teachers Federal Credit union is a really great credit union to be a part of. They have the best customer service. Their employees really care about the members and a very helpful. There is a brief wait time when I go to visit the credit union. I am usually in and out in 15 minutes or less. Their savings and checking are perfect for my uses. I like to use their online billpay and that keeps me current on my bills. I have had 4 cars financed through this institution and have had a great experience overall.
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1409 |
| Year Chartered | 1936 |
| Employees | 205 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.33% |
| Return on Equity - YTD | 2.63% |
| Annual Interest Income | $6.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $675.1MM$649.0MM |
| Loans | Q1 2019vs Q1 2018 | $460.4MM$403.0MM |
| Deposits | Q1 2019vs Q1 2018 | $586.9MM$567.2MM |
| Equity Capital | Q1 2019vs Q1 2018 | $82.2MM$76.6MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $4.6MM$4.5MM |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $1.9MM$2.2MM |
| Real Estate Owned | Q1 2019vs Q1 2018 | $108.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not El Paso Area Teachers Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
El Paso Area Teachers Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | $1 | - | IRA Savings | |
| 0.05% | $300 | - | Savings |
El Paso Area Teachers Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $25k* | - | Insured Money Market Account | ||
| OTHER TIERS: 0.25% → $2.5k - $10k | 0.40% → $10k - $25k | |||||
El Paso Area Teachers Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $2.5k | - | Checking | |
| 0.05% | $2.5k | - | Checking Business Plus |
El Paso Area Teachers Federal Credit Union CD Rates
El Paso Area Teachers Federal Credit Union IRA Rates
| El Paso Branches | ||
|---|---|---|
| Branch Office | 9835 Kenworthy St | El Paso, TX 79924 |
| Branch Office | 3600 Joe Battle Blvd | El Paso, TX 79938 |
| Branch Office | 2500 E Yandell Dr | El Paso, TX 79903 |
| Branch Office | 6610 Continental Dr | El Paso, TX 79925 |
| Branch Office | 100 Village Ct | El Paso, TX 79922 |
| Branch Office | 12020 Rojas Dr | El Paso, TX 79936 |
| Branch Office | 975 Lomaland Dr | El Paso, TX 79907 |
| Branch Office | 1226 Golden Key Cir | El Paso, TX 79925-5810 |
| Corporate Office | 1241 Pullman Drive | El Paso, TX 79936 |
| Horizon City Branches | ||
|---|---|---|
| Branch Office | 13781 Horizon Blvd | Horizon City, TX 79928 |