El Paso Area Teachers Federal Credit Union is headquartered in El Paso and is the 39th largest credit union in the state of Texas. It is also the 465th largest credit union in the nation. It was established in 1936 and as of December of 2021, it had grown to 203 employees and 69,340 members at 10 locations. El Paso Area Teachers Federal Credit Union has an A+ health rating.
Field of Membership Restrictions
El Paso Area Teachers Federal Credit Union is open to anyone who lives, works, worships, or attends school in El Paso County, Texas. (Membership requirement details are posted in the credit union's online application)
See current membership details
el paso area teachers credit union
El Paso Area Teachers Federal Credit union is a really great credit union to be a part of. They have the best customer service. Their employees really care about the members and a very helpful. There is a brief wait time when I go to visit the credit union. I am usually in and out in 15 minutes or less. Their savings and checking are perfect for my uses. I like to use their online billpay and that keeps me current on my bills. I have had 4 cars financed through this institution and have had a great experience overall.
Data as of Q4 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1409 |
| Year Chartered | 1936 |
| Employees | 203 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.45% |
| Return on Equity - YTD | 11.9% |
| Annual Interest Income | $34.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2021vs Q4 2020 | $864.5MM$769.8MM |
| Loans | Q4 2021vs Q4 2020 | $695.5MM$612.7MM |
| Deposits | Q4 2021vs Q4 2020 | $755.9MM$672.3MM |
| Equity Capital | Q4 2021vs Q4 2020 | $104.4MM$93.0MM |
| Loan Loss Allowance | Q4 2021vs Q4 2020 | $6.1MM$6.3MM |
| Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $3.4MM$3.4MM |
| Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |