El Paso Area Teachers Federal Credit Union


Overview / Commentary
915-843-8328
12020 Rojas Dr
El Paso, TX 79936

El Paso Area Teachers Federal Credit Union is headquartered in El Paso and is the 41st largest credit union in the state of Texas. It is also the 469th largest credit union in the nation. It was established in 1936 and as of June of 2020, it had grown to 208 employees and 64,107 members at 11 locations. El Paso Area Teachers Federal Credit Union has an A health rating.

Field of Membership Restrictions

El Paso Area Teachers Federal Credit Union is open to anyone who lives, works, worships, or attends school in El Paso County, Texas. (Membership requirement details are posted in the credit union's online application)
See current membership details

Reviews (1)

el paso area teachers credit union

Posted by: |

El Paso Area Teachers Federal Credit union is a really great credit union to be a part of. They have the best customer service. Their employees really care about the members and a very helpful. There is a brief wait time when I go to visit the credit union. I am usually in and out in 15 minutes or less. Their savings and checking are perfect for my uses. I like to use their online billpay and that keeps me current on my bills. I have had 4 cars financed through this institution and have had a great experience overall.



Health

Health Grade Components

Overall
NCUA #1409
Year Chartered1936
Employees208
Primary Regulator
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD3.58%
Annual Interest Income$14.4MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$738.3MM$672.9MM
LoansQ2 2020vs Q2 2019$555.5MM$468.4MM
DepositsQ2 2020vs Q2 2019$644.4MM$583.3MM
Equity CapitalQ2 2020vs Q2 2019$89.4MM$84.3MM
Loan Loss AllowanceQ2 2020vs Q2 2019$4.9MM$4.4MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$5.0MM$2.0MM
Real Estate OwnedQ2 2020vs Q2 2019$0$128.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not El Paso Area Teachers Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

El Paso Area Teachers Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$1-IRA Savings
0.05%$10k-Savings

El Paso Area Teachers Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2.5k-Insured Money Market Account

El Paso Area Teachers Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$50k*-Checking
OTHER TIERS: 0.05% $2.5k - $10k | 0.07% $10k - $25k | 0.10% $25k - $50k
0.05%$2.5k-Checking Business Plus

El Paso Area Teachers Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$50k-60 Month Jumbo Share Certificate - Monthly
0.90%$50k-48 Month Jumbo Share Certificate - Monthly
0.90%$5k-60 Month Regular Share Certificate - Monthly
0.85%$50k-36 Month Jumbo Share Certificate - Monthly
0.80%$5k-48 Month Regular Share Certificate - Monthly
0.75%$5k-36 Month Regular Share Certificate - Monthly
0.60%$50k-24 Month Jumbo Share Certificate - Monthly
0.50%$5k-24 Month Regular Share Certificate - Monthly
0.35%$50k-12 Month Jumbo Share Certificate - Monthly
0.25%$25-12 Month Regular Share Certificate - Monthly

El Paso Area Teachers Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$50k-60 Month Jumbo IRA Certificate - Monthly
0.90%$50k-48 Month Jumbo IRA Certificate - Monthly
0.90%$5k-60 Month Regular IRA Certificate - Monthly
0.85%$50k-36 Month Jumbo IRA Certificate - Monthly
0.80%$5k-48 Month Regular IRA Certificate - Monthly
0.75%$5k-36 Month Regular IRA Certificate - Monthly
0.60%$50k-24 Month Jumbo IRA Certificate - Monthly
0.50%$5k-24 Month Regular IRA Certificate - Monthly
0.35%$50k-12 Month Jumbo IRA Certificate - Monthly
0.25%$25-12 Month Regular IRA Certificate - Monthly
Locations

Availability



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