El Paso Area Teachers Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.10% | 5-year CD | |
| 2.95% | 4-year CD | 1.93% - National Average |
| 2.70% | 3-year CD | 1.82% - National Average |
El Paso Area Teachers Federal Credit Union is headquartered in El Paso and is the 37th largest credit union in the state of Texas. It is also the 440th largest credit union in the nation. It was established in 1936 and as of September of 2018, it had grown to 204 employees and 59,044 members at 10 locations. El Paso Area Teachers Federal Credit Union's CD rates are 2X the national average, and it has an A health rating.
Field of Membership Restrictions
El Paso Area Teachers Federal Credit Union is open to anyone who lives, works, attends school or worships in the El Paso County, Texas area. Businesses and other legal entities are also eligible. (Membership requirement details are posted in the credit union's online application)
See current membership details
Related Posts
el paso area teachers credit union
El Paso Area Teachers Federal Credit union is a really great credit union to be a part of. They have the best customer service. Their employees really care about the members and a very helpful. There is a brief wait time when I go to visit the credit union. I am usually in and out in 15 minutes or less. Their savings and checking are perfect for my uses. I like to use their online billpay and that keeps me current on my bills. I have had 4 cars financed through this institution and have had a great experience overall.
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1409 |
| Year Chartered | 1936 |
| Employees | 204 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.71% |
| Return on Equity - YTD | 5.81% |
| Annual Interest Income | $17.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $658.0MM$635.8MM |
| Loans | Q3 2018vs Q3 2017 | $426.1MM$411.5MM |
| Deposits | Q3 2018vs Q3 2017 | $571.6MM$555.3MM |
| Equity Capital | Q3 2018vs Q3 2017 | $79.7MM$76.1MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $4.4MM$4.4MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $2.5MM$3.7MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$61.00K |
Always verify rates and promotions with the bank or credit union. We are not El Paso Area Teachers Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
El Paso Area Teachers Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $1 | - | IRA Savings | |
| 0.05% | $300 | - | Savings |
El Paso Area Teachers Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.55%* | $25k* | - | Insured Money Market Account | ||
| OTHER TIERS: 0.35% → $2.5k - $10k | 0.45% → $10k - $25k | |||||
El Paso Area Teachers Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $2.5k | - | Checking | |
| 0.05% | $2.5k | - | Checking Business Plus |
El Paso Area Teachers Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.10% | $50k | - | 60 Month Jumbo Share Certificate | |
| 3.00% | $500 | - | 60 Month Regular Share Certificate | |
| 2.95% | $50k | - | 48 Month Jumbo Share Certificate | |
| 2.85% | $500 | - | 48 Month Regular Share Certificate | |
| 2.85% | $50k | - | 36 Month Jumbo Share Certificate | |
| 2.75% | $500 | - | 36 Month Regular Share Certificate | |
| 2.70% | $50k | - | 30 Month Jumbo Rate Plus Share Certificate | |
| 2.60% | $50k | - | 24 Month Jumbo Share Certificate | |
| 2.60% | $500 | - | 30 Month Rate Plus Share Certificate | |
| 2.50% | $500 | - | 24 Month Regular Share Certificate | |
| 2.35% | $50k | - | 18 Month Jumbo Rate Plus Share Certificate | |
| 2.25% | $500 | - | 18 Month Rate Plus Share Certificate | |
| 2.00% | $500 | - | 12 Month Regular Share Certificate | |
| 2.00% | $25 | - | 12 Month Save A Lot Share Certificate | |
| 2.00% | $50k | - | 12 Month Jumbo Share Certificate | |
| 1.10% | $50k | - | 6 Month Jumbo Share Certificate | |
| 1.00% | $2.5k | - | 6 Month Regular Share Certificate | |
| 0.75% | $2.5k | - | 91 Day Regular Share Certificate |
El Paso Area Teachers Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.10% | $50k | - | 60 Month Jumbo IRA Certificate | |
| 3.00% | $500 | - | 60 Month Regular IRA Certificate | |
| 2.95% | $50k | - | 48 Month Jumbo IRA Certificate | |
| 2.85% | $50k | - | 36 Month Jumbo IRA Certificate | |
| 2.85% | $500 | - | 48 Month Regular IRA Certificate | |
| 2.75% | $500 | - | 36 Month Regular IRA Certificate | |
| 2.70% | $50k | - | 30 Month Jumbo IRA Certificate | |
| 2.60% | $50k | - | 24 Month Jumbo IRA Certificate | |
| 2.60% | $500 | - | 30 Month Rate Plus IRA Certificate | |
| 2.50% | $500 | - | 24 Month Regular IRA Certificate | |
| 2.35% | $50k | - | 18 Month Jumbo Rate Plus IRA Certificate | |
| 2.25% | $500 | - | 18 Month Rate Plus IRA Certificate | |
| 2.00% | $50k | - | 12 Month Jumbo IRA Certificate | |
| 2.00% | $500 | - | 12 Month Regular IRA Certificate | |
| 2.00% | $25 | - | 12 Month Save A Lot IRA Certificate | |
| 1.10% | $50k | - | 6 Month Jumbo IRA Certificate | |
| 1.00% | $2.5k | - | 6 Month Regular IRA Certificate | |
| 0.75% | $2.5k | - | 91 Day Regular IRA Certificate |
| El Paso Branches | ||
|---|---|---|
| Branch Office | 9835 Kenworthy St | El Paso, TX 79924 |
| Branch Office | 3600 Joe Battle Blvd | El Paso, TX 79938 |
| Branch Office | 2500 E Yandell Dr | El Paso, TX 79903 |
| Branch Office | 6610 Continental Dr | El Paso, TX 79925 |
| Branch Office | 100 Village Ct | El Paso, TX 79922 |
| Branch Office | 12020 Rojas Dr | El Paso, TX 79936 |
| Branch Office | 975 Lomaland Dr | El Paso, TX 79907 |
| Branch Office | 1226 Golden Key Cir | El Paso, TX 79925-5810 |
| Corporate Office | 1241 Pullman Drive | El Paso, TX 79936 |
| Horizon City Branches | ||
|---|---|---|
| Branch Office | 13781 Horizon Blvd | Horizon City, TX 79928 |