Featured Savings Rates
Featured Accounts

Electric Service Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
3.50%Reward CheckingInterest Rewards Checking
1.75%5-year CD60 Month CD
0.71%1-year CD12 Month CD

Overview / Commentary
615-687-4801
2340 Jackson Downs Blvd
Nashville, TN 37214

Electric Service Credit Union is headquartered in Nashville and is the 44th largest credit union in the state of Tennessee. It is also the 2,054th largest credit union in the nation. It was established in 1951 and as of September of 2016, it had grown to 20 employees and 6,225 members at 3 locations. Electric Service Credit Union's money market rates are 34% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Electric Service Credit Union is open to those who live, work, attend school or worship in Davidson or Sumner Counties in Tennessee.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Electric Service Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #68148
Year Chartered1951
Employees20
Primary Regulator
Profit Margin
Return on Assets - YTD0%
Return on Equity - YTD0%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$63.7MM$62.6MM
LoansQ3 2016vs Q3 2015$43.3MM$36.3MM
DepositsQ3 2016vs Q3 2015$54.0MM$52.6MM
Equity CapitalQ3 2016vs Q3 2015$8.5MM$8.5MM
Loan Loss AllowanceQ3 2016vs Q3 2015$332.00K$289.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$257.00K$337.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Electric Service Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.49%--IRA Savings
0.49%--Roth IRA
0.49%--Educational IRA
0.20%--Christmas Club
0.10%--Regular Shares
0.10%--Special Shares

Electric Service Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.59%*$50k*-Money Market Account
OTHER TIERS: 0.15% $2,500 - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k

Electric Service Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*-$5kInterest Rewards Checking - Qualifying
OTHER TIERS: 0.25% $5k+

Electric Service Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$1k-60 Month CD
1.55%$1k-48 Month CD
1.26%$1k-36 Month CD
0.95%$1k-24 Month CD
0.81%$1k-18 Month CD
0.71%$1k-12 Month CD
0.36%$1k-6 Month CD
0.26%$1k-3 Month CD

Electric Service Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%$1k-36 Month IRA
0.95%$1k-24 Month IRA
Locations


Electric Service Credit Union Locations
Branch Office1214 Church St Ste 100Nashville, TN 37246-0001
Branch Office2340 Jackson Downs BlvdNashville, TN 37214
Branch Office270 Indian Lake BlvdHendersonville, TN 37075