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Electric Service Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
3.50%Reward CheckingInterest Rewards Checking
1.75%5-year CD60 Month CD
0.71%1-year CD12 Month CD

Overview / Commentary
615-687-4801
2340 Jackson Downs Blvd
Nashville, TN 37214

Electric Service Credit Union is headquartered in Nashville and is the 44th largest credit union in the state of Tennessee. It is also the 2,045th largest credit union in the nation. It was established in 1951 and as of June of 2016, it had grown to 21 employees and 5,954 members at 3 locations. Electric Service Credit Union's money market rates are 34% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Electric Service Credit Union of Tennessee is open to the residents, people maintaining employment, members of credit union qualified organizations, church members, and registered students within Davison and Sumner Counties.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Electric Service Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #68148
Year Chartered1951
Employees21
Primary Regulator
Profit Margin
Return on Assets - YTD-0.03%
Return on Equity - YTD-0.26%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$64.0MM$60.5MM
LoansQ2 2016vs Q2 2015$42.0MM$35.2MM
DepositsQ2 2016vs Q2 2015$53.0MM$50.5MM
Equity CapitalQ2 2016vs Q2 2015$8.5MM$8.5MM
Loan Loss AllowanceQ2 2016vs Q2 2015$282.00K$271.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$273.00K$230.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Electric Service Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.49%--IRA Savings
0.49%--Roth IRA
0.49%--Educational IRA
0.20%--Christmas Club
0.10%--Regular Shares
0.10%--Special Shares

Electric Service Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.59%*$50k*-Money Market Account
OTHER TIERS: 0.15% $2,500 - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k

Electric Service Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*-$5kInterest Rewards Checking - Qualifying
OTHER TIERS: 0.25% $5k+

Electric Service Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$1k-60 Month CD
1.55%$1k-48 Month CD
1.05%$1k-36 Month CD
0.86%$1k-24 Month CD
0.81%$1k-18 Month CD
0.71%$1k-12 Month CD
0.36%$1k-6 Month CD
0.26%$1k-3 Month CD

Electric Service Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$1k-36 Month IRA
0.86%$1k-24 Month IRA
Locations


Electric Service Credit Union Locations
Branch Office1214 Church St Ste 100Nashville, TN 37246-0001
Branch Office2340 Jackson Downs BlvdNashville, TN 37214
Branch Office270 Indian Lake BlvdHendersonville, TN 37075