Featured Savings Rates
Featured Accounts
Overview / Commentary
700 Walnut St
Des Moines, IA 50309

Emc Credit Union is headquartered in Des Moines and is the 67th largest credit union in the state of Iowa. It is also the 4,438th largest credit union in the nation. It was established in 1936 and as of December of 2016, it had grown to 1 employees and 1,038 members at 1 location. Emc Credit Union has a C+ health rating.

Field of Membership Restrictions

EMC Credit Union of Iowa is open to the employees of EMC Insurance and their family members.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Emc Credit Union has a very low asset base.

Health Grade Components

NCUA #60033
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD2.99%
Annual Interest Income$136.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$8.1MM$7.9MM
LoansQ4 2016vs Q4 2015$2.6MM$2.6MM
DepositsQ4 2016vs Q4 2015$7.3MM$7.1MM
Equity CapitalQ4 2016vs Q4 2015$736.00K$712.00K
Loan Loss AllowanceQ4 2016vs Q4 2015$15.00K$15.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$0$0
Real Estate OwnedQ4 2016vs Q4 2015$0$0

Rates for Emc Credit Union are currently being reviewed.


Emc Credit Union Locations
Branch Office700 Walnut StDes Moines, IA 50309