Emporia State Federal Credit Union

Overview / Commentary
310 W 12th Ave
Emporia, KS 66801

Emporia State Federal Credit Union is headquartered in Emporia and is the 16th largest credit union in the state of Kansas. It is also the 1,648th largest credit union in the nation. It was established in 1937 and as of March of 2020, it had grown to 26 employees and 7,106 members at 2 locations. Emporia State Federal Credit Union's CD rates are 67% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Emporia State Federal Credit Union membership is open to students, members, or employees of the following groups: Emporia State University, ESU Alumni, Foundation, and Memorial Union, Newman Regional Health, Flint Hills Technical College, Unified School Districts of Coffey, Chase, Lyon, Greenwood, Osage or Morris counties. Employees of ESFCU and their immediate family may also join.
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #2227
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD6.06%
Annual Interest Income$856.00K
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$100.3MM$95.6MM
LoansQ1 2020vs Q1 2019$69.7MM$67.7MM
DepositsQ1 2020vs Q1 2019$90.0MM$86.1MM
Equity CapitalQ1 2020vs Q1 2019$10.1MM$9.3MM
Loan Loss AllowanceQ1 2020vs Q1 2019$315.00K$361.00K
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$968.00K$594.00K
Real Estate OwnedQ1 2020vs Q1 2019$73.00K$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Emporia State Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Emporia State Federal Credit Union Savings Account Rates

0.15%$25-Regular Savings Account

Emporia State Federal Credit Union CD Rates

1.60%$100k-24 Month Jumbo CD
1.50%$1k-60 Month CD
1.50%$100k-12 Month Jumbo CD
1.40%$1k-48 Month CD
1.30%$1k-36 Month CD
1.25%$1k-24 Month CD
1.10%$1k-12 Month CD
0.50%$25-SAVE TO WIN 12 Month
0.25%$500-6 Month CD

Emporia State Federal Credit Union Locations
Branch Office2332 Industrial RdEmporia, KS 66801
Branch Office310 W 12th AveEmporia, KS 66801

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.