Overview / Commentary
620-342-2336
310 W 12th Ave
Emporia, KS 66801

Emporia State Federal Credit Union is headquartered in Emporia and is the 16th largest credit union in the state of Kansas. It is also the 1,688th largest credit union in the nation. It was established in 1937 and as of June of 2018, it had grown to 24 employees and 6,726 members at 2 locations. Emporia State Federal Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Emporia State Federal Credit Union membership is open to students, members, or employees of the following groups: Emporia State University, ESU Alumni, Foundation, and Memorial Union, Newman Regional Health, Flint Hills Technical College, Unified School Districts of Coffey, Chase, Lyon, Greenwood, Osage or Morris counties. Employees of ESFCU and their immediate family may also join.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Emporia State Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #2227
Year Chartered1937
Employees24
Primary Regulator
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD7.76%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$93.4MM$80.7MM
LoansQ2 2018vs Q2 2017$65.7MM$58.7MM
DepositsQ2 2018vs Q2 2017$84.6MM$72.7MM
Equity CapitalQ2 2018vs Q2 2017$8.7MM$7.9MM
Loan Loss AllowanceQ2 2018vs Q2 2017$293.00K$233.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$108.00K$150.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Emporia State Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Emporia State Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$25-Regular Savings Account

Emporia State Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$1k-12 Month CD Special (New Money Only)
1.75%$1k-34 Month Bump CD
1.65%$1k-21 Month Bump CD
1.50%$100k-12 Month Jumbo CD
1.20%$1k-12 Month CD
0.65%$500-6 Month CD
0.50%$25-SAVE TO WIN 12 Month
Locations


Emporia State Federal Credit Union Locations
Branch Office2332 Industrial RdEmporia, KS 66801
Branch Office310 W 12th AveEmporia, KS 66801

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.