Featured Savings Rates
Featured Accounts

Emporia State Federal Credit Union

Popular Accounts at this Credit Union

1.00%1-year CD12 Month Jumbo CD
0.75%1-year CD12 Month CD
0.45%SavingsRegular Savings Account

Overview / Commentary
310 W 12th Ave
Emporia, KS 66801

Emporia State Federal Credit Union is headquartered in Emporia and is the 19th largest credit union in the state of Kansas. It is also the 1,871st largest credit union in the nation. It was established in 1937 and as of September of 2016, it had grown to 18 employees and 6,190 members at 2 locations. Emporia State Federal Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees or students of Emporia State University, employees of ESU Memorial Union, members of the ESU Alumni Association, ESU Foundation or other related institutions.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Emporia State Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #2227
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD8.22%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$75.1MM$71.4MM
LoansQ3 2016vs Q3 2015$55.3MM$51.4MM
DepositsQ3 2016vs Q3 2015$67.6MM$64.5MM
Equity CapitalQ3 2016vs Q3 2015$7.4MM$6.8MM
Loan Loss AllowanceQ3 2016vs Q3 2015$216.00K$210.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$651.00K$474.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Emporia State Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Emporia State Federal Credit Union Savings Account Rates

0.45%$25-Regular Savings Account

Emporia State Federal Credit Union CD Rates

1.00%$100k-12 Month Jumbo CD
0.75%$1k-12 Month CD
0.50%$500-6 Month CD

Emporia State Federal Credit Union Locations
Branch Office2332 Industrial RdEmporia, KS 66801
Branch Office310 W 12th AveEmporia, KS 66801