Featured Savings Rates
Featured Accounts

Emporia State Federal Credit Union

Popular Accounts at this Credit Union

1.00%1-year CD12 Month Jumbo CD
0.75%1-year CD12 Month CD
0.40%SavingsRegular Savings Account

Overview / Commentary
310 W 12th Ave
Emporia, KS 66801

Emporia State Federal Credit Union is headquartered in Emporia and is the 19th largest credit union in the state of Kansas. It is also the 1,859th largest credit union in the nation. It was established in 1937 and as of June of 2016, it had grown to 17 employees and 6,114 members at 2 locations. Emporia State Federal Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees or students of Emporia State University, employees of ESU Memorial Union, members of the ESU Alumni Association, ESU Foundation or other related institutions.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Emporia State Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #2227
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD7.51%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$75.4MM$71.2MM
LoansQ2 2016vs Q2 2015$53.4MM$51.0MM
DepositsQ2 2016vs Q2 2015$68.2MM$64.5MM
Equity CapitalQ2 2016vs Q2 2015$7.2MM$6.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$197.00K$210.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$396.00K$390.00K
Real Estate OwnedQ2 2016vs Q2 2015$98.00K$0
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Emporia State Federal Credit Union Savings Account Rates

0.40%$25-Regular Savings Account

Emporia State Federal Credit Union CD Rates

1.00%$100k-12 Month Jumbo CD
0.75%$1k-12 Month CD
0.50%$500-6 Month CD

Emporia State Federal Credit Union Locations
Branch Office2332 Industrial RdEmporia, KS 66801
Branch Office310 W 12th AveEmporia, KS 66801