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Emporia State Federal Credit Union

Popular Accounts at this Credit Union

0.80%SavingsRegular Savings Account
0.50%1-year CDSAVE TO WIN 12 Months
1.55%3-year CD34 Month Bump CD

Overview / Commentary
310 W 12th Ave
Emporia, KS 66801

Emporia State Federal Credit Union is headquartered in Emporia and is the 19th largest credit union in the state of Kansas. It is also the 1,819th largest credit union in the nation. It was established in 1937 and as of September of 2017, it had grown to 21 employees and 6,456 members at 2 locations. Emporia State Federal Credit Union's savings rates are 54% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to employees or students of Emporia State University, employees of ESU Memorial Union, members of the ESU Alumni Association, ESU Foundation or other related institutions.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Emporia State Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #2227
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.85%
Return on Equity - YTD8.36%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$80.2MM$75.1MM
LoansQ3 2017vs Q3 2016$59.0MM$55.3MM
DepositsQ3 2017vs Q3 2016$71.9MM$67.6MM
Equity CapitalQ3 2017vs Q3 2016$8.2MM$7.4MM
Loan Loss AllowanceQ3 2017vs Q3 2016$259.00K$216.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$108.00K$651.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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Emporia State Federal Credit Union Savings Account Rates

0.80%$25-Regular Savings Account

Emporia State Federal Credit Union CD Rates

1.55%$1k-34 Month Bump CD
1.25%$1k-21 Month Bump CD
1.20%$100k-12 Month Jumbo CD
1.00%$1k-12 Month CD
0.65%$500-6 Month CD
0.50%$25-SAVE TO WIN 12 Months

Emporia State Federal Credit Union Locations
Branch Office2332 Industrial RdEmporia, KS 66801
Branch Office310 W 12th AveEmporia, KS 66801