Featured Savings Rates
Featured Accounts

Emporia State Federal Credit Union

Popular Accounts at this Credit Union

0.50%1-year CDSAVE TO WIN 12 Months
0.50%SavingsRegular Savings Account
1.55%3-year CD34 Month Bump CD

Overview / Commentary
310 W 12th Ave
Emporia, KS 66801

Emporia State Federal Credit Union is headquartered in Emporia and is the 19th largest credit union in the state of Kansas. It is also the 1,820th largest credit union in the nation. It was established in 1937 and as of June of 2017, it had grown to 21 employees and 6,381 members at 2 locations. Emporia State Federal Credit Union's CD rates are 33% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to employees or students of Emporia State University, employees of ESU Memorial Union, members of the ESU Alumni Association, ESU Foundation or other related institutions.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Emporia State Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #2227
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD7.77%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$80.7MM$75.4MM
LoansQ2 2017vs Q2 2016$58.7MM$53.4MM
DepositsQ2 2017vs Q2 2016$72.7MM$68.2MM
Equity CapitalQ2 2017vs Q2 2016$7.9MM$7.2MM
Loan Loss AllowanceQ2 2017vs Q2 2016$233.00K$197.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$150.00K$396.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$98.00K
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Emporia State Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Emporia State Federal Credit Union Savings Account Rates

0.50%$25-Regular Savings Account

Emporia State Federal Credit Union CD Rates

1.55%$1k-34 Month Bump CD
1.25%$1k-21 Month Bump CD
1.20%$100k-12 Month Jumbo CD
1.00%$1k-12 Month CD
0.65%$500-6 Month CD
0.50%$25-SAVE TO WIN 12 Months

Emporia State Federal Credit Union Locations
Branch Office2332 Industrial RdEmporia, KS 66801
Branch Office310 W 12th AveEmporia, KS 66801